Personal Loans Personal Loan for UAE Nationals
A customised solution that suits your ambitions
Our customised loan packages for UAE nationals offer attractive interest rates, higher salary multiples, extended loan tenure and flexible eligibility criteria.
- High salary multiples
- Competitive interest rates
- Loan consolidation available
- Simple documentation
- Credit life insurance
- Involuntary loss of Employment cover - click here for details
- Free ADCB Credit Card
- Up to 3 times salary overdraft.
For a limited period, you can now earn double TouchPoints:
- Earn 400 TouchPoints for every AED 1,000 of loan amount (AED 150,000 or less)
- Earn 600 TouchPoints for every AED 1,000 of loan amount (above AED 150,000)
| Loan Amount | TouchPoints that you normally earn | TouchPoints earned during the offer period |
|---|---|---|
| AED 50,000 | 10,000 | 20,000 |
| AED 100,000 | 20,000 | 40,000 |
| AED 250,000 | 75,000 | 150,000 |
| AED 500,000 | 75,000* | 300,000 |
*TouchPoints are normally capped at 75,000. The new cap during the offer period is 500,000 TouchPoints.
This offer is valid until 31st March 2020.
ADCB loans will be made available at the sole discretion of ADCB, subject to ADCB's terms and conditions and upon submission of documentation acceptable to ADCB. Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.
| SR No | Documents Required |
|---|---|
| 1 | Completed application form |
| 2 | Valid Passport, EIDA Card copy |
| 3 | Last 3 months bank statements copy |
| 4 | Salary certificate issued to ADCB, dated 30 days or less from date of loan application |
| 5 | Salary transfer letter |
| 6 | Details of existing loans/liabilities |
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Contact centre
Call our 24-hour contact centre on 600 50 2030.
Apply through SMS
SMS 'PIL' to 2626 from your registered mobile number.
Visit us
We will be happy to welcome you at any of our branches. Find the closest branch to you
