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Financial highlights

Delivering strong growth and operational performance
10.585 bn
Profit before tax (AED)
15.2%
Return on average tangible equity (post tax)
12.56%
CET 1 ratio

Chairman's Message

“In 2024, ADCB continued its strong trajectory of growth and recorded a significant milestone exceeding AED 10 billion in profit before tax for the first time. This achievement was driven by a singular focus on delivering exceptional value for shareholders while maintaining outstanding customer experience and staying true to our core values”

Khaldoon Khalifa Al Mubarak
Chairman

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  • Fast track to the future

    The theme of the 2024 Annual Report, ‘Beyond the finish line,’ celebrates the Olympic spirit and the dedication of athletes to push their limits and reach new heights. It reflects ADCB’s successes in achieving rapid growth over the last five years to reach an internal target of AED 10 billion in profit before tax.

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ADCB Group at a glance

A leading UAE bank with a growing market share

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653 bn
Total assets (AED)
+15% YoY
75%
5-year TSR
76 bn
Total shareholders’ equity (AED)
+6% YoY

ADCB’s new strategy for a sustained pace of growth

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Business review

We continued to serve our customer and support stakeholders, while accelerating digital transformation

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