Exclusive offer for Emirates Employees


Welcome aboard

With extended working hours and unpredictable schedules, the challenges you face are unlike those in any other industry. Naturally, you need a bank that works around you – not the other way round.

Welcome to ADCB – Our banking solutions are tailored to your needs. Welcome to ADCB – where banking solutions are tailored to your needs.

1.5% Up to
discount on eligible rate*
for Personal Loan
25 %
discount on processing fee
for Home Loan
Annual Fees on Traveller Credit Card
1.75 M Up to
TouchPoints on referring your colleagues

Keep in mind

  • *Please contact any ADCB representative to know your eligible rate. All ADCB products and services are granted at the sole discretion of ADCB, T&Cs and submission of acceptable documents.
Key Benefits

Preferential pricing and discounts on Loans

Whether you’re planning to purchase a car, own that home you’ve always dreamed about or just need help achieving your personal goals, loans from ADCB can help you move ahead in life.

Enjoy preferential rates for Emirates employees on Personal Loans, Car Loans and Home Loans:

Loans Preferential pricing and discounts for Emirates Employees
Personal Loan
  • Discount of up to 1.5% on the eligible rate* for Personal Loans
Car Loan
  • as low as 2.25% p.a. (flat rate)
Home Loan
  • Free property insurance for one year
  • One free property evaluation
  • 25% Discount on processing fee

*Please contact any ADCB representative to know your eligible rate. All ADCB products and services are granted at the sole discretion of ADCB, T&Cs and submission of acceptable documents.

We understand how hard you work. That’s why, we offer you wealth plans that keep your financial growth on course with your ambitions. This journey, you don’t have to take alone.


As an employee of the fast-moving airline industry, securing your future is vital. You enjoy preferential pricing when you decide to start a Systematic Investment Plans (SIP).

Exclusive SIP benefits for Emirates employees:
Book value of Investment (US Dollars) Setup Fee
Equity and Balanced Funds Bond Funds
Others EY staff Others EY staff
0 - 249,999 2.00% 1.00% 1.00% 0.00%
250,000 - 1,000,000 1.50% 0.50% 1.00% 0.00%
1,000,000 - 2,499,999 1.00% 0.00% 0.50% 0.00%
2,500,000 and above 0.25% 0.00% 0.00% 0.00%

Spread the word. Share the rewards.

Those who work together, must grow together. As an ADCB Customer, we invite you to refer your colleagues to bank with ADCB and earn up to 1.75 million TouchPoints *.

Referring employee (Referrer) Referred employee (Referee’s) product TouchPoints rewards per referral
Referrer Referee
Current Emirates employee and ADCB customer referring any employee in Emirates. New ADCB Customer in Aspire Segment with Salary Transfer and  Credit Card 30,000 30,000
New ADCB Customer (Privilege Segment) 50,000 50,000
New ADCB Customer (Excellency Segment) 250,000 (Expat)
350,000 (UAE National)

How do you refer a colleague?

It’s simple. Ask for their permission to pass on their details to ADCB and then SMS ADCBEK to 2626 for an ADCB representative to call you back.

Terms and conditions apply. Click here to read the full list.

*Max cap for Touchpoints per year is 900,000 for Aspire and Privilege Customers and 1.75 million Touchpoints per year for Excellency Customers.

Exclusive Offer on Traveller Credit Card

As an employee of Emirates, the Annual Fee of AED 1,050 is waived on the Traveller Credit Card, exclusively for you!

The Traveller Credit Card from ADCB is one of our elite status credit cards, and it features superior benefits designed to enhance your travel experience.

Travel benefits:

20% off on your flight bookings

Book your flights on www.cleartrip.ae/adcbworld and enjoy a straight 20% off on your flight tickets – any airline, any class. Use promo code ADCBWORLD.

Discount applicable on base fare (exclusive of taxes, fees and charges) of adult & child tickets for international round trips, limited to 6 bookings per card in a calendar year, capped at 9 passenger tickets per booking.

20% off your hotel bookings

Stay at over hundreds of thousands of hotels worldwide on www.hotels.com/adcbworld and enjoy a straight 20% off on your hotel bookings – any property, anywhere in the world. Use promo code ADCBWORLD.

