Car Loans Car Loans
Finance solutions that help you own your dream car
We offer competitive, flexible car loans that maximise value for you, coupled with a simple and easy process.
- One-signature application
- Up to AED 1.5 million finance amount
- Up to 60-month repayment tenure
- Finance up to 80% of the car value
- Insurance finance option
- Quick approvals
- Simple documentation
How TouchPoints are awarded on the loan:
- 50 TouchPoints for every AED 1,000 of the loan amount
ADCB loans will be made available at the sole discretion of ADCB, subject to ADCB's terms and conditions and upon submission of documentation acceptable to ADCB. Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.
| SR No | Salaried | Self-employed | Companies |
|---|---|---|---|
| 1 | Completed application form | Completed application form | Completed application form |
| 2 | Valid Passport, Visa & EIDA Card copy | Valid Passport, Visa & EIDA Card copy | Valid Passport, Visa & EIDA Card copy of company signatory |
| 3 | Valid Driving License copy | Valid Driving License copy | N/A |
| 4 | Salary certificate issued to ADCB, dated 30 days or less from date of loan application | Valid Trade License copy | Valid Trade License copy |
| 5 | Last 3 months bank statements copy | Last 3 months bank statements copy for both personal and company accounts | Last 3 months company bank statements copy |
| 6 | Quotation from Dealer | Quotation from Dealer | Quotation from Dealer |
| 7 | N/A | Valid Power-of-Attorney copy(if applicable) | Valid Power-of-Attorney copy(if applicable) |
| 8 | Details of existing loans/liabilities | Details of existing loans/liabilities | Details of existing loans/liabilities |
| Note: Bank Statements are NOT required if customer’s salary is transferred to ADCB or if business account (for Self-Employed customers or Company) is with ADCB | |||
- If you do not keep up your repayments, you may lose your vehicle as the vehicle is mortgaged to the bank as security and the bank has the right to enforce the security
- You may have to pay penalties if you pay off a loan early
- If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
Total interest paid during the loan tenure is AED 0
Disclaimer
The figures are based on indicative rates selected and are for illustrative purposes only and do not apply to your loan. ADCB rates are subject to change. The computation is based on simulated figures and a number of underlying assumptions and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 50 2030 to ensure that you receive complete information about our loan product.
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Contact centre
Call our 24-hour contact centre on 600 50 2030.
Apply through SMS
SMS 'CAR' to 2626 from your registered mobile number.
Visit us
We will be happy to welcome you at any of our branches. Find the closest branch to you
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