Loans
Preferential pricing and discounts on loans
Whether you’re planning to purchase a car, own that home you’ve always dreamed of or just need help achieving your personal goals, loans from ADCB can help you move ahead in life.
Enjoy preferential rates for Etihad employees on Personal Loans, Car Loans and Home Loans:
| Loans |
Preferential pricing and discounts for Etihad Employees. |
| Personal Loan |
Discount of up to 1.5% on the eligible rate* for Personal Loans |
| Car Loan |
as low as 2.25% p.a. (flat rate) |
| Home Loan |
 |
*Please contact any ADCB representative to know your eligible rate. All ADCB products and services are granted at the sole discretion of ADCB, T&Cs and submission of acceptable documents.
Wealth
We understand how hard you work. That’s why, we offer you wealth plans that keep your financial growth on course with your ambitions. This journey, you don’t have to take alone.
Investments
As an employee of the fast-moving airline industry, securing your future is vital. You enjoy preferential pricing when you decide to start a Systematic Investment Plans (SIP).
Exclusive SIP benefits for Etihad employees:
Book value of Investment
(US Dollars) |
Setup Fee |
| Equity and Balanced Funds |
Bond Funds |
| Others |
EY staff |
Others |
EY staff |
| 0 - 249,999 |
2.00% |
1.00% |
1.00% |
0.00% |
| 250,000 - 1,000,000 |
1.50% |
0.50% |
1.00% |
0.00% |
| 1,000,000 - 2,499,999 |
1.00% |
0.00% |
0.50% |
0.00% |
| 2,500,000 and above |
0.25% |
0.00% |
0.00% |
0.00% |
Referral
Spread the word. Share the rewards.
As an ADCB Customer, we invite you to refer your colleagues to bank with ADCB and earn up to 116,666 Etihad Guest Miles*.
| Product Referred |
Etihad Guest Miles Earned |
| Referrer |
Referee |
| New ADCB Salary Transfer Account and Credit Card |
2,000 |
2,000 |
| New ADCB Privilege Account |
3,333 |
3,333 |
| New ADCB Excellency Account |
16,666
(for expats)
23,333
(for UAE nationals) |
5,333 |
How do you refer a colleague?
It’s simple. Ask for their permission to pass on their details to ADCB and then:
- SMS ADCBEY to 2626 for an ADCB representative to call you back.
Terms and conditions apply. Click here to read the full list.
*Aspire and Privilege Customers can earn up to 80,000 Etihad Guest Miles per year and Excellency Customers can earn up to 116,666 Etihad Guest Miles per year under this referral program.
Cards
Exclusive Offer on Etihad Guest Above Infinite and Platinum Credit Cards
Etihad Guest Infinite and Platinum Credit Cards.
As an employee of Etihad, Annual Fee is waived on Etihad Guest Above Infinite and Platinum Credit Cards, exclusively for you!
|
Regular Offer |
Etihad Staff Offer |
|
Platinum |
Infinite |
Platinum |
Infinite |
| Annual Fees in AED |
1,050 |
2,625 |
0 |
0 |
| Welcome / anniversary miles |
|
| Welcome Bonus Miles |
25,000 |
50,000 |
N/A |
N/A |
| Anniversary Bonus Miles |
10,000 |
25,000 |
N/A |
N/A |
| Miles earn rates for USD 1 retail spend |
|
| Domestic spend |
1 Mile |
1.5 Mile |
1 Mile |
1.5 Mile |
| International spend |
2 Miles |
3 Miles |
2 Miles |
3 Miles |
| Spend at Etihad Airways |
2 Miles |
3 Miles |
2 Miles |
3 Miles |
| Spend at Duty free stores and Lodging expenses |
1.5 Mile |
2.25 Miles |
1.5 Mile |
2.25 Miles |
| Features & Benefits |
|
| Fast Track Tier Upgrade |
Silver |
Gold |
N/A |
N/A |
| Complimentary one-class Upgrade Vouchers |
Yes |
Yes |
N/A |
N/A |
| Airport Chauffer Service |
2 |
4 |
N/A |
N/A |
| Monthly Finance Charges (retail purchases) |
3.25% |
3.25% |
2% |
2% |
| Unlimited airport lounge access with a guest |
N/A |
Yes |
N/A |
Yes |
| Up to 15% discount at Yas Island Theme Parks |
Yes |
Complimentary Priority quick pass at Yas Island
Theme Parks |
Yes |
*Etihad Staff have a choice of Customer pricing and Etihad Staff Pricing
