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SmartStart Business Account


Enjoy a seamless banking experience with SmartStart Business Account

You can now easily manage the day-to-day financial needs for your business with the utmost convenience.

Keep in mind

  • The SmartStart Business Account is available in AED only (Cheque and Cash Deposits in AED only).
  • Valid Trade license is mandatory.
  • Monthly Service Fee AED 100+VAT.
  • No Foreign currency inward and outward payments allowed.

To learn more please visit our FAQs page.

Key Features

  • No minimum balance required
  • Free e-statement at preferred frequency
  • First Cheque Book free per calendar year
  • Free ADCB Corporate Internet Banking (ProCash access with Soft Token)


  • Business Debit card
  • ProCash Transaction Access
  • Cheque Book
  • Free E-statements

Eligibility Criteria

  • UAE Nationals
  • Residents with valid visa only
  • Online and physical businesses
    (Terms & Conditions apply)
  • Valid Trade License
  • Power of attorney (if applicable)

Required Documents

  • Trade License, Commercial Registration, Chamber of Commerce Membership Certificate, Memorandum of Association and any subsequent amendments and Power Of Attorney, if any
  • Original Valid passport and passport copies of all partners including residence visa for signatories
  • Original valid passport and emirates ID for the signer/s
  • Other document upon request

Charges and Fees

To view the fees and charges, please click here.

Terms and conditions

Terms and Conditions apply.

To view the Terms and Conditions, please click here.

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply by SMS

SMS 'ISS’ to 2626

Visit us

We will be happy to welcome you at any of our branches.