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Segments Aspire


Enjoy seamless banking with Aspire

ADCB Aspire offers you products and services supported by an extensive network of branches and ATMs across the UAE. Our award winning facilities ensure that you enjoy the benefits of the bank at your convenience!

Key benefits

We offer you:

  • 55 branches throughout the UAE
  • A network of more than 425 ATMs and 199 Cash Deposit Machines across the UAE
  • A specialist Contact Centre open 24 hours a day on 600 50 2030
  • An award-winning ADCB Personal Internet Banking service
  • A mobile banking service for transactions on the go

Earn TouchPoints and Etihad Guest Miles for most transactions, even for maintaining balances in your Current, Savings, or Call Account.


TouchPoints, the first rewards program of its kind in the UAE, rewards you for every ADCB product and service you use, including Shari’ah-compliant solutions, Mortgage Loans, Savings, Credit Cards, Fixed Deposits, Loans and Investment Products. As a customer, you don’t have to do anything; you simply enjoy our services and get rewarded as you go along! Learn more.

Etihad Guest Miles

Open an ADCB Etihad Guest Current or Savings account and earn Guest Miles on all account balances. The higher the balance you maintain in your account, the more the Etihad Guest Miles you earn. Plus, Etihad Guest Miles can also be earned for all your purchases with the Etihad Guest Above Debit Card. Learn more.


  • Current Account features: Available in AED and all other major currencies Learn more.
  • Savings Account & Call Account features: Available in AED only. Interest accrued monthly and is paid bi-annually on the monthly minimum balance for Savings Account. For Call Account, available in AED and all major currencies. Interest accrued monthly and is paid monthly on the daily balance. Learn more.
  • Etihad Guest Current or Savings Account features: Available in AED only. Earn Etihad Guest Miles with the balance maintained in your account. Learn more.

Aspire customers can choose from the Easy Pay or Etihad Guest Above Debit Cards.

The ADCB Easy Pay Debit Card gives you greater flexibility and comes loaded with a variety of features and benefits. Make your everyday purchases and payments easier and get rewarded with TouchPoints for all your retail purchases.Learn more.

ADCB also offers you the unique opportunity to earn Etihad Guest Miles for every purchase made with your Etihad Guest Above Debit Card. This gives you the chance to earn free flights, upgrades and vacations every time you spend with your debit card. Learn more.

  • Celebrate life’s success with an ADCB Credit Card. Learn More.

  • Find out more about our loans and overdrafts that help to suit your needs. Learn More.

  • To learn about our Shari'ah compliant products, click here.

  • Online Funds Transfers
  • Other transactions such as demand draft, duplicate bank statements, bill payments, standing instructions and a lot more.

Eligibility criteria

To start an Aspire relationship with ADCB, just:

  • Open a Current/Savings account and transfer your monthly salary, which should be at least AED 5,000 and take any additional product from the following
    • Credit Card
    • Personal Loan
    • Auto Loan
    • Mortgage
    • Brokerage
    • Utilized Overdraft
    • Bancassurance
    • Investment product
  • Or maintain a Total relationship balance* of AED 20,000 per month
  • A monthly fee will be applicable if the Aspire relationship criteria is not met. Please refer to charges and fees for details

*Total relationship balance includes fixed deposits/market value of investment holdings, current/savings/call (CASA) monthly average balance.


ADCB shall not be held responsible for any incident, personal injury or death arising out of or in connection with the customer participation in any of the entertainment services and/or rewards and/or benefits offered by ADCB.

ADCB reserves the right to amend and/or cancel the abovementioned Terms and Conditions at any time without prior notice, and the customer shall not be entitled to any indemnity or compensation of whatsoever nature arising out of or in connection with such amendment and/or cancellation.

Terms and Conditions

To view the full Consumer Banking terms and conditions, click here.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
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Ways to reach us

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you