Account Services Business First

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ADCB

Accounts that are just right for your business

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Business First Digital

150 AED

Monthly membership fee – Subject to VAT

  • Free domestic fund transfer through ProCash
  • Free salary transfer

Business First Essential

275 AED

Monthly membership fee - Subject to VAT

  • Free domestic fund transfer with special rates on international fund transfer through ProCash
  • 2 Cheque books per year free

Business First Essential Plus

375 AED

Monthly membership fee - Subject to VAT

  • Free cheque pick-up facility from one location – three times a week
  • One free corporate cheque scanner solution

Business First Executive

800 AED

Monthly membership fee - Subject to VAT

  • Cheque printing with company logo
  • Free post-dated cheques (PDC) Warehousing

Business First Executive Plus

1,650 AED

Monthly membership fee - Subject to VAT

  • Free cash pick up facility – 4 days a week
  • Free fund transfers through ProCash
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Business First Packages - Membership Type* Essential Essential Plus Executive Executive Plus**
Monthly Membership Fee - Inclusive of VAT AED 262.50 AED 420 AED 840 AED 1,732.5
ProCash (soft token / mobile app) Free Free Free Free
Own Cheque Printing with company logo(2,000 Cheque Leaves) Special Rates Special Rates Free Free
Corporate Cheque Scanning Solution(1 Scanner) Special Rates Free Free Free
Cheque pick-up (Aramex) Special Rates Free Free Free
Cash pick-up (Transgaurd) Special Rates Special Rates Preferential Rates Free
Post Dated Cheque (warehousing / withdrawal / extension of due date) Not Applicable Free Free Free
Wages Protection System Free Free Free Free
Corporate Salary Transfer Free Free Free Free
Electronic Fund Transfer (Domestic) Free Free Free Free
Electronic Fund Transfer (International) Special Rates Special Rates Preferential Rates Free
Preferential Foreign Exchange spot rates (AED – USD / AED – non-USD) Standard Rates Standard Rates Special Rates Preferential Rates

Annual Savings Meter

The below Annual Savings Meter indicates the saving each of the ADCB Business First Packages would give you annually.


Client's Annual Savings Meter (All Figures in AED & inclusive of 5% VAT) Business First Digital Business First Essential Business First Essential Plus Business First Executive Business First Executive Plus
Fall Below / Membership Fee 945.00 -630 -2,520 -7,560 -18,270
Cash Deposits (Branch Teller) 0 0 0 2,205 2,205
Cheque Withdrawal (Branch Teller) 0 1,764 1,764 4,410 4,410
Cheque Book Issuance Fee (via all channels) 0 315 315 315 315
Own Cheque Printing - OCK 0 0 0 1,995 1,995
Cash@Request Cash Pick-Up Service 378 378 378 378 378
Wages Protection System - WPS fee per record 189 189 189 189 189
Electronic Fund Transfer Domestic - EFD fee (ProCash) 189 189 189 189 189
Electronic Fund Transfer International - EFI fee (ProCash) 378 756 945 1,890 1,890
Foreign Exchange Trading - Sell USD 0 0 0 2,700 2,970
Foreign Exchange Trading - Buy USD 0 0 0 600 680
Post Dated Cheque - PDC Warehousing 0 0 1,890 1,890 1,890
Post Dated Cheque - PDC Withdrawal 0 0 4,725 4,725 4,725
Post Dated Cheque - PDC Extension of "Due Date" 0 0 1,575 1,575 1,575
Corporate Cheque Scanning Services - CCSS Scanner 0 0 3,150 3,150 3,150
Courier@Velocity Cheque Pick-Up Service 0 0 5,040 5,040 5,040
ProCash Desktop / ProCash Mobile App (Soft Token) 2,520 2,520 2,520 2,520 2,520
TOTAL ANNUAL SAVINGS (AED) 4,599 5,481 20,160 26,211 30,483.80

*Notes:

Please note that the above comparison was conducted on the assumption that Standard Commercial AED Current Account holders are not maintaining requisite AED 25,000 Monthly Average Balance (MAB) and a fall-below monthly fee of AED 210 is imposed for 12 months.

Assumptions for the remaining elements done on the basis of average Customer behaviour in the past 3-6 months.

Terms & Conditions apply.

Terms & Conditions


  • One package will be offered per CID.
  • Failure to pay the Monthly Membership Fee may result in the termination of the respective package, discontinuation of the associated benefits and/or preferential rates on the featured ADCB offering without providing the Customer with any prior written notice.
  • If you Opt Out of a Business First Package (BFP), you shall return the device and stationery received under the respective ADCB offering, in the same condition as it was provided to you by ADCB. Should you wish to continue with any other ADCB offering after opting out of the Business First Package (BFP), standard ADCB charges will be applied to that ADCB offering.
  • Fair Usage Policy shall be applied on Electronic Funds Transfer International (EFI) transactions via ProCash, where up to 50 EFI transactions per month are free of charge (processing fee and correspondent bank fee). Additional transactions beyond 50 EFI transactions will be chargeable at AED 20 plus VAT processing fee and AED 20 plus VAT correspondent bank fee for each EFI transaction. This feature is enforced on high-end packages namely Executive and Executive Plus.
  • The setup of preferential rates on Electronic Funds Transfer Domestic (EFD) and International (EFI) via ProCash, Post Dated Cheques (PDC) Warehousing and Withdrawal charges, and Foreign Exchange (FX) spot rates may take up to fourteen days post activation of your chosen package. Reversal of charges incurred during the setup period are subject to ADCB decision, review and approval.
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