Overview Creating Value
Our Strengths
Leadership
ADCB benefits from an experienced Board of Directors supported by a highly skilled Executive Management team who actively promote a healthy organisational culture and ensure robust operational efficiencies.
Expertise
We provide a full range of innovative banking products and services to our customers, supported by an in-depth knowledge of the markets we operate in and detailed economic insights which helps them grow and prosper.
Governance
The Bank has a strong and effective governance framework, based on the highest standards of international best practice. It provides the foundation for long-term success and demonstrates the integrity and transparency our stakeholders expect.
Innovation
By continuously enhancing our digital and technological capabilities and using artificial intelligence and advanced data analytics, ADCB uses innovation to make banking more accessible and more secure while providing an exceptional customer experience.
Talent
The Bank employs a diverse workforce of more than 6,500 people from over 80 nations, including 1,854 UAE nationals, united by shared values and an inclusive, high-performance culture.
ESG
Sustainability is a key focus of the Bank’s strategic agenda. We are committed to maximising ADCB’s contribution to the UAE’s ambition for an inclusive, Net-Zero economy through a range of ESG initiatives.
Brand
The third-largest bank in the UAE by assets, ADCB maintains a substantial brand value and attracts a growing base of more than 1 million customers. Our unrivalled reputation also serves to make the Bank an employer of choice.
Diverse Ownership
60.2% owned by Mubadala Investment Company (through its wholly owned subsidiary, One Hundred and Fourteenth Investment Company—Sole Proprietorship LLC), ADCB has a growing share of foreign institutional shareholders from over 75 countries.
Resilience
We are a domestic systemically important bank with more than AED 440 bn in total assets, robust liquidity, and strong credit ratings.
OUR VALUES
BUSINESS SEGMENTS
OUR SUBSIDIARIES
Al Hilal Bank
In 2021, Al Hilal Bank made strong progress in its strategy to be a fully digital, Shari’ah-compliant...
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ADCB Egypt
ADCB Egypt delivered a strong performance in 2021, establishing the Bank as a significant force...
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ADCB Securities
ADCB Securities is a brokerage house that offers its customers access to trade on the UAE stock...
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ADCP
Established in 2007, ADCP operates the largest mixed-use leasehold assets portfolio...
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ITMAM
ITMAM, meaning ‘we get things done’ in Arabic, was established to provide operational support...
Read moreOur value creation is underpinned by a strong foundation of robust corporate governance, strategic risk management and an enduring commitment to our nation and the communities we serve.
What We Deliver
EMPLOYEES
Fulfilling careers, competitive benefits and rewards with professional development.
CUSTOMERS
Protecting and growing the wealth of more than a million customers, from individuals, SMEs and large corporates through to GREs and the government.
COMMUNITY
Playing a role in the socio-economic development of the country. Guided by the vision of the UAE leadership, the Bank is fully committed to initiatives that create a diversified and sustainable economy.
INVESTORS
Delivering robust returns and long-term sustainable value to shareholders.
REGULATORS/GOVERNMENT
Engaging with relevant authorities to support a responsible regulatory framework.
PARTNERS
Working with numerous suppliers, providing them with new business opportunities and timely payments.
