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Credit Cards Classic Credit Card (existing cardholders only)


Learn more about our Classic credit card

The Classic credit card is no longer available to new customers. As an existing cardholder you can continue to enjoy all the benefits.


Easily pay your bills or top up your accounts for various services, including ADDC, Du, Etisalat and Salik, through ADCB Personal Internet Banking or the ADCB Mobile App.

Need cash against your available credit limit? Call us on 600 56 2626 and the money will be transferred to your account within three working days. 

Pay your credit card bills at any of our 50+ branches, at select ATMs, ENOC and EPPCO stations, Al Ansari Exchange.

Credit Shield Takaful is an optional plan which covers your card against any emergencies such as Critical Illness, Natural Death, Permanent or Total Disablement and Involuntary Loss of Employment. This facility is available at a nominal charge.


Earn 0.5 TouchPoints for every AED 1 you spend with your Classic credit card.

Convenient payment options

You can choose to pay as little as 5% of your outstanding amount each month and carry the remaining balance forward to the following month’s bill. You can make payments for your outstanding balance through any of our convenient channels:

  • ADCB Personal Internet Banking: Click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
  • Mobile Banking App: Select the credit card that you wish to make a payment for under the “Manage your Credit Cards” tab
  • Through any of our branches and ATMs with the cash deposit facility
  • You can also set-up auto debit instructions to make payments from an ADCB Islamic Banking Current or Savings Account. To activate auto debit, please call 600 56 2626 or visit your nearest ADCB branch

Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations such as exchange houses locations.

Terms and conditions

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Fees and Charges

To view the fees and charges, please click here.

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you