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Segments ADCB Emirati

Exclusive banking created for the ambitious Emirati

As a proud Emirati, your success is driven by your values, traditions and ambitions. To support you and your ambitions, we have created an entirely new banking experience called ADCB Emirati. It’s specifically designed to fulfil your individual financial and lifestyle needs as an Emirati, giving you unparalleled access to exclusive products and services, preferential rates and even lifestyle and dining offers uniquely tailored to you.

Banking Benefits

Banking Benefits
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Dedicated relationship officer that serves as a single point of contact*
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Preferential treatment and rates
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No minimum balance fees
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Complimentary life insurance of AED 50,000**
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Valet parking at select branches
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Access to more than 50 branches and 400+ ATMs

*Subject to meeting the eligibility criteria:

• Salary transfer of AED 20,000 or more; or
• Total relationship balance of AED 200,000 or more; or
• Mortgage of AED 1,000,000 or more
• Do not hold any personal loans / finances under National Loans Scheme (NLS); or Long Term Loan/Finance where the remaining loan tenure exceeds 4 years or the debt burden ratio exceeds 50%.
Total relationship balance is the total monthly average balance of current accounts, savings accounts and call accounts, in addition to fixed deposits and investments holdings (at market value).

**To view the Terms and Conditions, click here.

TouchPoints Rewards

TouchPoints is ADCB’s award-winning loyalty program that gives you reward points for every ADCB product and service that you use. TouchPoints can be redeemed instantly at some of the UAE’s most prestigious retailers or for miles, gift vouchers, bill payments and much more.

For every AED 4 spent on domestic purchases
For every AED 4 spent on international purchases
Apply Now

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
Enter Valid Customer Id
Enter Valid Name
Enter Valid Email
Enter a valid number (hint: it starts with ‘5’)
Select your emirate
Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain
Please confirm your nationality

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 555 000.

Apply through SMS

SMS 'EMIRATI' to 2626.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you