Finance solutions that help you own your dream car

We offer competitive, flexible car loans that maximise value for you, coupled with a simple and easy process.

1.99% From

Flat rate per annum

Reducing balance rate of 3.65% for a tenor of 12 months

80% Up to

Finance

of the car value

50

TouchPoints

for every AED 1,000 of loan amount

Keep in mind

The interest rate mentioned on this page is applicable for Excellency/ Emirati Excellency customer segments. The applicable rate shall vary depending on customer segment and profile.
ADCB Car Loans will be made available subject to ADCB's Terms and Conditions and upon submission of acceptable documents.

Exclusive offers for ADCB customers

We are pleased to bring you a range of Car Loan offers in partnership with the leading dealerships in the UAE.

Click here to see our Car Loan offers

Features

TouchPoints

Terms and conditions

Documents Required

SR No	Salaried	Self-employed	Companies
1	Completed application form	Completed application form	Completed application form
2	Valid Passport, Visa & EIDA Card copy	Valid Passport, Visa & EIDA Card copy	Valid Passport, Visa & EIDA Card copy of company signatory
3	Valid Driving License copy	Valid Driving License copy	N/A
4	Salary certificate issued to ADCB, dated 30 days or less from date of loan application	Valid Trade License copy	Valid Trade License copy
5	Last 3 months bank statements copy	Last 3 months bank statements copy for both personal and company accounts	Last 3 months company bank statements copy
6	Quotation from Dealer	Quotation from Dealer	Quotation from Dealer
7	N/A	Valid Power-of-Attorney copy(if applicable)	Valid Power-of-Attorney copy(if applicable)
8	Details of existing loans/liabilities	Details of existing loans/liabilities	Details of existing loans/liabilities
Note: Bank Statements are NOT required if customer’s salary is transferred to ADCB or if business account (for Self-Employed customers or Company) is with ADCB

Important Note

If you do not keep up your repayments, you may lose your vehicle as the vehicle is mortgaged to the bank as security and the bank has the right to enforce the security
You may have to pay penalties if you pay off a loan early
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future

Car Loan Calculator

Car Value

AED

AED 12500 AED 1500000

Down Payment

%

20% 100%

You will need to pay AED as up-front payment for the car loan.

Loan Amount

AED

Flat Interest rate

%

1.99 % 5 %

Tenure

Months

1 60

Monthly Installment

AED 0

Total interest paid during the loan tenure is AED 0

Apply Now

Disclaimer

The figures are based on indicative rates selected and are for illustrative purposes only and do not apply to your loan. ADCB rates are subject to change. The computation is based on simulated figures and a number of underlying assumptions and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 50 2030 to ensure that you receive complete information about our loan product.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a Private Banker will reach out to you.

Basic information

Please tell us about yourself

Are you an existing ADCB customer?

Yes

No

Please select one option

What is your customer ID number (CID)? Enter Valid Customer ID

Salutation Please select an option

Mr Miss Mrs

What is your name? Enter Valid Name

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Personal details and Employment details

Please let us get to know you

What is your date of birth? Enter Valid Date of Birth

What is your emirate of residence? Select your emirate

Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain

Employment Type Employment type is required

Salaried Self Employed Housewife Student Pensioner

Is your salary transferred to ADCB?

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No

Select an option

What is your company name? Enter valid company name

What is your monthly income (AED)? Monthly salary is required in AED

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

SMS 'CAR' to 2626 from your registered mobile number.

SMS 'CAR' to 2626 from your registered mobile number.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you

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