Online Accounts ADCB Active Saver Account


Achieve your ambitions faster

Whether you’re saving for a wedding, school fees, a vacation or your dream house, the ADCB Active Saver Account earns you more on your savings, so you achieve your ambitions faster.

5 Up to
Accounts can be opened
For five different goals
2% Up to
Maximum Interest Earned
Per Annum On AED Accounts
1.90% Up to
Maximum Interest Earned
Per Annum On USD Accounts

Keep in mind

  • A monthly fee will be applicable if the respective segment-wise relationship balance criteria is not met (as per Schedule of Fees).
  • Additional statement of account outside the normal cycle will be charged as per Schedule of Fees.
Key Features and Benefits

  • You can open up to five Active Saver Accounts within minutes through ADCB Personal Internet Banking
  • Interest is calculated daily and paid monthly and with tiered interest rates, you earn more on your savings
  • Available in both AED and USD currencies
  • Pay credit card bills, transfer funds and redeem TouchPoints
  • Online access anywhere, anytime means you can manage your savings outside work hours
  • Transferring money into the Active saver account is just a click away
  • With no ATM card or cheque book, there is less temptation to withdraw your hard-earned savings

Interest Rates

Active Saver AED Rates

Daily Account Balance Interest Rates per annum*
Less than AED 10,000 0.00%
AED 10,000 and less than AED 500,000 1.70%
AED 500,000 and less than AED 2,000,000 1.80%
AED 2,000,000 and above 2.00%

*Effective from October 1, 2018

Active Saver USD Rates

Daily Account Balance Interest Rates per annum (Rates effective till 31st August 2019) Interest Rates per annum (Rates effective from 1st September 2019)
USD 10,000 to less than USD 500,000 1.70% 1.65%
USD 500,000 to less than USD 1 Million 1.80% 1.75%
USD 1 Million and Above 2.25% 1.90%

Terms and Conditions apply

Eligibility Criteria

  • UAE nationals and residents with valid visa only 
  • Must be 21 years old or above
  • To open an Active Saver account you should first have an ADCB Current or Savings Account
  • An Active Saver account cannot be opened as a joint account or for a minor

Get Started

Opening an Active Saver account is quick and easy!

  • Log in to ADCB Personal Internet Banking
  • Click on 'Open New Account' on the left navigation bar
  • Select 'Active Saver AED’ or ‘Active Saver USD’ from the drop box
  • Complete the Online Active Saver application form. This will generate your account number online

Charges and Fees

Please refer to the Schedule of Fees.

Terms and Conditions

Terms and Conditions apply.

To view the full Consumer Banking Terms and Conditions, click here.


Please refer to the FAQs for more information.

Enjoy a world-class customer experience when you bank with us.

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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'ACTIVE' to 2626 from your registered mobile number.

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