Embark on a rewarding journey with your ADCB TouchPoints Platinum Credit Card.

• Earn up to 1 TouchPoint for every AED 1 spent with your card
• Receive 10,000 bonus TouchPoints when you spend AED 10,000 each month

Qualifying spends includes all retail transactions (net of reversals and refunds) and excludes any form of disputed purchases and cash withdrawals.

Please note you will earn 0.4 TouchPoints for every 1 AED of domestic spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants) and 0.2 TouchPoints for spends at fuel, education, government services, real estate, tele communication, charity and transport. For retail purchases made at merchants based in the United Kingdom and Europe (i.e. countries which are part of European Economic Area), you will earn 0.40 TouchPoints for every 1 AED equivalent of spends.

Classification of merchants in the above mentioned categories and European Economic Area will be as per prevailing schemes (Visa/Mastercard) guidelines.

The more you use your card the higher the number of TouchPoints you earn. The TouchPoints you have accumulated can be redeemed in any of the following options:

• Instant redemption at thousands of merchant locations across UAE
• Utility bills payment and Salik
• Exchange with Emirates Skywards Miles and Etihad Guest Miles
• Card payment and much more

200,000 TouchPoints would be equivalent to AED 1,200 approximately depending on the redemption option of your choice. For more information on TouchPoints, please click here.

Watching the latest movies is now more exciting at VOX Cinemas with your ADCB TouchPoints Platinum Credit Card across categories like IMAX, VIP, Standard, MAX Standard, etc

• Buy one ticket, get one free (up to 4 tickets per month per card)
• 25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE
• Upgrade offer: regular and medium size popcorn and soft drink can be upgraded to a medium and large size popcorn and soft drink respectively. The offer can be availed at the candy bar by showing the eligible ADCB card covered under the Buy 1 Get 1 movie ticket offer.

Whether you are ordering in or dining out, your ADCB TouchPoints Platinum card gets you the best for less.

• Enjoy 20% off Talabat orders, for up to AED 20 off per order on 2 orders a month. As of 01/06/2023 just use the promo code ADCBPLAT and follow the instructions on screen, at the Talabat mobile app.

• The discount stated is valid across orders in UAE and not applicable on mobile wallet payments and service charges.

Tee off in style with your Etihad Guest Signature Credit Card. As a Etihad Guest Signature Card member, you have the luxury of playing golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club in Abu Dhabi.

Terms of use:

• To be eligible for this offer there is a minimum spend requirement of AED 5,000 per month.
• To reserve your complimentary round of golf call us on 600 508008 up to 14 days in advance of the golf booking date.
• Only one (1) booking is allowed at a time and the eligible cardholders can only make a booking for themselves.
• Golf clubs reserve the right to check the customer ID to ensure it’s matching with the reservation name.
• Confirmation is subject to availability and on a first come, first served basis.

Cancellation and No show fee policy:

• Tee time reservations can be cancelled up to 48 hours prior to the booking at no cost.
• In case of late cancellation or no show the following fee will apply:
  • Abu Dhabi Golf Club – 250 AED
  • Arabia Ranches – 100 AED for weekdays / 200 AED for weekends.

Xperience offers unbeatable value with 2-for-1 offers at top restaurants, spas, fitness outlets, entertainment across the Middle East. Registration is easy and free. Simply download the Xperience with the ENTERTAINER mobile application (App) from the iOS or Android store and register using your email address and mobile number and add your ADCB TouchPoints Visa Platinum Credit Card to get started.

For more terms and conditions, please visit: www.visa.com/EntertainerXperience

Get 20% off grocery or food orders once a month on talabat

How it works:

• Add your Mastercard card on the talabat app.
• Simply enter promo MASTERCARD at checkout to enable up to 20% discount, on one order on grocery or food delivery.

Terms and Conditions:

• 20% discount will apply once cardholder insert code MASTERCARD in promo code field at checkout.
• 20% discount capped at AED 14.

To find out more and see the terms of use please visit

Please note your complimentary airport lounge access from Mastercard will change as follows from 1st May 2025.

Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders.

To enjoy your complimentary access with your TouchPoints Platinum Credit Card please follow these steps:

• Download the “Mastercard Travel Pass” app at Google Play or App store & register your card before traveling.
• Use the app to locate lounges near you and confirm complimentary visits eligibility.
• To access a participating lounge present the app QR code to the lounge receptionist.

Please note, supplementary cardholders need to register their card separately on the Mastercard Travel Pass app by following the above process and show their individual QR code.

Keep in mind:

• For accompanying guests, over and above the entitlement, an amount of USD 32 per visit will be charged directly to your card.
• You enjoy complimentary access for the first visit after which, a minimum spend of 1 USD or equivalent in non-AED is required to enjoy complimentary access for 3 months from the date of the transaction.
• If you do not make an international transaction, you will not be able to access the airport lounge unless you make a payment of USD 32 on your Mastercard card.

