You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more. To learn more about the TouchPoints program, please click here.

• Revised TouchPoints earn rate on in-country purchases at select merchant categories

All retail purchases made at UAE based merchants in the following categories will earn TouchPoints at revised earn rates:

Classification of merchants in the abovementioned categories will be as per prevailing MasterCard guidelines.

• Revised TouchPoints earn rate on purchases at merchants based in Europe

All retail purchases made at merchants based in Europe (i.e. countries which are part of European Economic Area) will earn TouchPoints at revised earn rate:

Classification of merchants based in European Economic Area will be as per prevailing MasterCard guidelines.

The above-mentioned changes are effective 1st November, 2023.

• TouchPoints earn rate on all other merchant categories

TouchPoints earn rate on purchases excluding those in the categories listed above remain unchanged.

For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let our World Elite Mastercard Concierge take care of everything for you while you make the most of your time. A team of exceptional concierge professionals are prepared to help you create extraordinary experiences or help you plan your perfect vacation — from reserving the chef's table for a special anniversary to lining up a celebrity guest for a party. And, they can even assist you with tasks like purchasing event tickets, making dinner reservations, securing a limousine, finding a babysitter and much more. All this is provided to you at your fingertips - just one call away.

Please call the World Elite Mastercard Concierge Desk on 800 044 40426 (in the UAE) or +1 312 843 5336 (outside the UAE) to book your service.

Our DISCOVERY Titanium Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard. Call the World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE) to enrol in DISCOVERY and get upgraded to Titanium membership. To learn more, click here.

Our exclusive partnerships with a range of premium, hand-picked brands ensure you receive the best tailored offers and discounts to suit your lifestyle. Click here to learn more.

Get 20% off grocery or food orders twice a month on Talabat

How it works:

• Add your Mastercard card on the Talabat app
• Simply enter promo MASTERCARD at checkout to enable up to 20% discount, on two orders on grocery or food delivery.

Terms and Conditions:

• 20% discount will apply once cardholder inserts code MASTERCARD in promo code field at checkout
• 20% discount capped at AED 14.

To find out more and see the terms of use please visit.

Farfetch is the leading online luxury fashion retail platform, selling products from over 700 boutiques and brands from around the world. Get 10% off at selected brands on Farfetch with your ADCB Mastercard card.

Just visit Farfetch.com, enter the promo code MCMEAFF10 at checkout and pay using your card.

To find out more and see the terms of use please visit.

Please note your complimentary airport lounge access from Mastercard will change as follows from 1st May 2025.

Enjoy 14 complimentary visits to over 1,200 airport lounges worldwide for you and your supplementary cardholders, plus 1 free guest per visit.

To enjoy your complimentary access with your World Elite Credit Card please follow these steps:

• Download the “Mastercard Travel Pass” app at Google Play or App store & register your card before traveling.
• Use the app to locate lounges near you and confirm complimentary visits eligibility.
• To access a participating lounge present the app QR code to the lounge receptionist.

Please note, supplementary cardholders need to register their card separately on the Mastercard Travel Pass app by following the above process and show their individual QR code.

Keep in mind:

• For accompanying guests, over and above the entitlement, an amount of USD 32 per visit will be charged directly to your card.
• You enjoy complimentary access for the first two visits after which, a minimum spend of 1 USD or equivalent in non-AED is required to enjoy complimentary access for 3 months from the date of the transaction.
• If you do not make an international transaction, you will not be able to access the airport lounge unless you make a payment of USD 32 on your Mastercard card.

For the most updated list of eligible lounges, please click here.

Upgrade yourself to the Hertz Gold Plus Rewards President’s Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more. Click here to enroll in Gold Plus Rewards and get upgraded to President’s Circle status.

With Avis, you’ll receive discounts on all rentals in addition to a free upgrade and 10% off premium chauffeur services. Click here to make a reservation.

Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver. You can now also generate your travel insurance confirmation letter online in an instant.

Click here to learn more.

Book your airport ride with Careem and have your own personal driver take you to the airport. Choose the car type that suits your taste, book on the spot or schedule for a later pickup and enjoy 4 complimentary airport rides/year. All you have to do is pay with your World Elite Mastercard on the Careem mobile app and enter the relevant promo (MAUAE6) when making the booking.

To find out more and see the terms of use please visit.

Bypass the regular queues and step into the priority lane instead, allowing you more time to relax in the departure lounge or enjoy the shopping and dining areas before flying. Enjoy 3 complimentary fast track services / year via the Mastercard Travel Pass app.

To find out more and see the terms of use please visit.

Going on a holiday or booking that business trip? Book your flight ticket or hotel stay on Cleartrip using your World Elite Mastercard and enjoy 12% off with promo code MCWORLDELITE.

How it works:

• Go to Cleartrip’s website or mobile app
• Simply enter promo code MCWORLDELITE at checkout to enable up to 12% discount, on flight tickets or hotel stays.

To find out more and see the terms of use please visit.

We’ve got your purchases covered. Buy with confidence thanks to our range of protection benefits.

• Travel Accident Insurance*
  Get complimentary travel accident insurance of up to USD 500,000. Learn more.
• Travel Inconvenience Insurance*
  Travel doesn't always go as planned. If you encounter an obstacle, you shouldn't have to face the inconvenience alone. Whether your luggage goes missing, or flight delays interrupt your plans, your World Elite card can compensate. Learn more.
• Rental Collision and Loss Damage Waiver*
  Enjoy rental vehicle collision cover and loss damage waiver of up to USD 50,000. Learn more.
• Other Protection Services*
  For further details on Protection Services please visit MasterCard World Elite.