Discount applicable on base charges (exclusive of taxes, fees and charges) for the first room in the booking paid online at Hotels.com, limited to 12 bookings per card in a calendar year, capped at upto 28 nights per booking at participating hotels.You can’t collect or redeem Hotels.com™ Rewards nights when you use this promo code.

0% Foreign Currency Fees

Pay 0% processing fee when you use your Traveller Credit Card overseas.

Complimentary Lounge Access

As a Traveller Card member, you enjoy unlimited access to premium airport lounges across a range of cities around the world.

Lounge Access Details:
• Unlimited access at over 900 airport lounges worldwide for the cardholder.*
• Access is available to both primary and supplementary cardholders.
• To view the latest updated list of lounges, click here.
• *Additional guest(s) access, over and above the entitlement, will be charged at a flat rate of USD 27 per guest per visit to be charged to the registered card.
• For more information about ADCB Global Lounge Access, please click here.

Make your stay truly rewarding- Starwood Hotels & Resorts

Book two nights and get the third night free. This is applicable at over 100 properties across the Middle East and Africa, including St. Regis, W Hotels, Westin, Sheraton, Le Meridien and The Luxury Collection. For your complimentary nights, please visit www.spg.com/mastercard to book your stay.

Exclusive rewards and lifestyle benefits:

TouchPoints on all your purchases

Earn 2 TouchPoints per AED 1 purchase with the Traveller Credit Card.

Experience a fun ride at Yas Island attractions

Your exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros. World Abu Dhabi include:
• 15% discount on General Admission Tickets and annual passes purchased at the park ticketing counters
• 15% discount on Merchandise
• 10% discount on Food and Beverage
• Complimentary Quick Pass worth AED 150 for priority access to rides and attractions
• 0% interest payment plan available on all purchases above AED 500 made at Ferrari World , Yas Waterworld, Abu Dhabi and Warner Brothers Abu Dhabi
For more information, please click here

Complimentary Golf Access

Tee off in style with your Traveller Credit Card. As a Traveller card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai and Yas Links Golf Club Abu Dhabi.

Just spend AED 5,000 on your credit card every month to enjoy uninterrupted access. Reservations are mandatory and are available on a first come first serve basis for up to 14 days in advance. To book tee times, call us on 600 50 8008.

20% off on Careem Rides

Ride with Careem and enjoy 20% off twice a month when you pay with Traveller Credit Card. Use promo code MASTERCARD

*Terms and conditions apply. Emirates Staff have a choice of Customer pricing and Emirates Staff Pricing


Earn rewards every way you bank.

ADCB TouchPoints is the most comprehensive bank wide loyalty programme in the UAE. Whether it’s shopping, dining, leisure, Air miles, charitable donations or utility bills, TouchPoints can be redeemed in almost everything you do.

Before you begin, learn more about where to earn and redeem TouchPoints on your ADCB Card.

About ADCB TouchPoints

Contact one of our representatives

  • Andreea Badulescu on 050 508 6070 or email Andreea.Badulescu@adcb.com
  • Mohammed Sarhan on 055 270 0058 or email Mohammed.S4@adcb.com

Visit Us

  • uBank in Emirates Group Headquarters – Second Floor Atrium
  • Dubai Silicon Oasis branch in Emirates Tower No.3 or call 04 705 8751

تمتّع بتجربة مصرفية متطوّرة عالمية المستوى عند استخدامك خدماتنا المصرفية.

نود أن نعرف المزيد عنك حتى نقدم لك الخدمة التي تلبي احتياجاتك؛ يرجى ملىء النموذج وسيتواصل معك أحد أعضاء فريقنا
يرجى إدخال رقم تعريف العميل الصحيحة
يرجي إدخال الإسم الصحيح بالإنجليزية
يرجى إدخال البريد الإلكتروني الصحيح
ادخل رقم هاتف صحيح يبدأ برقم ‘5‘
اختر الإمارة
أبوظبي دبي الفجيرة عجمان رأس الخيمة الشارقة أم القيوين
يرجى إدخال الأرقام والحروف المبينة أعلاه

Other ways to apply

تقدم بطلبك من خلال الرسائل النصية القصيرة

تقدم بطلبك من خلال الرسائل النصية القصيرة

SMS 'ADCBEK' to 2626 from your registered mobile number.

الفروع وأجهزة الصرّاف الآلي