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Money Transfer


More convenient transfers at your fingertips

Need to transfer money urgently? You can do it seamlessly with the ADCB Mobile Banking App. Download the app and follow the steps.

Currencies available
For international money transfers.
of online money transfers.
100K Up to AED
Free Personal Insurance / Takaful.

We have got competitive rates

When you send

aed Emirati Dirham

Recipient gets

Exchange rate 1 AED = 0.0
    FOREX rates are as of 01-Aug-19 07:47:06 hrs. Rates are indicative and subject to change.

Keep in mind

  • An additional fee could be applied for transfers which are routed using SWIFT
Key benefits

  • Transfer money anytime, anywhere with the ADCB Mobile App and ADCB Personal Internet Banking
  • Instant and same day** transfers for major currencies such as USD, GBP, EUR, CAD and INR
  • Global banking network
  • Competitive exchange rates
  • Free personal insurance (Takaful for Islamic Banking customers) up to AED 100,000. Learn more


India Online

  • Instant transfer of INR to India
  • Instant credit to Axis Bank and Kotak Bank accounts
  • Money credited within two hours to 190 other banks and branches

Xpress Money

  • Same day transfers to Pakistan, Philippines and Indonesia
  • Covers 14 countries and around 300 banks

SWIFT Transfers

  • Exchange rate is based on the day and time of transfer
  • Covers all major countries and currencies
  • Faster transfer means faster crediting to the beneficiary

  • Log in to the ADCB Mobile Banking App and click to add a payee under 'Transfer money'
  • Once confirmed, select the payee, enter the amount and continue with the transfer
  • A customer service representative will call you to confirm the transaction for security purposes
  • Expect to receive the One-Time Password (OTP)
  • Enter the OTP to confirm the transfer

An International Bank Account Number (IBAN) is required for all Inward and Outward remittances to and from the UAE and for salary payments through Wages Protection Systems (WPS). Click here to generate your IBAN.

Terms and conditions

Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.

** Same day value date applies to transactions in specified currencies through ADCB Branches, Personal Internet Banking and ADCB Mobile Banking. Remittances done after 3PM UAE time from Monday to Thursday will have the next day value. Friday's value date is given for repeat transfers whereas first time remittances done after 3PM UAE time Friday until Sunday will have the Monday value. ADCB does not guarantee same day credit due to the time difference and processes related turnaround times of correspondent, intermediary and beneficiary banks. ADCB shall not be held responsible of any losses due to variation in value date.

Ways to reach us

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you