Interest-Free Days
Your ADCB Traveller World Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.
Complimentary golf access
Tee off in style with your Traveller Credit Card. As a Traveller Card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, and Abu Dhabi Golf club in Abu Dhabi.
Terms of use:
- To be eligible for this offer there is a minimum spend requirement of AED 5,000 per month.
- To reserve your complimentary round of golf call us on 600 508008 up to 14 days in advance of the golf booking date.
- Only one (1) booking is allowed at a time and the eligible cardholders can only make a booking for themselves.
- Golf clubs reserve the right to check the customer ID to ensure it’s matching with the reservation name.
- Confirmation is subject to availability and on a first come, first served basis.
Cancellation and No show fee policy:
- Tee time reservations can be cancelled up to 48 hours prior to the booking at no cost.
- In case of late cancellation or no show the following fee will apply:
- Abu Dhabi Golf Club – 250 AED
- Arabia Ranches – 100 AED for weekdays / 200 AED for weekends.
- Meydan Golf Club – 105 AED
Buy one, get one free offers
Choose from hundreds of complimentary offers throughout the Middle East & Africa across fine dining establishments, premium spas and more when paying with your ADCB Traveller Credit Card.
- Complimentary 60 minute spa treatment when a 60 minute treatment is purchased
- Complimentary entrée when one entrée is purchased
- Complimentary main course when one meal course is purchased
Download Mastercard Buy 1 Get 1 from the App Store or Google Play Store and register with your card details to get access to over 900 unlimited usage offers.
Mobile App and Internet Banking
Manage your credit card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school & college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.
Convenient Payment Options
ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:
- Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
- Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
- Branches and Cash Deposit Machines: You can also pay through any of our branches and Cash Deposit Machines
Set up Auto Debit Instructions
You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.
Alternatively, you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses.
Interest free balance transfers
Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.
Credit Shield with complimentary life cover
Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.
To apply, call us or SMS ‘SHIELD’ to 2626 for a callback. For detailed information, please visit www.adcb.com/shield.
Credit Card Loan
Need cash against your available credit limit? Benefit from low interest rate and repay in easy installments of up to 48 months. Simply call us or SMS ‘CCL’ to 2626 and the money will be transferred to your account within 2 working days. This is subject to terms and conditions and bank approval.
Balance Transfer
Save on interest expenses by transferring your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of low interest rate and repay in easy installments of up to 48 months. Simply call us or SMS ‘BT’ to 2626 for a callback. This is subject to terms and conditions and bank approval.
Instalment Payment Plans
Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenures of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. Shop at our wide range of partners and pay back in instalments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘PPP’ to 2626 for a callback. For detailed list of participating partners, visit www.adcb.com/offers
0% interest on School Fee Payments
Does it feel like your child’s school fees are increasing? With your ADCB Credit Card you can convert your child’s school and college fees into installments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback
FlexiPay
Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months. SMS FLEXIPAY to 2626 for a call back or apply through Personal Internet Banking. Visit www.adcb.com/flexipay for more details.
Hala Taxi Ride Discounts
Book your Hala Taxi ride on Careem app and get 25% off on two rides per month capped at AED 9 per ride.
All you have to do is pay with your ADCB Mastercard card on the Careem mobile app and enter the promo code MASTERCARD25 when making the booking for any Hala car type.
Talabat food and grocery delivery discounts
Get 20% off grocery or food orders twice a month on Talabat
How it works:
- Add your MasterCard card on the Talabat app
- Simply enter promo MASTERCARD at checkout to enable up to 20% discount, on two orders on grocery or food delivery.
Terms and Conditions:
- 20% discount will apply once cardholder insert code MASTERCARD in promo code field at checkout
- 20% discount capped at AED 14.
To find out more and see the terms of use please visit
Farfetch Shopping Discounts
Farfetch is the leading online luxury fashion retail platform, selling products from over 700 boutiques and brands from around the world. Get 10% off at selected brands on Farfetch with your ADCB Mastercard card.
Just visit Farfetch.com, enter the promo code MCMEAFF10 at checkout and pay using your card.
To find out more and see the terms of use please visit
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