For the most updated list of eligible lounges, please click here.

Please note that effective May 23, 2025, lounge access on your ADCB TouchPoints Platinum Visa Credit Card will be available only through the Visa Airport Companion App.

Enjoy 3 complimentary visits per year, for you and your supplementary cardholders, to over 1,200 airport lounges across the many cities you love to travel to.

To enjoy your complimentary access with your TouchPoints Platinum Credit Card please follow these steps:

• Download the “Visa Airport Companion” app at Google Play or App store & register your card before traveling.
• Use the app to locate lounges near you and confirm complimentary visits eligibility.
• To access a participating lounge present the app QR code to the lounge receptionist.
• For more information please visit the Visa Airport Companion app

Please note, supplementary cardholders need to register their card separately on the Visa Airport Companion app by following the above steps.

*Additional visits or accompanying guests, over and above the entitlement, will be charged at a flat rate of USD 32 per visit.

Cardholders now have access to over 200 airport restaurant offers globally. Please download the app (Dine & Fly) and complete a simple registration in order to begin redeeming.

After the registration is completed, simply visit a participating restaurant and reference 'DragonPass' to the restaurant staff. Then click 'redeem' in the app to receive the discount.

Visit Cleartrip and book any roundtrip, international airfare or hotel using your Platinum Mastercard to enjoy an up-to-30% discount on your travel booking.

Click here to book your trip enter promocode MASTERCARD and pay with your Platinum Mastercard.

• Up to 20% off for TouchPoints Visa Platinum cardholders for renting worldwide.
• Cardholders should book their cars online using the following URL: www.avisworld.com/visa
• Discounts are included for international and domestic rentals where rentals take place in the same country as cardholders’ country of residence in MENA.
• TouchPoints Visa Platinum cardholders can also now enroll for Avis Preferred Plus Membership.

Going on a holiday or booking that business trip? Book your flight ticket or hotel stay on Cleartrip using your ADCB Mastercard card and enjoy 8% off with promo code MCPLATINUM.

How it works:

• Go to Cleartrip’s website or mobile app
• Simply enter promo code MCPLATINUM at checkout to enable up to 8% discount, on flight tickets or hotel stays.

To find out more and see the terms of use please visit

Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit www.adcb.com/shield.

Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.

For more details, click here.

• Set daily spend limits
• Set monthly spend limits
• Block all transactions
• Block online transactions
• Block in-store transactions
• Block foreign transactions
• Block ATM cash withdrawals

• Login to the ADCB Mobile App
• Click on ‘My Accounts’ and then ‘Credit Cards’
• If you have more than one card, select the credit card you would like to control
• Scroll down and click on 'Card Control Settings'

Need cash against your available credit limit? Benefit from low interest rate and repay in easy installments of up to 48 months. First time ADCB card customers, within first 90 days from card issuance date, can benefit from 0% interest plans at nominal processing fees for installments up to 12 months.

Simply call us or SMS ‘CCL’ to 2626 and the money will be transferred to your account within 2 working days. This is subject to terms and conditions and bank approval.

Save on interest by transferring your outstanding balances from other UAE bank credit cards to an ADCB Credit Card. You can enjoy the flexibility of low interest rate and repay in easy installments of up to 48 months. First time ADCB card customers, within first 90 days from card issuance date, can benefit from 0% interest plans at nominal processing fees for installments up to 12 months.

Simply call us or SMS ‘BT’ to 2626 for a callback. This is subject to terms and conditions and bank approval.

Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenors of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. Shop at our wide range of partners and pay back in instalments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. For detailed list of participating partners, visit www.adcb.com/offers

Does it feel like your child’s school fees are increasing? With your ADCB Credit Card you can convert your child’s school and college fees into installments with zero interest charges for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback

Enjoy a maximum of 55 interest-free days, when you continue to pay your outstanding balance in full by the due date.

Pay all your utility bills, mobile phone bills, school and college fees, Salik recharge and credit card payments through our mobile app or internet banking platforms.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

• Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
• Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
• Branches and Cash Deposit Machines: You can also pay through any of our branches and Cash Deposit Machines

You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses.

Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months. SMS FLEXIPAY to 2626 for a call back or apply through Personal Internet Banking. Visit www.adcb.com/flexipay for more details.

Get 50% off on Shahid VIP monthly plan when paying with your Mastercard card for the first time

Relax in front of your screen and enjoy some of the best Arabic shows. The Shahid VIP plan allows you to access the trendiest and most popular series and movies in Arab world.

Enjoy 50% off on the VIP monthly plan when you use your Mastercard card for the first time.

• Step 1: Go to www.shahid.net/mastercard
• Step 2: Create an account or Log-in to Shahid
• Step 3: Add you Eligible Mastercard details to redeem the offer
• Step 4: Enjoy your shows!