Select an option from the product category below to learn about how you earn TouchPoints

Partners

  • Careem is the region's leading ride-hailing service. Available in more than 80 cities across 14 countries, it's one of the safest and most reliable means of transportation. Transport has never been so easy; book a car for now or later through the Careem mobile app, web, 24/7 Arabic and English call centre or email. Track your ride in real-time, and pay in cash or with your credit card.
  • Earn 3 bonus TouchPoints for every 1 AED spent with your ADCB TouchPoints Credit/Debit card.
  • One million TouchPoints every month for the top spender of the month on Careem.
  • The offer is valid until 31 December, 2018.

  • Joyalukkas is dedicated to giving every customer a world-class business and shopping experience with quality products and services. The value of the purchase is secondary to building a long-lasting relationship with each and every customer.
  • Earn 1 bonus TouchPoint for every 1 AED you spend with your ADCB TouchPoints credit/debit card.
  • The offer is valid until 15 November, 2018

  • Kalyan offers you a wide range of gold and diamond jewellery, including exquisitely crafted in-house brands such as Sankalp (Bridal Collections), Niamah (Devine Collections), Eterna (Heritage Collections), Floret (Flower themed designs), Antara (Bridal Diamond Collections), Anokhi (Uncut Diamond Collections), Amore (youth diamond Jewellery Collections).
  • Earn 1 bonus TouchPoint for every AED 1 you spend with your ADCB TouchPoints credit/debit card.

  • A prestigious gold and diamond jewellery business with more than 40 years of service, Sky Jewellery is committed to providing customers with real value for money and is an ideal place to invest your hard-earned savings.
  • Earn 50 bonus TouchPoints for every AED 100 you spend with your ADCB TouchPoints credit/debit card.
  • The offer is valid until 31 January, 2019.

  • Al Jaber Optical has 30 outlets in prime locations across UAE. It has an extensive collection of international brands of glasses, sunglasses and optical frames to suit every taste, lifestyle and budget.
  • Earn 1 bonus TouchPoint for every AED 1 you spend with your ADCB TouchPoints credit/debit card.

  • Inspired by the essence of transformative beauty, Farah means "Happiness" in Arabic. Reflecting the free spirit of the woman of today, Farah offers a range of extraordinary jewellery pieces to suit every individual.
  • Earn 50 bonus TouchPoints for every AED 100 you spend with your ADCB TouchPoints credit/debit card.

  • A tradition of good taste, Jawaher Al Sharq embodies Middle Eastern culture in bold, eye-catching designs.
  • Earn 50 bonus TouchPoints for every AED 100 you spend with your ADCB TouchPoints credit/debit card.

  • Based in Dubai, this leading online travel agency offers to take customers around the world without limitations. With more than 25 years’ of industry expertise, Travelwings provide affordable flights, holidays, cruises and attractions to help deliver amazing experiences and excellent value for money.
  • Earn 1 bonus TouchPoint for every AED 1 you spend with your ADCB TouchPoints credit/debit card.
  • The offer is valid until 31 January, 2018.

  • This exclusive gold, diamond and pearl jewellery shop in Al Fahidi Street, in the heart of Dubai offers an extensive collection of hand-crafted jewellery from all over the world. Each piece has an innate beauty and ornamental design that attracts connoisseurs from far and wide.
  • Earn 1 bonus TouchPoint for every AED 1 you spend with your ADCB TouchPoints credit/debit card.
  • The offer is valid until 15 February, 2019.

ADCB Cards

  • TouchPoints will be awarded on retail purchases.
  • Earn 0.5 TouchPoint for every AED 1 you spend.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 0.75 TouchPoint for every AED 1 you spend.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1 TouchPoint for every AED 1 you spend with your ADCB credit card.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1.5 TouchPoints for every AED 1 you spend.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1.5 TouchPoints for every AED 1 you spend.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 4 TouchPoints for every AED 1 you spend with your ADCB credit card.
  • No spending cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1.5 TouchPoints for every AED 1 you spend.
  • No cap applies to this category.

  • TouchPoints will be awarded on utility bill payments.
  • Earn 0.5 TouchPoint for every AED 1 you spend.
  • A monthly cap of AED 3,500 applies to this category.

  • TouchPoints will be awarded on utility bill payments.
  • Earn 0.75 TouchPoint for every AED 1 you spend.
  • A monthly cap of AED 3,500 applies to this category.

