Embark on a rewarding journey with your ADCB TouchPoints Gold or Titanium Credit Card.

• Earn up to 0.5 TouchPoint for every AED 1 spent with your card
• Receive 5,000 bonus TouchPoints when you spend AED 5,000 each month

Qualifying spends includes all retail transactions (net of reversals and refunds) and excludes any form of disputed purchases and cash withdrawals.

Please note you will earn 0.4 TouchPoints for every 1 AED of domestic spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants) and 0.2 TouchPoints for spends at fuel, education, government services, real estate, tele communication, charity and transport. For retail purchases made at merchants based in the United Kingdom and Europe (i.e. countries which are part of European Economic Area), you will earn 0.40 TouchPoints for every 1 AED equivalent of spends.

Classification of merchants in the above mentioned categories and European Economic Area will be as per prevailing schemes (Visa/Mastercard) guidelines.

The more you use your card the higher the number of TouchPoints you earn. The TouchPoints you have accumulated can be redeemed in any of the following options:

• Instant redemption at thousands of merchant locations across UAE
• Utility bills payment and Salik
• Exchange with Emirates Skywards Miles and Etihad Guest Miles
• Card payment and much more

100,000 TouchPoints would be equivalent to AED 600 approximately depending on the redemption option of your choice. For more information on TouchPoints, please click here.

Watching the latest movies is now more exciting at VOX Cinemas with your ADCB TouchPoints Gold or Titanium Credit Card across 2D Standard and 2D Max Standard

• Buy one ticket, get one free (up to 2 tickets per month per card)

Whether you are dining out with your family or friends, your ADCB TouchPoints card gets you the best for less.

Savor the best of gourmet at over 1,400 finest of restaurants with up to 25% off, when you pay with your ADCB TouchPoints Gold or Titanium Credit Card

Get 20% off grocery or food orders once a month on talabat

How it works:

• Add your MasterCard card on the talabat app.
• Simply enter promo MASTERCARD at checkout to enable up to 20% discount, on one order on grocery or food delivery.

Terms and Conditions:

• 20% discount will apply once cardholder insert code MASTERCARD in promo code field at checkout.
• 20% discount capped at AED 14.

To find out more and see the terms of use please visit

Enjoy unlimited complimentary access at 10+ airport lounges worldwide for you and your supplementary cardholders.

To avail of your complimentary access with your ADCB TouchPoints Titanium Credit Card please follow these steps:

• Download the “Mastercard Travel Pass” app at Google Play or App store & register your card before traveling. Use the app to locate lounges near you and confirm complimentary visits eligibility.
• Use the app to locate lounges near you and confirm complimentary visits eligibility.
• To access a participating lounge present the app QR code to the lounge receptionist.

Please note, supplementary cardholders need to register their card separately on the Mastercard Travel Pass app by following the above process and show their individual QR code.

For accompanying guests, over and above the entitlement, an amount of USD 32 per visit will be charged directly to your card.

For the most updated list of lounges, please click here.

ADCB TouchPoints Gold Visa Cardholder can enjoy

• Up to 20 % off for TouchPoints Gold Visa cardholders for renting worldwide.
• Cardholders should book their cars online using the following URL: www.avisworld.com/visa
• Discounts are included for international and domestic rentals where rentals take place in the same country as cardholders’ country of residence in MENA.
• TouchPoints Gold cardholders can also now enroll for Avis Preferred Plus Membership through www.avisworld.com/visa

• Set daily spend limits
• Set monthly spend limits
• Block all transactions
• Block online transactions
• Block in-store transactions
• Block foreign transactions
• Block ATM cash withdrawals

• Login to the ADCB Mobile App
• Click on ‘My Accounts’ and then ‘Credit Cards’
• If you have more than one card, select the credit card you would like to control
• Scroll down and click on 'Card Control Settings'

Need cash against your available credit limit? Benefit from low interest rate and repay in easy installments of up to 48 months. First time ADCB card customers, within first 90 days from card issuance date, can benefit from 0% interest plans at nominal processing fees for installments up to 12 months.

Simply call us or SMS ‘CCL’ to 2626 and the money will be transferred to your account within 2 working days. This is subject to terms and conditions and bank approval.

Save on interest by transferring your outstanding balances from other UAE bank credit cards to an ADCB Credit Card. You can enjoy the flexibility of low interest rate and repay in easy installments of up to 48 months. First time ADCB card customers, within first 90 days from card issuance date, can benefit from 0% interest plans at nominal processing fees for installments up to 12 months.

Simply call us or SMS ‘BT’ to 2626 for a callback. This is subject to terms and conditions and bank approval.

Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenor of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. Shop at our wide range of partners and pay back in instalments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. For detailed list of participating partners, visit www.adcb.com/offers

Does it feel like your child’s school fees are increasing? With your ADCB Credit Card you can convert your child’s school and college fees into installments with zero interest charges for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback

Enjoy a maximum of 55 interest-free days, when you continue to pay your outstanding balance in full by the due date.

Pay all your utility bills, mobile phone bills, school and college fees, Salik recharge and credit card payments through our mobile app or internet banking platforms.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

• Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
• Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
• Branches and Cash Deposit Machines: You can also pay through any of our branches and Cash Deposit Machines

You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses.

Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.

To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit www.adcb.com/shield. 

Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months. SMS FLEXIPAY to 2626 for a call back or apply through Personal Internet Banking. Visit www.adcb.com/flexipay for more details.

Get 50% off on Shahid VIP monthly plan when paying with your Mastercard card for the first time

Relax in front of your screen and enjoy some of the best Arabic shows. The Shahid VIP plan allows you to access the trendiest and most popular series and movies in Arab world.

Enjoy 50% off on the VIP monthly plan when you use your Mastercard card for the first time.

• Step 1: Go to www.shahid.net/mastercard
• Step 2: Create an account or Log-in to Shahid
• Step 3: Add you Eligible Mastercard details to redeem the offer
• Step 4: Enjoy your shows!