Welcome to a banking experience which is built around what matters to you. At the ADCB Privilege Club, we provide you a host of everyday banking solutions which are tailored to compliment your lifestyle needs.
Keeping pace with your evolving needs is a priority for us so we provide you with personalised banking experience that is faster, easier and more secure. Complimentary Life insurance and a host of other tailored offers to help you achieve your financial goals.
At ADCB Privilege Club, we assure you complete peace of mind with our Service and Product Guarantees.
Service Guarantee from ADCB
To enhance our customer experience, we offer Service Guarantee for our retail banking customers. ADCB’s Service Guarantee offers customers:
Product Return Guarantee from ADCB
Customers applying for our retail products like credit cards, personal loans, auto loans & overdraft facilities can return the product. No questions asked.
Credit Cards can be returned within 30 days and personal loan, auto loan and overdraft facilities within 7 days.
Unlock a world of possibilities with the TouchPoints Platinum Credit Card.
Click here for terms and conditions to continue enjoying the complimentary credit card without fees.
Click here to discover our complete range of ADCB cards.
Experience a wide range of benefits and privileges that suit your lifestyle:
Click here to for more details on the Privilege Club Platinum debit card
ADCB Privilege Club offers every member a complimentary Life Insurance of AED 50,000.
Click here for Terms & Conditions
Customers are eligible for the Rotana Loyalty Card for the 1st successful referral.
From the 2nd successful referral onwards, customers will earn 100,000 TPs.
Click here for more details
Delivering on our promise to develop products and services to suit your needs, we have designed flexible and attractive loan packages.
ADCB Privilege Club members are eligible for an overdraft facility of AED 10,000.
Overdraft against Deposits an overdraft facility specially designed to offer you the liquidity without compromising the returns on your fixed deposits. Your fixed deposits continue to earn interest for you, while you avail finance against them.
As an ADCB Privilege Club member Mortgage facilities from ADCB give you the following advantages:
ADCB has also tied-up with selected reputable developers for added speed and efficiency with your mortgage processing.
It’s amazing how much of your interest costs you can cut with an ADCB Mortgage Overdraft. The ADCB Mortgage Overdraft is first of its kind in the UAE. You can also enjoy the following benefits:
We've kept a keen eye on the market to offer you competitive flexible car loans that give you value beyond compare:
*All Loans and Overdrafts are at the sole discretion of ADCB, subject to the ADCB’s terms and conditions and upon submission of the documentation acceptable to ADCB.
Shari'ah compliant products
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ADCB Privilege Club is committed to preserving and growing your wealth. With this in mind, ADCB has partnered with some of the world’s most renowned investment managers to provide world-class investment and protection solutions to suit your aspirations and risk sensitivity. These include Mutual Funds, Hedge Funds, Structured Products and Insurance Products as well as Shari’ah Compliant offerings. Your Privilege Club Relationship Manager will be happy to share these with you at your convenience. Learn more
Because life can throw unexpected events your way, we have partnered with a number of recognised regional and international insurance companies in order to offer you and your family the best in class available protection packages.
To guide you, ADCB Privilege Club has specialist insurance advisors to help you find the right insurance for you and your family. Learn More
To qualify for the ADCB Privilege Club, you will need to maintain any of the following criteria:
*Your relationship balance' is the combined Total Average balance of current account, savings account, call account, fixed deposits and investments at market value.
Membership enrollment to the ADCB Privilege Club is subject to Terms and Conditions.
If an eligible customer fails to maintain the Privilege Club criteria for three consecutive months, then ADCB shall be entitled to cancel the availability of all or some privileges without notice and transition or close the account.
If a Privilege Club customers fails to maintain the Privilege Club criteria then, the customer will be charged a monthly fee for not maintaining criteria. Click here to access the schedule of Fees and Charges