The choice is yours

Enjoy customised rewards and offers when you transfer your salary to ADCB.

Basic information

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Are you an existing ADCB customer?

Yes

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Personal details and Employment details

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Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain

Employment Type Employment type is required

Salaried Self Employed Housewife Student Pensioner

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Get onboard a rewarding journey with ADCB

Start transferring your salary to earn bonus welcome TouchPoints.

Tier 1

Salary Transfer of
AED 5,000 to AED 9,999
Earn 20,000 bonus TouchPoints

Tier 2

Salary Transfer of
AED 10,000 to AED 19,999
Earn 40,000 bonus TouchPoints

Tier 3

Salary Transfer of
AED 20,000 to AED 49,999
Earn 75,000 bonus TouchPoints

Tier 4

Salary Transfer of
AED 50,000 and above
Earn 125,000 bonus TouchPoints

Special Offers

0.5% p.a. off Personal Loan rack rates

Offer Applicable only on New Fix Rate Personal Loans

Credit Card Offer

Zero Annual Fees on ADCB Etihad Guest Above Credit card, with reduced finance charges of 2% per month

Fast Track Upgrade to Privilege Club

Fast-track upgrade to Privilege Club with a reduced minimum salary requirement of AED 15,000 per month

Auto Loan Offer

0.10 % p.a. off Auto Loan interest rates

Additional Benefits for Aspire Customers

1 free Online Remittance & Non-ADCB ATM withdrawal each month

Refer your friends

You can also earn TouchPoints for successfully referring your friends and colleagues from Aviation sector.

Emirati Excellency Offer

You earn 350,000 TouchPoints, or 75,000 Etihad Guest Miles. Your friend earns 80,000 TouchPoints or 15,000 Etihad Guest Miles.

Excellency Offer

You earn 250,000 TouchPoints or 50,000 Etihad Guest Miles. Your friend earns 80,000 TouchPoints or 15,000 Etihad Guest Miles.

Emirati & Privilege Club

You earn 100,000 TouchPoints. Your friend earns 50,000 TouchPoints.

Aspire

You earn 30,000 TouchPoints.

Refer your friends and family to	Eligibility criteria	Rewards that you earn	Rewards that your friends and family earn
Emirati Excellency	Your friend should fulfil the Emirati Excellency criteria of having a Total Relationship Balance of AED 500,000 within three months of onboarding	350,000 TouchPoints or 70,000 Etihad Guest Miles	80,000 TouchPoints or 15,000 Etihad Guest Miles
Emirati	Your friend should fulfil the Emirati criteria of having a Total Relationship Balance of AED 200,000 or Salary Transfer of AED 20,000 or Mortgage Relationship of AED 1,000,000 within three months of onboarding	100,000 TouchPoints	50,000 TouchPoints
Excellency	Your friend should fulfil the Excellency criteria of having a Total Relationship Balance of AED 500,000 within three months of onboarding	250,000 TouchPoints or 50,000 Etihad Guest Miles	80,000 TouchPoints or 15,000 Etihad Guest Miles
Privilege Club	Your friend should fulfil the Privilege Club criteria of having a Total Relationship Balance of AED 200,000 or Salary Transfer of AED 20,000 or Mortgage Relationship of AED 1,000,000 within three months of onboarding	100,000 TouchPoints	50,000 TouchPoints
Aspire	Your friend should fulfil the Aspire criteria of having a Total Relationship Balance of AED 20,000 or Salary Transfer of AED 5,000 within three months of onboarding	30,000 TouchPoints	-

Refer your friends and family at your convenience and earn rewards

Easy online referrals through ADCB Personal Internet Banking.

Step 1:
Log in to ADCB Personal Internet Banking

Step 2:
Select 'Submit a Referral' from the navigation bar

Step 3:
Select the offer

Step 4:
Enter your friend's contact details and click 'Submit'

Sustainability

Log in to Personal Internet Banking

Select 'Submit a Referral' from the navigation bar

Select the offer

Enter your friend's contact details and click 'Submit'

Important Information

The above offers are exclusively for Etihad Airways employees and are subject to terms and conditions.
Customer must initiate a new salary transfer, and should not have transferred salary 12 months prior to initiating the new salary transfer.
In order to qualify for the welcome rewards, customer must also spend a minimum of AED 1,000 on their new or existing credit cards within 2 months from enrolling under the proposition. E.g. If customer has been enrolled under this proposition in the month of May, they have to initiate Salary Transfer and meet the Credit Card Spend Criteria by end of July.
ADCB Loan products will be made available subject to ADCB's Terms and Conditions and upon submission of acceptable documents.
The Personal Loan offer is only applicable on fresh personal loan and on reducing interest rates. Top-ups, Short Term Loans and Micro-loans are excluded from the promotion. Published floor rates will apply and cannot be breached. To know more, click here.
The Auto Loan offer of 0.1% p.a. is on Flat Rate only. Published floor rates will apply and cannot be breached. To know more about Car Loans, click here.
If you do not keep up your car loan repayments, you may lose your vehicle as the vehicle is mortgaged to the bank as security and the bank has the right to enforce the security.
The Aspire benefits for Online remittance, and non-ADCB ATM cash withdrawal will be offered once the salary is transferred.
The above offers cannot be used in conjunction with any other offers or promotions.
Salary Transfer customers must meet the relevant onboarding segment criteria to avoid fees and charges, that may apply. To know more, click here.
To know more about ADCB Privilege Club, please visit adcb.com/privilegeclub.
Member Get Member terms and conditions apply. To know more, click here.
Earn rewards every way you bank. ADCB TouchPoints is the most comprehensive bank wide loyalty programe in the UAE. Whether it’s shopping, dining, leisure, Air miles, charitable donations or utility bills, TouchPoints can be redeemed in almost everything you do. Before you begin, learn more about where to earn and redeem TouchPoints on your ADCB Card. About ADCB TouchPoints
ADCB reserves the right to, at any time and without prior notice to terminate and/or withdraw/change the Reward, Offer and/or cancel and/or vary its benefits or features, and/or delete any of the terms and conditions stated herein without prior notice and the customer shall not be entitled to any indemnity whatsoever from ADCB.
Contact one of our representatives
- David Periera on 055 685 8683 or email [email protected]