Islamic or Conventional facility secured through real estate property(ies) within the UAE, applicable to both Individuals and Companies.
Construction Finance
Islamic or Conventional facility used to part finance the construction of real estate property (from small villas to mixed-use buildings), applicable to both Individuals and Companies.
Personal Loans
Islamic & conventional facility used to cover financial needs, usually secured by salary, with a maximum Debt Burden Ratio of 50%.
Auto Loans
Islamic or Conventional facility to finance part of the purchase of a vehicle(s).
Mortgage Loans
Islamic or Conventional facility to finance part of the purchase of a house and/or an apartment for self-use.
Share Lending
Flexible lending to meet your individual lifestyle needs
Overdraft facilities against eligible Shares / Funds / Bonds / other securities
Overdraft (OD) for trading – Overdraft facility held against share security(ies) for trading shares of companies listed on Abu Dhabi Exchange and/or Dubai Financials Market...
Lending against International securities
Lending against International Securities - Facility held against a portfolio of listed International Securities...
Trade And Working Capital Solution
Flexible lending to meet your individual lifestyle needs
Import Letter of Credit (LC) - For a convenient and flexible payment solution that mitigates risks in international trade, ask about our Import Letters of Credit. It can be tailored to your specific needs while reassuring suppliers that they will be paid, bridging gaps between the varying needs of all parties...
Documentary Credits – Exports
Export Letter of Credit (LC) – An Export Letter of Credit protects you from the buyer’s credit risk. When you export under the LC, the issuing bank is liable to pay you, provided that all documents are as per the stipulated conditions...
Working Capital Solutions
Invoice Financing – Our solution can help keep your business running smoothly by supporting your procurements and sales...
Receivable Financing
A unique product solution offered to select large corporates, where we purchase our corporates’ trade receivables, taking a risk on their buyers..
Guarantees
We can guarantee payment of a specified sum to a third party at your own risk. You may decide to attach conditions to the payment but once agreed upon, it cannot be altered, withdrawn or terminated...
Cash Management
Flexible lending to meet your individual lifestyle needs