2020 Annual Report

Business Review

Consumer Banking Group

Our Consumer Banking franchise continues to grow in strength, with total assets of AED 109 billion and liabilities of AED 95 billion, a network of 54 branches across the UAE and a full range of leading-edge digital banking platforms.

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Wholesale Banking Group

We significantly enhanced our Wholesale Banking proposition in 2020, incorporating leading digital technologies to enrich the customer experience and offer faster virtual services.

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Treasury and Investments Group

The Treasury and Investments Group continued to deliver a strong performance and achieved a high level of stakeholder confidence in 2020 by responding swiftly to the disruptions throughout the year and becoming more adaptable and dynamic in its approach.

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Property Management

As a leading force in the UAE’s real estate space, we continue to strengthen our position in this prominent sector via our extensive property management capabilities and expanding service proposition.

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Group Business Services

Our deep-seated digital expertise, honed through our long-term digital transformation strategy, ensured that the Bank was well-prepared to deal with the impact of the COVID-19 pandemic.

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Human Resources

In 2020, our Human Resources team implemented an enhanced programme of new employee services in a challenging environment, whilst ensuring the safety and well-being of each one of our staff.

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Recommended

Subsidiaries

Individually and collectively, ADCB’s subsidiaries create value for the Bank as well as our customers, partners and wider economy.

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ESG Review

ADCB is proud to leverage its position as one of the UAE’s major financial institutions to contribute to and promote the national agenda.

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