Exclusive banking created for the ambitious Emirati
ADCB Emirati would like to welcome you to the exclusive banking experience specifically designed to fulfill your individual financial and lifestyle needs as a proud Emirati. Being a part of ADCB Emirati, you will have unparalleled access to extensive features and benefits, including exclusive lifestyle and dining offers tailored to you, complimentary global lounge, preferential rates and much more.
While you continue to pursue your success story, we look forward to being there every step of the way.
Tailored experience for you
*Subject to meeting the eligibility criteria:
• Salary transfer of AED 20,000 or more; or
• Total relationship balance of AED 200,000 or more; or
• Mortgage of AED 1,000,000 or more
Total relationship balance is the total monthly average balance of current accounts, savings accounts and call accounts, in addition to fixed deposits and investments holdings (at market value).
**Total Relationship Balance of AED 5,000 or Salary Transfer of AED 5,000 or more or Mortgage Loan of AED 1,000,000 or more.
Offers and products exclusively for you
- Daily cash withdrawal limit of AED 40,000
- Unlimited free ATM transactions in the UAE and across the GCC
- Exclusive lifestyle and dining offers at a range of selected partners specifically chosen for Emiratis
- Earn TouchPoints on your purchases
- Travel and lifestyle benefits and much more.
- Custom made laser-etched name on the card
- Buy one, get one free including THEATRE
- 300,000 TouchPoints as welcome bonus
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- Grand prize of AED 2,000,000 every six months
- A minimum average monthly balance of AED 5,000 to enter the draw
- Debit Card with instant access to your money
- For every extra AED 1,000 that you save over the initial AED 5,000, you get an extra prize draw entry
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Full Suite of Loan Solutions
We offer an extensive range of products and services to fulfill all of your financial needs, including Shari’ah compliant solutions.
Unique rewards for a fulfilling lifestyle experience
Rewards
TouchPoints is ADCB’s award-winning loyalty program that gives you reward points for every ADCB product and service that you use. TouchPoints can be redeemed instantly at some of the UAE’s most prestigious retailers or for miles, gift vouchers, bill payments and much more.
TouchPoints
For every AED 4 spent on domestic purchases
TouchPoints
For every AED 4 spent on international purchases
Important information
Effective 1 November 2024, the TouchPoints earn rate on your ADCB Emirati Platinum Debit Card will be revised. To learn more, please click here.
Get bonus TouchPoints with TouchPoints Max partners
Earn more TouchPoints when you shop at our TouchPoints Max partners and enjoy a more rewarding shopping experience every time.
To learn more, click here.
Pay your bills with TouchPoints from ADCB Personal Internet Banking or Mobile Banking App
Convert TouchPoints for airline miles from ADCB Personal Internet Banking
Important information
Effective 1 November 2024, the TouchPoints earn rate on your ADCB Debit Card will be revised. To learn more, please click here.Convenience
Tap to Pay can be used wherever you see the contactless or Paypass™ symbol. Simply tap your card to pay at the checkout.
Fast, secure and convenient ways to pay for your purchases using your ADCB Card.
Visit adcb.com/wallets to learn more.
3D Secure Online Transactions
Get an extra layer of security verification to your online transactions for a safer shopping experience with your ADCB card.
Visit adcb.com/3dsecure to learn more.
Chip and Pin Technology
Your ADCB card is equipped with a smart chip and pin technology which adds an extra level of security to your transactions.
Visit adcb.com/chip to learn more.
Face pass
You can use our latest Facial Recognition system that adds a new level of convenience and an additional layer of security to your digital banking experience.
Visit adcb.com/facepass to learn more.