Introducing the Business Resilience Package, Designed to Empower your Business Ambitions
ADCB is supporting businesses with cash flow flexibility, financing support, and cost relief enabling your business to manage day to day operations with confidence.
Cash Flow Flexibility
Short term repayment support with zero fees on eligible deferrals and corporate credit card benefits.
Financing Support
Reduced processing fees and lower interest rates across key facilities.
Cost Relief
Fee relief on business accounts with discounted or zero package fees.
Practical support to strengthen your business resilience
Explore how ADCB is supporting businesses with a comprehensive financial package – available until 30 June 2026.
Free deferrals
Short-term flexibility mechanisms
Up to 5 complimentary Corporate TouchPoints credit cards
First year annual fee waived on all Corporate TouchPoints credit cards
50% discount on financing processing fees
1% interest rate reduction (100 bps)
33% fee discount for existing clients
Zero fees for new clients
Minimum balance waiver for existing clients
| Product / facility | Loan / Facility purpose | Processing Fees | Interest Rate |
|---|---|---|---|
| Asset Backed Finance (ABF) | Loans for equipment and vehicle purchase | 50% Discount from standard rates | 1% (100BPS) reduction from standard rates |
| POS (Point Of Sales) Loans | Loans against future POS receivables | ||
| Easy Trade (100% cash secured) working capital facilities | 100% cash secured facilities covering Bank Guarantees, Letter of Credits, etc | ||
| Working Capital facilities | Comprehensive working capital suite – raw material purchase, receivable discounting, Bank Guarantees, Letter of Credit, etc. | ||
| Real Estate loans and financing | Loans against lease rentals, Loans for purchase of commercial property | ||
| Business Insta Loans | Unsecured term loans |
Special offers are applicable only to new loans and financing availed.
| Package / Account type | Currently Monthly Fee* | With 33% for existing clients* | with Zero fees for new clients* | |
|---|---|---|---|---|
| Business First Packages | Essential | 275 | 184.25 | 0 |
| Essential Plus | 375 | 251.25 | 0 | |
| Executive | 800 | 536 | 0 | |
| SmartStart Business Account | 125 | 83.75 | 0 | |
| Minimum balance based package / account | - | 33% discount on non-maintenance charge applied | 0 | |
*Note
- All charges are excluding VAT.
- Applicable discount / waiver will be credited back as cashback.
- Subject to minimum 10 account transactions, excluding charges, in a month.
Terms and conditions apply. Click here to know more.
Special offers are at the sole discretion of the Bank.
Our industry expertise, innovative solutions and personalised service, make us the preferred business partner for our valued customers
In order to deliver the service you need we’d like to know more about you and your company, so please complete this form and a member of our team will contact you personally.
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