Lending and Financing Trade And Working Capital Solutions

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ADCB

Enjoy the flexibility of our Trade Finance solutions created to take care of your working capital and short-term funding needs.

Use your collateral to benefit from our quick and easy facilities. We take into consideration your collateral to offer your business a range of facilities, including Overdrafts and Letters of Credit.

Documentary Credits – Imports

Import Letter of Credit (LC) - For a convenient and flexible payment solution that mitigates risks in international trade, ask about our Import Letters of Credit. It can be tailored to your specific needs while reassuring suppliers that they will be paid, bridging gaps between the varying needs of all parties.

Import Collection - Our solution means you can receive goods before you pay for them. We will manage the financial and commercial documents and make payment on your behalf.

Loans against Import / Trade Receipts - To bridge the gap between paying for imported goods and selling them on to your customers, we offer a loan against imports facility under Import LC or Import Collection, helping you extend the credit period. Goods are released to you under trust receipts, enabling their immediate use or on-sale.

Shipping Guarantees - If your goods arrive before the shipping documents have been processed, our shipping guarantee lets you take the goods before the Negotiable Bill of Lading is received.

Documentary Credits – Exports

Export Letter of Credit (LC) – An Export Letter of Credit protects you from the buyer’s credit risk. When you export under the LC, the issuing bank is liable to pay you, provided that all documents are as per the stipulated conditions.
Export Collections – Trade confidently with our secure and cost-effective solution to collect payments for your exports.

Export Bills negotiation / Discounting - To improve cash flow, we can help you negotiate and discount shipping documents through the negotiating Bank..

Working Capital Solutions

Invoice Financing – Our solution can help keep your business running smoothly by supporting your procurements and sales. Our range of invoice financing solutions includes the following:


  • Advance payment invoice financing
  • Purchase invoice financing
  • Sales invoice financing

Receivable Financing

A unique product solution offered to select large corporates, where we purchase our corporates’ trade receivables, taking a risk on their buyers.

Guarantees

We can guarantee payment of a specified sum to a third party at your own risk. You may decide to attach conditions to the payment but once agreed upon, it cannot be altered, withdrawn or terminated. Types of Guarantees include:


  • Tender Bonds
  • Performance Bonds
  • Advance Payment Guarantees
  • Retention Guarantees
  • Payment Guarantees
  • Financial Guarantees
  • Labour Guarantees
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Enjoy a world-class customer experience when you bank with us.

To deliver the service that you need, we’d like to know more about you, so please complete this form, and a Private Banker will reach out to you.
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To qualify as an ADCB Private Banking client, you are required to maintain a Total Relationship Balance of USD 1 Million which can be spread across Current accounts, Savings accounts, Call accounts, Fixed Term Deposits, and Investments at market value.

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Get in Touch

Contact centre

Call our 24-hour contact centre on 600 50 2322.

Apply through SMS

SMS 'PRIVATE' to 2626.

Visit us

We will be happy to welcome you at any of our branches. Private Centers