Online Accounts ADCB Active Saver Account


Achieve your ambitions faster

Whether you’re saving for a wedding, school fees, a vacation or your dream house, the ADCB Active Saver Account earns you more on your savings, so you achieve your ambitions faster.

5 Up to
Accounts can be opened
For five different goals
0.60% Up to
Maximum Interest Earned
Per Annum On AED Accounts
0.35% Up to
Maximum Interest Earned
Per Annum on USD Accounts

Keep in mind

  • A monthly fee will be applicable if the respective segment-wise relationship balance criteria is not met (as per Schedule of Fees).
  • Additional statement of account outside the normal cycle will be charged as per Schedule of Fees.
  • Interest is calculated daily on the daily closing account balance and paid monthly based on the balance tier and the corresponding interest rate.
  • Don't forget to calculate your savings using ADCB Active Saver Calculator.
Key Features and Benefits

  • You can open up to five Active Saver Accounts within minutes through ADCB Personal Internet Banking
  • Interest is calculated daily and paid monthly and with tiered interest rates, you earn more on your savings
  • Available in AED, USD, and GBP
  • Pay credit card bills, transfer funds and redeem TouchPoints
  • Online access anywhere, anytime means you can manage your savings outside work hours
  • Transferring money into the Active saver account is just a click away
  • With no ATM card or cheque book, there is less temptation to withdraw your hard-earned savings

Interest Rates

Daily Account Balance Interest Rates per annum
(valid till 31st May 2021)
Interest Rates per annum
(effective from 1st June’21)
Less than AED 10,000 0.00% 0.00%
AED 10,000 and less than AED 500,000 0.35% 0.25%
AED 500,000 to less than AED 2 Million 0.50% 0.40%
AED 2 Million to up to AED 10 Million 0.75% 0.60%
Above AED 10 Million 0.20% 0.20%

Daily Account Balance Interest Rates per annum
(valid till 28th Feb’21)
Interest Rates per annum
(effective from 1st Mar’21)
Less than USD 10,000 0.00% 0.00%
USD 10,000 to less than USD 500,000 0.55% 0.25%
USD 500,000 to less than USD 1 Million 0.60% 0.30%
USD 1 Million up to USD 5 Million 0.65% 0.35%
Above USD 5 Million 0.20% 0.20%

Daily Account Balance Interest Rates per annum
(valid till 31st Dec’20)
Interest Rates per annum
(effective from 1st Jan’21)
Less than GBP 10,000 0.00% 0.00%
GBP 10,000 to less than GBP 100,000 0.15% 0.05%
GBP 100,000 to less than GBP 250,000 0.20% 0.10%
Above GBP 250,000 0.25% 0.15%

Eligibility Criteria

  • UAE nationals and residents with valid visa only 
  • Must be 21 years old or above
  • To open an Active Saver account you should first have an ADCB Current or Savings Account
  • An Active Saver account cannot be opened as a joint account or for a minor

Get Started

Opening an Active Saver account is quick and easy!

  • Log in to ADCB Personal Internet Banking
  • Click on 'Open New Account' on the left navigation bar
  • Select 'Active Saver AED’ or ‘Active Saver USD’ from the drop box
  • Complete the Online Active Saver application form. This will generate your account number online

Charges and Fees

Please refer to the Schedule of Fees.

Terms and Conditions

Terms and Conditions apply.

To view the full Consumer Banking Terms and Conditions, click here.


Please refer to the FAQs for more information.

Active Saver Calculator
Click on the text box to enter your desired value. AED
AED 10000 AED 50000000
Savings Frequency
*Calculations are based on interest rates (per annum) that are effective from 1st June 2021.
Total Annual Account Balance
Total Accrued Interest
These figures are indicative and are not binding to the bank. They are for illustrative purposes only.

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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'ACTIVE' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you