Excellency. A wealth of opportunities

Excellency is a comprehensive wealth management proposition that offers opportunities to manage and grow your wealth.

Key benefits

  • Take advantage of our preferential pricing across all our products and services, including finance and foreign exchange
  • Avail 75% Discount on Safety Deposit Locker charges
  • Free International Fund Transfers
  • Unlimited Free Cash withdrawals at Non-ADCB ATMs within the UAE
  • Unlimited Cheque books
  • Free Standing Instructions

  • Get access to leading international financial and business experts at our series of exclusive events and seminars designed to provide insight and information on the latest market trends
  • Access to a dedicated ICWIM (International Certificate in Wealth & Investment Management) certified Relationship Manager and CFA certified Wealth Specialists to take care of your onshore and offshore relationship
  • Exclusive Asset Specialists to take care of your Home and Auto financing requirements

  • Avoid queues with priority access in our branches
  • Enjoy priority processing for all applications
  • Access to Excellency Centres across the UAE

  • Excellency Platinum Debit Card (with higher daily cash withdrawal limits of up to AED 30,000)
  • Takaful benefits of up to AED 100,000
  • Get rewarded with up to 350,000 TouchPoints or 75,000 Etihad Guest Miles for referring your friends and acquaintances to Excellency

  • Dedicated 24/7 Excellency Call Centre (600 50 2004)
  • Access to dedicated Relationship Officer to take care of your daily banking needs

  • Free Statement of accounts
  • Free unlimited Teller transactions
  • 4 free cash withdrawals per month across GCC


With your membership, you’ll have a dedicated Excellency relationship manager with in-depth market experience who can expertly guide you on some of the best ways to capitalize on your wealth.

All our Excellency relationship managers are ICWIM (International Certificate in Wealth & Investment Management) certified.

You are also assigned a Relationship Officer who is just a phone call away, ensuring all your immediate service and banking needs are well-looked after. Your Relationship Manager is further supported by a team of CFA certified wealth experts and asset specialists in order to provide you solutions for your individual needs in the most efficient manner..

Wealth is a journey and a destination. We help you enjoy both. You can be assured that our access to financial solutions is global, and moves seamlessly between local and international opportunities. We offer the widest range of products to suit every investment strategy.

To know more click here.

As part of our commitment to help you nurture your wealth, we also assist you with saving and protecting it. Equally important is the need to safeguard your family’s finances against the unthinkable. ADCB offers you wide range of Shari’ah-compliant Takaful solutions catering to your individual needs.

To know more click here.

Excellency offers you a range of credit and debit cards, all with added benefits to make sure you really enjoy your wealth. From the Excellency Platinum debit card, to the Excellency Infinite credit card and the Etihad Guest Above debit and credit cards, we have a card that will really suit your needs. Whether it’s TouchPoints you’d like to collect, or Etihad Guest miles, our cards really do give rewards worth collecting.

Some of the benefits of the complimentary Touchpoints Infinite Card are:

  • Complimentary Golf Access
  • Experience the fun at Yas Island attractions
  • Complimentary lounge access
  • Global Concierge Service
  • 25% discount on fine dining

To know more please click here

As an Excellency client you are entitled to express application approvals, higher limits and highly favorable rates. In our experience, Excellency customers have varied needs and requirements. And to suit every unique need, we have uniquely designed Shari’ah-compliant solutions for both UAE Nationals and expatriates.

Home finances, auto finances and personal finances, we have a solution for all your instant liquidity needs.

To know more please click here

Eligibility criteria

To join as an Excellency member, customers have to maintain a Total Relationship Balance of AED 500,000*.

The Total Relationship Balance can be maintained across Current accounts, Savings accounts, Deposits, Investments at market value and ADCB Securities Portfolio at market value.

*The above eligibility criteria is indicative only. ADCB Islamic Banking is entitled, at its sole discretion, to approve/decline a customer’s application to Excellency. Terms and conditions apply.

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2004.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you