ADCB Group Business Model
Our strengths
Leadership
An experienced Board of Directors with strong support from the main shareholder, supported by a highly skilled senior leadership team.
Talent
Dedicated and talented employees from over 80 nations, united by shared values and an agile culture, including 1,482 UAE Nationals.
Brand
Third largest bank in the UAE by assets with a growing base of over 1 million customers and an unrivalled reputation.
Expertise
An in-depth knowledge of the UAE market and economy to help customers realise their ambitions.
Resilience
With more than AED 411 billion in total assets, robust liquidity and strong credit ratings.
Innovation
Digital strength and technological capability for an outstanding customer experience.
Diverse Ownership Structure
60.2% owned by the Abu Dhabi government through Abu Dhabi Investment Council (ADIC)1, with growing share of foreign institutional shareholders from over 80 countries.
1 ADIC is an investment arm of the Government and is responsible for investing the Government's financial resources. In 2018, ADIC was restructured to become part of Mubadala Investment Company (MIC).
MIC is the development and investment company leading the Government's economic diversification strategy.
How we create value
Our value creation is underpinned by a strong foundation of robust corporate governance, strategic risk management and an enduring commitment to our nation and the communities we serve.
Our Vision
To be the number one bank of choice in the UAE.
Our Mission
To build partnerships with customers that last a lifetime, by: Treating every customer as an individual; offering innovative products and unparalleled service; never forgetting that our customer has a choice.
Our Values
Business Segments
We provide trusted banking products and services for a diverse customer base through our four business segments:
