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Exclusive banking created for the ambitious Emirati
As a proud Emirati, your success is driven by your values, traditions and ambitions. To support you and your ambitions, we have created an entirely new banking experience called ADCB Emirati. It’s specifically designed to fulfil your individual financial and lifestyle needs as an Emirati, giving you unparalleled access to exclusive products and services, preferential rates and even lifestyle and dining offers uniquely tailored to you.
Banking Benefits
*Subject to meeting the eligibility criteria:
• Salary transfer of AED 20,000 or more; or
• Total relationship balance of AED 200,000 or more; or
• Mortgage of AED 1,000,000 or more
• Do not hold any personal loans / finances under National Loans Scheme (NLS); or Long Term Loan/Finance where the remaining loan tenure exceeds 4 years or the debt burden ratio exceeds 50%.
Total relationship balance is the total monthly average balance of current accounts, savings accounts and call accounts, in addition to fixed deposits and investments holdings (at market value).
**To view the Terms and Conditions, click here.
Travel and Lifestyle Benefits
Exclusive Offers and Discounts
- Our exclusive partnerships with a range of premium, hand-picked brands ensure you receive the best tailored offers and discounts to suit your lifestyle. Some of our partners:
- Al Mandoos
- Jumeirah at Etihad Towers, Abu Dhabi
- The St. Regis Abu Dhabi
- Click here to learn more.
Global Airport Lounge Access
- Relax and unwind at more than 25 regional and international airport lounges, including:
- Diamond Lounge at the VIP Terminal, Abu Dhabi International Airport
- Marhaba Lounge at Dubai International Airport
- Click here for an updated list of lounges.
Global Wi-Fi Access
- Receive unlimited access to more than one million public Wi-Fi hotspots worldwide, on the ground and in the air, with Boingo.
- Simply create your account through adcb.boingo.com and login online or through the Boingo App to enjoy your complimentary access. For assistance, call Boingo Customer Support on 8000 3570 3626.
Travel Discounts
- Enjoy exclusive discounts on flights and hotel bookings:
- Up to a 30% discount at Cleartrip (use promo code MASTERCARD when making your booking)
- Up to AED 300 off Rehlat bookings (use promo code ADCB when making your booking)
Avis Rent a Car Benefits
- With Avis, you’ll receive up to a 15% discount on all rentals in addition to a free upgrade.
- Click here to make a reservation.
Chauffeur Offer
- Ride with Careem and enjoy a 20% discount on three rides every month (up to AED 25 per trip).
- Simply download Careem from the App Store or Google Play Store, add your ADCB Emirati Debit Card and use promo code MASTERCARD.
Discover our exclusive offers
TouchPoints Rewards
TouchPoints is ADCB’s award-winning loyalty program that gives you reward points for every ADCB product and service that you use. TouchPoints can be redeemed instantly at some of the UAE’s most prestigious retailers or for miles, gift vouchers, bill payments and much more.
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Contact centre
Call our 24-hour contact centre on 600 555 000.
Apply through SMS
SMS 'EMIRATI' to 2626.
Visit us
We will be happy to welcome you at any of our branches. Find the closest branch to you