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Enjoy seamless banking with Aspire

Aspire offers you products and services supported by an extensive network of branches and ATMs across the UAE. Our award winning facilities ensure that you enjoy the benefits of the bank at your convenience!

Key benefits

We offer you:

  • More than 50 branches throughout the UAE plus two branches in India (Mumbai and Bengaluru)
  • A network of more than 425 ATMs and 199 Cash Deposit Machines across the UAE
  • A specialist Contact Centre open 24 hours a day on 600 56 2626
  • An award-winning ADCB Personal Internet Banking service
  • A mobile banking service for transactions on the go

Earn TouchPoints for most transactions, even for maintaining balances in your Savings Account, Special Savings Account or Term Investment Deposit.


TouchPoints, the first rewards program of its kind in the UAE, rewards you for every product and service you use, including Savings Accounts, Cards, Finances and Investment Products. As a customer, you don’t have to do anything; you simply enjoy our services and get rewarded as you go along! Learn more.


  • Current Account features: Available in AED and all other major currencies. Learn more.
  • Savings Account features: Available in AED only. Profit paid quarterly. Learn more.
  • Special Savings Account features: Available in AED and all major currencies. Profit paid quarterly. Learn more.

The ADCB Islamic Banking Debit Card gives you greater flexibility and comes loaded with a variety of features and benefits. Make your everyday purchases and payments easier and get rewarded with TouchPoints for all your retail purchases. Learn more.

  • Celebrate life’s success with an ADCB Islamic Banking Covered Card. Learn More.

  • Find out more about our finances that help to suit your needs. Learn More.

  • Online Funds Transfers
  • Other transactions such as demand draft, duplicate bank statements, bill payments, standing instructions and a lot more.

Eligibility criteria

To start an Aspire relationship with ADCB Islamic Banking, just:

  • Open an account and transfer your monthly salary, which should be at least AED 5,000 and take any additional product from the following:
    • Covered Card
    • Personal Finance
    • Auto Finance
    • Home Finance
    • Brokerage
    • Utilized Salary Advance Facility
    • Takaful product
    • Investment product
  • Or maintain a Total relationship balance* of AED 20,000 per month
  • A monthly fee will be applicable if the Aspire relationship criteria is not met. Please refer to charges and fees for details

*Total relationship balance includes Islamic deposits/market value of investment holdings, current/savings (CASA) monthly average balance.

Terms and Conditions

To view the full Consumer Banking terms and conditions, click here.

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you