A) Revised TouchPoints earn rate on in-country purchases at select merchant categories

All retail purchases made at UAE based merchants in the following categories will earn TouchPoints at revised earn rates:

Classification of merchants in the abovementioned categories will be as per prevailing Visa and MasterCard guidelines.

B) Revised TouchPoints earn rate on purchases at merchants based in Europe

All retail purchases made at merchants based in Europe (i.e. countries which are part of European Economic Area) will earn TouchPoints at revised earn rate:

Classification of merchants based in European Economic Area will be as per prevailing Visa and MasterCard guidelines.

The above-mentioned changes are effective from 25 October 2020.

Watching the latest movies is now more exciting at VOX Cinemas with your ADCB TouchPoints Platinum Credit Card across categories like IMAX, VIP, Standard, MAX Standard, etc

• Buy one ticket, get one free (up to 4 tickets per month per card)
• 20% discount on select meals

Whether you are ordering in or dining out, your ADCB TouchPoints Platinum card gets you the best for less.

• Enjoy 20% off Talabat orders, for up AED 20 off per order on 2 orders a month

• The discount stated is valid across orders in UAE and not applicable on mobile wallet payments and service charges.

• Savor the best of gourmet at over 1,400 finest of restaurants with up to 25% off, when you pay with your ADCB TouchPoints Infinite card.

Indulge yourself with a host of privileges on tickets, food and beverages, merchandises an much more at Yas WaterWorld, Ferrari World Abu Dhabi, Warner Bros World Abu Dhabi and Clymb Abu Dhabi.

Ticket discounts and Flash/Quick Pass benefits are applicable to the cardholder and up to a maximum of three accompanying guests. Visit www.adcb.com/yasfun for details

Tee off in style with your TouchPoints Platinum Credit Card. As a TouchPoints Platinum Card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai*, Arabian Ranches Golf Club Dubai, and Yas Links Golf Club Abu Dhabi.

Just spend AED 5,000 with your credit card every month to enjoy uninterrupted access. Reservations are mandatory and available on a first come, first served basis for up to 14 days in advance.

Cancellation and No show fee policy:

A- Starting 15th October 2019 Yas Links golf club will introduce late cancellation and no show fee which cardholder will be charged for on his next visit to the club.

• Tee time reservations can be cancelled up to 48 hours prior to the booking at no cost
• Booking cancellation should happen through contacting Yas Links club directly.
• In case of late cancellation (inside 48 hours) or no show the following fees will apply:
• Sunday to Thursday – AED475 per person
• Friday, Saturday and Public Holiday – AED580 per person
• All above rates are inclusive of VAT

B- Meydan Golf club charge late cancellation and no show fee which cardholder will be charged for on his next visit to the club

• Tee time reservations can be cancelled up to 48 hours prior to the booking at no cost
• Booking cancellation should happen through contacting Meydan Golf club directly.
• In case of late cancellation (inside 48 hours) or no show the following fee will apply: AED 105 per person
• All above rates are inclusive of VAT

To book tee times, call us on 600 508008.

*Effective 1st August 2019, customers who will book complimentary golf at Meydan Golf club, a charge of AED 31.50 Cart fee will be applicable to all the bookings, if the customer wish to use a golf cart.

Double up on incredible experiences and download the Visa Offers MENA or Mastercard Buy 1 Get1 mobile app to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts.

Find out more here Visa Offers MENA app here, powered by The ENTERTAINER or Mastercard Buy1 Get1 app, available in select Apple & Google Play app stores.

Find out more on Mastercard Buy 1 Get1 mobile app here

Travel with your TouchPoints Platinum Credit Card and enjoy a richer experience than before. ADCB Platinum Mastercard credit cardholders, enjoy unlimited access at 25+ Mastercard airport lounges globally

• Additionally, ADCB Platinum credit cardholders receive 3 complimentary access annually* at over 1000 airport lounges worldwide for the cardholder via Lounge Key.
• Access is available to both primary and supplementary cardholders.
• A pre-authorization of USD 3.25 will be required when you present your eligible card at the lounge to validate the card.
• Prior card registration is not required however, cardholders can still register themselves through creating an account at the following microsites in case they would like to keep track of their visits.
• For card registration and more information about the available lounges, please click

For Mastercard Platinum Credit Cards : https://www.loungekey.com/adcbmc

For Visa Platinum Credit Cards: https://www.loungekey.com/adcb

One year is calculated on calendar year basis (January to December).

*Additional visits or accompanying guests, over and above the entitlement, will be charged at a flat rate of USD 32 per visit.

• For more information about ADCB Global Lounge Access, please click here.

Book a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup, and enjoy the comfort of your ride.

Now when you travel across countries in the Middle East with Platinum Mastercard®, you can enjoy:

• 20% OFF three rides every month use promo code MASTERCARD at the time of booking
• To know more click here.

Book hotels through Agoda and enjoy up to 12 % off on the promotion eligible properties across the network.

Bookings are eligible only when booked through the dedicated URL: www.agoda.com/visamena

Cardholders now have access to over 200 airport restaurant offers globally. Please download the app (Dine & Fly) and complete a simple registration in order to begin redeeming.

After the registration is completed, simply visit a participating restaurant and reference 'DragonPass' to the restaurant staff. Then click 'redeem' in the app to receive the discount.

Visit Cleartrip and book any roundtrip, international airfare or hotel using your Platinum Mastercard to enjoy an up-to-30% discount on your travel booking.

Click here to book your trip enter promocode MASTERCARD and pay with your Platinum Mastercard.

Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit www.adcb.com/shield. 

Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.

For more details, click here.

• Set daily spend limits
• Set monthly spend limits
• Block all transactions
• Block online transactions
• Block in-store transactions
• Block foreign transactions
• Block ATM cash withdrawals

• Login to the ADCB Mobile App
• Click on ‘My Accounts’ and then ‘Credit Cards’
• If you have more than one card, select the credit card you would like to control
• Scroll down and click on 'Card Control Settings'

Need cash against your available credit limit? Benefit from a zero interest rate and repay in easy installments of up to 12 months. Simply call us or SMS ‘CCL’ to 2626 and the money will be transferred to your account within 3 working days. Zero interest rate is only valid for first 3 months from card issuance date. This is subject to terms and conditions and bank approval.

Save on interest expenses when you transfer your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of zero interest rate and repay in easy installments of up to 12 months. Simply call us or SMS ‘BT’ to 2626 for a callback. Zero interest rate is only valid for first 3 months from card issuance date. This is subject to terms and conditions and bank approval.

Beat the stress of paying back any of your high value purchases by converting transactions into easy installment plans at low interest rates with tenures of up to 24 months. Shop at our wide range of partners and pay back in installments with zero interest charges. Simply call us or SMS ‘IPP’ to 2626 for a callback

Does it feel like your child’s school fees are increasing? With your ADCB Credit Card you can convert your child’s school and college fees into installments with zero interest charges for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback

Enjoy a maximum of 55 interest-free days, when you continue to pay your outstanding balance in full by the due date.

Pay all your utility bills, mobile phone bills, school and college fees, Salik recharge and credit card payments through our mobile app or internet banking platforms.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

• Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
• Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
• Branches and Cash Deposit Machines: You can also pay through any of our branches and Cash Deposit Machines

You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses and ENOC / EPPCO locations.