  • TouchPoints will be awarded on utility bill payments.
  • Earn 1 TouchPoint for every AED 1 you spend.
  • A monthly cap of AED 3,500 applies to this category.

  • TouchPoints will be awarded on utility bill payments.
  • Earn 1.5 TouchPoints for every AED 1 you spend.
  • A monthly cap of AED 3,500 applies to this category.

  • TouchPoints will be awarded on utility bill payments.
  • Earn 4 TouchPoints for every AED 1 you spend.
  • A monthly cap of AED 3,500 applies to this category.

  • TouchPoints will be awarded on utility bill payments.
  • Earn 2 TouchPoints for every AED 1 you spend with your ADCB credit card.
  • A monthly cap of AED 3,500 applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1.25 TouchPoints for every AED 4 you spend within UAE and AED 2 overseas.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1.25 TouchPoints for every AED 4 you spend within UAE and AED 2 overseas.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1.50 TouchPoints for every AED 4 you spend within UAE and AED 2 you spend overseas.
  • No cap applies to this category.

Accounts and Deposits

  • TouchPoints will be awarded when the average monthly balance is AED 10,000 or higher.
  • Earn 15 TouchPoints for every AED 1,000 when you maintain >=AED 10,000 - AED 25,000 in your account balance.
  • Earn 20 TouchPoints for every AED 1,000 when you maintain >=AED 25,000 - AED 100,000 in your account balance.
  • Earn 25 TouchPoints for every AED 1,000 when you maintain more than AED 100,000 in your account balance.
  • A cap of AED 200,000 per annum applies.

  • TouchPoints will be awarded when the average monthly balance is AED 50,000 or higher.
  • Earn 25 TouchPoints for every AED 1,000.
  • A cap of AED 300,000 per annum applies.

  • TouchPoints will be awarded when the deposit amount is AED 100,000 or higher.
  • Earn 10 TouchPoints for every AED 10,000 for the 1-month tenure.
  • Earn 20 TouchPoints for every AED 10,000 for the 2-month tenure.
  • Earn 40 TouchPoints for every AED 10,000 for the 3-month tenure.
  • Earn 100 TouchPoints for every AED 10,000 for the 6-month tenure.
  • Earn 300 TouchPoints for every AED 10,000 for the 12-month and above tenure.
  • A cap of AED 50,000 per annum applies.

Insurance

  • TouchPoints will be awarded on the first-year premiums only.
  • Earn 2,000 TouchPoints for every AED 1,000 of premium value.
  • A cap of 400,000 TouchPoints applies.

  • TouchPoints will be awarded on the first year premiums only.
  • Earn 750 TouchPoints for every AED 1,000 of premium value.
  • A cap of 400,000 TouchPoints applies.

  • TouchPoints will be awarded on the Lumpsum amount.
  • Earn 250 TouchPoints for every AED 1,000 of the Lumpsum amount.
  • A cap of 400,000 TouchPoints applies.

Investment

  • TouchPoints will be awarded on the investment amount.
  • Earn 1,500 TouchPoints for the initial investment amount of AED 18,000, and 85 TouchPoints for every additional AED 1,000 of investment.
  • A cap of 150,000 TouchPoints applies.

Islamic Cards

  • TouchPoints will be awarded on retail purchases.
  • Earn 0.5 TouchPoint for every AED 1 you spend.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 0.75 TouchPoint for every AED 1 you spend.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1 TouchPoint for every AED 1 you spend with your ADCB credit card.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1.5 TouchPoints for every AED 1 you spend.
  • No cap applies to this category.

  • TouchPoints will be awarded on utility bill payments.
  • Earn 0.5 TouchPoint for every AED 1 you spend.
  • A monthly cap of AED 3,500 applies to this category.

  • TouchPoints will be awarded on utility bill payments.
  • Earn 0.75 TouchPoint for every AED 1 you spend.
  • A monthly cap of AED 3,500 applies to this category

  • TouchPoints will be awarded on utility bill payments.
  • Earn 1 TouchPoint for every AED 1 you spend.
  • A monthly cap of AED 3,500 applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1 TouchPoint for every AED 4 you spend within UAE and AED 2 overseas.
  • No cap applies to this category.

  • TouchPoints will be awarded on retail purchases.
  • Earn 1 TouchPoint for every AED 4 you spend within UAE and AED 2 overseas.
  • No cap applies to this category.

