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Refer a Friend offer

Welcome to a fresh way to introduce your friends to ADCB. Refer your friends and family to the benefits of Banking with ADCB and enjoy remarkable rewards.
Wish to refer a friend?
Easy online referral through ADCB Personal Internet Banking or fill in details of your friends/family you wish to refer.
Enter valid Custmer ID
Enter a valid number (hint: it starts with ‘5’)
Select offer
Privilege Club Offer (Rotana Loyalty Card/TouchPoints) Emirati Excellency Offer (TouchPoints) Emirati Excellency Offer (Etihad Guest Miles) Emirati Offer Excellency Offer (TouchPoints) Excellency Offer (Etihad Guest Miles)
Enter valid name
Enter a valid number (hint: it starts with ‘5’)
Wish to refer a friend?
Easy online referral through ADCB Personal Internet Banking or fill in details of your friends/family you wish to refer.
Wish to refer a friend?
Easy online referral through ADCB Personal Internet Banking or fill in details of your friends/family you wish to refer.
Please choose one options
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We received your application.

One of our representatives will call you back within 24 hours.

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Easy Online referrals through ADCB Personal Internet Banking

Refer your friends and family at your convenience.

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Step 2: Select 'Submit a Referral' from the navigation bar
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Step 3: Select the offer
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Step 4: Enter your friend's contact details and click submit
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Log in to Personal Internet Banking
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Select 'Submit a Referral' from the navigation bar
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Select the offer
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Enter your friend's contact details and click submit

Other ways to apply

Contact your

Contact your

Relationship Manager

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030


Terms and conditions

The Offers stated above are subject to the Member Get Member Terms and Conditions available on adcb.com/mgmtnc, which shall be applicable to the Customer making the Referral or the Referee accepting the Referral. Customer and the Referee should read the terms and conditions carefully before making or accepting any Referral. Unless defined above, the capitalised terms stated above shall have same meaning as defined in the Member Get Member Terms and Conditions and ADCB Islamic Banking Consumer Terms and Conditions or ADCB Consumer Banking Terms and Conditions for conventional Customer (available on ADCB Website www.adcb.com) applicable to the Customer, respectively.

This Offer is valid until 30th June 2021. As a referrer, you will be eligible for a maximum of 4 successful referral rewards in a quarter for Privilege Club offer and up to ten (10) successful referral rewards in a year for all other offers.

* The Reward Payout to the Referrer shall take place in the following month after the Referee has met the requisite defined criteria, as set out by ADCB. If the Referee does not meet the segment wise eligibility criteria within three (3) months of the issue of the respective ADCB Offering, the Customer (Referrer) shall loose the Reward.

1 Total Relationship Balance is the combined total average balance of Current account, Savings account, Call account, Fixed Deposits, Investments at market value and ADCB Securities Portfolio at market value.