ADCB Hayyak

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Step into a world of premium banking experiences with ADCB Hayyak


Start a banking relationship with Hayyak, enriched with premium benefits tailored to your unique needs. We offer an easy, convenient and secure solution for all your banking requirements.
Instant Account Opening
Begin your journey with us instantly.
Instant Personal Loan or
Credit Card Application
Apply in just 10 minutes.
Premium Benefits
Elevate your banking experience with our premium benefits and services.
Learn more

Personal loan rates and rewards

Apply for your personal loan today and enjoy valuable rewards and discounts with our limited-time offer.

Discount on rates

Enjoy a discount of up to 0.50% on our competitive interest rates

Bonus TouchPoints

Receive up to 50,000 Touchpoints as a reward

Explore our exclusive offers

Earn exciting rewards when you apply for an Account and Credit Card on Hayyak

1,000 Earn AED
Welcome bonus

when you apply for any ADCB Credit Card on Hayyak

75,000 Earn
Touchpoints

Emirati

  • Terms and conditions apply.
  • To learn more about the Cashback offer, please click here.
  • To learn more about the Touchpoints offer, please click here.
  • Standard Relationship-Based Pricing (RBP) charges will be applicable to customers within Aspire, ADCB Privilege, Excellency, Emirati and Emirati Excellency segments in the event where the specified requirements are not met. Please refer to the  Schedule of Fees.

Getting Started is Simple

Your welcome pack will be delivered to your doorstep within 3 days.

Download the Hayyak App

Easily access our services.

Scan documents

Quickly scan your documents.

Enter details

Fill in a few details and you are done!

Benefits, features and required documents

Instant personal loan application

Apply for a personal loan / Islamic finance in just a few minutes

Instant account opening with premium benefits

Choose from current, savings or Islamic accounts

Wide range of credit cards for every lifestyle

Choose from our wide range of credit cards and apply instantly

Doorstep service

Collection of salary documents for loans and welcome kit delivery at a location of your choice

Your passport

Your Emirates ID Card

A picture of your signature

Start banking easily with ADCB. Instantly open an ADCB account, and apply for a credit card or personal loan.

Download the ADCB Hayyak app now!

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