Islamic Savings Accounts and Deposits

  • TouchPoints will be awarded when the average monthly balance is AED 10,000 or higher.
  • Earn 15 TouchPoints for every AED 1,000 when you maintain >=AED 10,000 - AED 25,000 in your account balance.
  • Earn 20 TouchPoints for every AED 1,000 when you maintain >=AED 25,000 - AED 100,000 in your account balance.
  • Earn 25 TouchPoints for every AED 1,000 when you maintain more than AED 100,000 in your account balance.
  • A cap of AED 200,000 per annum applies.

  • TouchPoints will be awarded when the average monthly balance is AED 50,000 or higher.
  • Earn 25 TouchPoints for every AED 1,000.
  • A cap of AED 300,000 per annum applies.

  • TouchPoints will be awarded when the deposit amount is AED 100,000 or higher.
  • Earn 10 TouchPoints for every AED 10,000 for the 1-month tenure.
  • Earn 20 TouchPoints for every AED 10,000 for the 2-month tenure.
  • Earn 40 TouchPoints for every AED 10,000 for the 3-month tenure.
  • Earn 100 TouchPoints for every AED 10,000 for the 6-month tenure.
  • Earn 300 TouchPoints for every AED 10,000 for the 12-month and above tenure.
  • A cap of AED 50,000 per annum applies.

Loans

  • TouchPoints will be awarded when the net finance amount is AED 10,000 or higher.
  • Earn 200 TouchPoints for every AED 1,000 when the finance amount is >=AED 10,000 - AED 150,000.
  • Earn 200 TouchPoints for every AED 1,000 when the finance amount is >=AED 10,000 - AED 150,000.
  • A cap of 75,000 TouchPoints applies.

  • TouchPoints will be awarded when the net finance amount is AED 10,000 or higher.
  • Earn 300 TouchPoints for every AED 1,000 when the finance amount is >AED 10,000.
  • No cap applies to this category.

  • TouchPoints will be awarded when the net finance amount is AED 10,000 or higher.
  • Earn 200 TouchPoints for every AED 1,000 when the finance amount is .
  • A cap of 500,000 TouchPoints applies to this category.

  • TouchPoints will be awarded when the net finance amount is AED 10,000 or higher.
  • Earn 50 TouchPoints for every AED 1,000 when the finance amount is.
  • No cap applies to this category.

Islamic Finances

  • TouchPoints will be awarded when the finance amount is AED 50,000 or higher.
  • Earn 200 TouchPoints for every AED 1,000 when the finance amount is >AED 50,000 - <=AED 150,000.
  • Earn 300 TouchPoints for every AED 1,000 when the finance amount is >AED 150,001.
  • A cap of 75,000 TouchPoints applies.

  • TouchPoints will be awarded when the finance amount is AED 10,000 or higher.
  • Earn 300 TouchPoints for every AED 1,000 when the finance amount is >AED 10,000.
  • Earn 300 TouchPoints for every AED 1,000 when the finance amount is >AED 10,000.

  • TouchPoints will be awarded when the net finance amount is AED 10,000 or higher.
  • Earn 200 TouchPoints for every AED 1,000 when the finance amount is .
  • A cap of 500,000 TouchPoints applies to this category.

  • TouchPoints will be awarded when the net finance amount is AED 10,000 or higher.
  • Earn 50 TouchPoints for every AED 1,000 when the finance amount is.
  • No cap applies to this category.

  • TouchPoints will be awarded when the net finance amount is AED 10,000 or higher.
  • Earn 300 TouchPoints for every AED 1,000 when the finance amount is > 10,000.
  • No cap applies to this category.

  • TouchPoints will be awarded when the net finance amount is AED 10,000 or higher.
  • Earn 300 TouchPoints for every AED 1,000 when the finance amount is > 10,000.
  • No cap applies to this category.

Takaful

  • TouchPoints will be awarded on the first-year contributions only.
  • Earn 2,000 TouchPoints for every AED 1,000 of the contributions value.
  • A cap of 400,000 TouchPoints applies.

  • TouchPoints will be awarded on the first-year contributions only.
  • Earn 750 TouchPoints for every AED 1,000 of the contributions value.
  • A cap of 400,000 TouchPoints applies.

  • TouchPoints will be awarded on the Lumpsum amount.
  • Earn 250 TouchPoints for every AED 1,000 of the Lumpsum amount
  • A cap of 400,000 TouchPoints applies.

