ADCB At A Glance

An acknowledged leader in the UAE banking sector, ADCB provides a range of products and services for more than 886,000 retail and corporate customers. Established in 1985, ADCB places its focus on the UAE where it helps to make a significant contribution to the economy and the communities it serves. Our ambition is to be the number one bank of choice in the UAE.

Contribution to operating income

AED

280 bn

ASSETS

AED

4.840 bn

NET PROFIT

AED

0.90

BASIC EARNINGS PER SHARE

 

17.26%

CAPITAL ADEQUACY RATIO (BASEL III)

Business functions

CONSUMER BANKING
We support our retail and high-net- worth customers with a range of specialist products and services in conventional and Shari’ah-compliant banking.

WHOLESALE BANKING
Our portfolio of services includes business banking, cash management, trade finance, corporate finance and investment banking for clients that range from government-related entities (GREs) to financial institutions, large corporates, mid-sized corporates and small-to-medium-sized enterprises (SMEs).

TREASURY & INVESTMENTS
We provide conventional and Islamic solutions spanning foreign exchange, money markets, fixed income, interest rate, currency and commodity derivatives along with investment and risk management solutions.

PROPERTY MANAGEMENT
Our Property Management business comprises of real estate management and engineering service operations of subsidiaries, Abu Dhabi Commercial Properties LLC, Abu Dhabi Commercial Engineering Services LLC and rental income of ADCB.

Support functions

GROUP BUSINESS SERVICES
Our support and enablement service teams power the technology, operational processes, infrastructure and expertise that provides the secure and efficient environment on which our businesses depend.

HUMAN RESOURCES
We engage our staff by facilitating a high-performing culture through our values and passion for customer service excellence, providing a range of training opportunities to develop the skills to support our growing business.

Our ratings

A/A-1/
Stable

S&P

A+/F1/
Stable

FITCH