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Personal Loans Personal Loan for UAE Nationals
A customised solution that suits your ambitions
Our customised loan packages for UAE nationals offer attractive interest rates, higher salary multiples, extended loan tenure and flexible eligibility criteria.
Get a Personal Loan within 10 minutes through the ADCB Hayyak app
You will also receive a 50% discount on processing fees in addition to 50,000 bonus TouchPoints when applying through the app.
Download the ADCB Hayyak app now!
- High salary multiples
- Competitive interest rates
- Loan consolidation available
- Simple documentation
- Credit life insurance
- Free ADCB Credit Card
- Up to 3 times salary overdraft.
| ADCB Product | TouchPoints Awarded on | TouchPoints Earned | Cap |
|---|---|---|---|
| Personal Loan | TouchPoints will be earned when net Loan Amount (AED 10,000 above ) | TouchPoints Earned for every AED 1,000 | 75,000 |
| > 10,000 - <= 150,000 | 200 | ||
| > 150,000 | 300 |
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ADCB loans will be made available at the sole discretion of ADCB, subject to ADCB's terms and conditions and upon submission of documentation acceptable to ADCB. Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.
| SR No | Documents Required |
|---|---|
| 1 | Completed application form |
| 2 | Valid Passport, EIDA Card copy |
| 3 | Last 3 months bank statements copy |
| 4 | Salary certificate issued to ADCB, dated 30 days or less from date of loan application |
| 5 | Salary transfer letter |
| 6 | Details of existing loans/liabilities |
- You may have to pay penalties if you pay off a loan early
- If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
Total interest paid during the loan tenure is AED 0
Disclaimer
The figures are based on indicative rates selected and are for illustrative purposes only and do not apply to your loan. ADCB rates are subject to change. The computation is based on simulated figures and a number of underlying assumptions and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 50 2030 to ensure that you receive complete information about our loan product.
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Contact centre
Call our 24-hour contact centre on 600 50 2030.
Apply through SMS
SMS 'PIL' to 2626 from your registered mobile number.
Visit us
We will be happy to welcome you at any of our branches. Find the closest branch to you