External Funds Transfer

  • Personal Internet Banking
  • Earn 50 TouchPoints for every utility payment you make. A cap of 250 TouchPoints per month applies.
  • Earn 500 TouchPoints for every external fund transfer you make. A cap of 1,500 TouchPoints per month applies.

  • Earn one-time 500 TouchPoints for the first month you transfer the funds.
  • Earn one-time 500 TouchPoints for the second consecutive month you transfer the funds.
  • Earn one-time 500 TouchPoints for the third consecutive month you transfer the funds.

  • Earn one-time 500 TouchPoints upon registration.
  • Earn 50 TouchPoints for every utility payment you make. A cap of 250 TouchPoints per month applies.

Electronic Channels

  • Earn one-time 500 TouchPoints upon registration.
  • Earn 50 TouchPoints for every utility payment you make. A cap of 250 TouchPoints per month applies.
  • Earn 500 TouchPoints for every external fund transfer you make. A cap of 1,500 TouchPoints per month applies.

  • Earn one-time 500 TouchPoints upon registration.
  • Earn 50 TouchPoints for every utility payment you make. A cap of 250 TouchPoints per month applies.

  • Earn one-time 500 TouchPoints upon registration.
  • Earn 50 TouchPoints for every utility payment you make. A cap of 250 TouchPoints per month applies.
  • Earn 500 TouchPoints for every external fund transfer you make. A cap of 1,500 TouchPoints per month applies.

  • Earn one-time 500 TouchPoints upon registration.
  • Earn 50 TouchPoints for every utility payment you make. A cap of 250 TouchPoints per month applies.

Buy TouchPoints

  • You can top up your balance simply by purchasing additional TouchPoints through ADCB Personal Internet Banking.
  • The conversion rate is AED 1.25 for every 100 TouchPoints.
  • A cap of AED 15,000 applies.

One-Time Bonus

  • Earn one-time 250 TouchPoints for the first month you pay the utility bills.
  • Earn one-time 500 TouchPoints for the second consecutive month you pay the utility bills.
  • Earn one-time 1000 TouchPoints for the third consecutive month you pay the utility bills.

  • 1Earn one-time 250 TouchPoints for the first month you pay the utility bills.
  • Earn one-time 500 TouchPoints for the second consecutive month you pay the utility bills.
  • Earn one-time 1000 TouchPoints for the third consecutive month you pay the utility bills.

  • Earn one-time 250 TouchPoints for the first month you pay the utility bills.
  • Earn one-time 500 TouchPoints for the second consecutive month you pay the utility bills.
  • Earn one-time 1000 TouchPoints for the third consecutive month you pay the utility bills.

  • Earn one-time 250 TouchPoints for the first month you pay the utility bills.
  • Earn one-time 500 TouchPoints for the second consecutive month you pay the utility bills.
  • Earn one-time 1000 TouchPoints for the third consecutive month you pay the utility bills.

Terms & Conditions

  • Participation in the TouchPoints Program is at the sole discretion of ADCB, on ADCB's Terms and Conditions and upon the submission of the documentation acceptable to ADCB. Terms and Conditions of the TouchPoints Program may be amended by ADCB from time to time at its sole discretion. For detailed information, please ask for a copy of the Terms and Conditions of the TouchPoints Program from any ADCB branch or click here.

  • Simplylife, Etihad and Lulu cards are not part of this promotion.
  • Bonus TouchPoints will be credited to the customer account within 45 days from the transaction date.

  • Fixed Deposit Advantage and Offshore Century Deposit products will not earn TouchPoints.
  • Note: 'TouchPoints Awarded' Slabs apply as per account currency.

  • In any given month, a cardholder shall only be entitled to TouchPoints for the transactions carried out up to the extent of the assigned credit limit on the card. Transactions exceeding the assigned credit limit of the card shall not be entitled to earn the TouchPoints during that month.
  • Overseas transaction means a payment made overseas in foreign currency.
  • For other specific transactions not eligible for TouchPoints, please refer to Schedule B of Terms and Conditions click here.

  • Please note that in- line with the increased number of prizes, with effective from 2nd February 2016, TouchPoints rewards have been discontinued for MDSA. This will mean that you will no longer receive TouchPoints, while you continue to enjoy more chances of winning with increased prize value.

  • TouchPoints will be credited to the TouchPoints account only one month after the disbursal of the finance and only if such finance remains active and in a good standing during such period.

  • TouchPoints will be credited to the TouchPoints account at the end of the next month from the disbursal of the finance and only if such finance remains active and in a good standing during such period.

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