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Segments Excellency


Excellency, inspired by you

ADCB Excellency is a comprehensive wealth management proposition that offers opportunities to manage and grow your wealth.

Key benefits

  • Take advantage of our preferential pricing across all our products and services, including loans and foreign exchange
  • Avail 75% Discount on Safety Deposit Locker charges
  • Free International Fund Transfers
  • Unlimited Free Cash withdrawals at Non-ADCB ATMs within the UAE
  • Unlimited Cheque books
  • Free Standing Instructions

  • Get access to leading international financial and business experts at our series of exclusive events and seminars designed to provide insight and information on the latest market trends
  • Access to a dedicated ICWIM (International Certificate in Wealth & Investment Management) certified Relationship Manager and CFA certified Wealth Specialists to take care of your onshore relationship
  • Exclusive Asset Specialists to take care of your Mortgage and Auto financing requirements

  • Avoid queues with priority access in our branches
  • Enjoy priority processing for all applications
  • Access to Excellency Centres across the UAE

  • 50% discount on TouchPoints Infinite Credit Card with top of the line rewards and lifestyle benefits
  • Excellency Platinum Debit Card (with higher daily cash withdrawal limits of up to AED 30,000)
  • Life Insurance benefits of up to AED 100,000. To know more click here.
  • Get rewarded with up to 350,000 TouchPoints or 75,000 Etihad Guest Miles for referring your friends and acquaintances to Excellency

  • Dedicated 24/7 Excellency Call Centre (600 50 2004)
  • Access to dedicated Relationship Officer to take care of your daily banking needs

  • Excellency status and benefits for the entire family*
  • Only the head of the family is required to maintain the Excellency eligibility
  • One Relationship Manager to manage all family accounts for ease of banking
  • Simple and quick pooling and transfer of TouchPoints

Enjoy a rewarding experience with one of these cards free of annual fees*:

  • TouchPoints Infinite Credit Card
  • Traveller Credit Card
  • Etihad Guest Infinite Card

  • Free Statement of accounts
  • Free unlimited Teller transactions
  • 4 free cash withdrawals per month across GCC


With your membership, you’ll have a dedicated Excellency relationship manager with in-depth market experience who can expertly guide you on some of the best ways to capitalize on your wealth.

All our Excellency relationship managers are ICWIM (International Certificate in Wealth & Investment Management) certified.

You are also assigned a Relationship Officer who is just a phone call away, ensuring all your immediate service and banking needs are well-looked after. Your Relationship Manager is further supported by a team of CFA certified wealth experts and asset specialists in order to provide you solutions for your individual needs in the most efficient manner..

Wealth is a journey and a destination. We help you enjoy both. You can be assured that our access to financial solutions is global, and moves seamlessly between local and international opportunities. We offer the widest range of products to suit every investment strategy.

To know more click here.

As part of our commitment to help you nurture your wealth, we also assist you with saving and protecting it. Equally important is the need to safeguard your family’s finances against the unthinkable. ADCB offers you wide range of protection and savings solutions catering to your individual needs.

To know more click here.

Excellency offers you a range of credit and debit cards, all with added benefits to make sure you really enjoy your wealth. From the Excellency Platinum debit card, to the TouchPoints Infinite card and the Etihad Guest debit and credit cards, we have a card that will really suit your needs. Whether it’s TouchPoints you’d like to collect, or Etihad Guest miles, our cards really do give rewards worth collecting.

Some of the benefits of the Touchpoints Infinite Card are:

  • Unlimited complimentary Lounge access at over 900 premium airport lounges worldwide for self + 1 guest per visit
  • Buy one, get one free with VOX cinemas
  • Complimentary Golf Access
  • Complimentary Global Concierge Service
  • Ride with Careem and enjoy 4 complimentary airport transfers. To Know more visit:
  • Benefits at Yas leisure parks

To know more please click here

As an Excellency client you are entitled to express application approvals, higher limits and highly favorable rates. In our experience, Excellency customers have varied needs and requirements. And to suit every unique need, we have uniquely designed loans and mortgages solutions for both UAE Nationals and expatriates.

Home loans, car loans and personal loans, we have a solution for all your instant liquidity needs. Innovative products such as loans/overdrafts against assets, fixed deposits and securities for instant liquidity are also available to suite your requirements.

To know more please click here

Excellency proposition is also available from ADCB Islamic Banking. We are committed to ensuring that your beliefs are respected as fully as your banking requirements are met. Our Islamic Banking solutions offer you a suite of Shari’ah Compliant products including a diverse and extensive range of Islamic banking accounts and Finance services designed to suit your goals without compromising your beliefs.

Our suite of Islamic Banking solutions is regulated by the UAE Central Bank and supervised by an independent Fatwa and Shari’ah Supervisory Board.

Eligibility criteria

To join as an Excellency member, you have to maintain a Total Relationship Balance of AED 500,000*.

The Total Relationship Balance can be maintained over onshore solutions across Current accounts, Savings accounts, Call accounts, Fixed Deposits, Investments at market value and ADCB Securities Portfolio at market value.

*The above eligibility criteria is indicative only. ADCB is entitled, at its sole discretion, to approve/decline a customer’s application to Excellency. Terms and conditions apply.

*Terms and conditions apply
Apply Now

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 50 2004.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you