An effortless management tool

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Debit card control settings offer a proactive approach to managing business expenses by allowing organisations to oversee and regulate how their debit cards are used. These settings are designed to support responsible financial practices, reduce risk and provide greater transparency across company spending.

For entrepreneurs, where every transaction can impact cash flow and operational efficiency, having the ability to manage card usage is not just a convenience – it is a strategic advantage. Debit card controls help businesses maintain oversight, enforce internal policies and respond quickly to potential threats or irregularities.

You can manage your daily limits and transaction preferences within the app giving you greater control over your card usage. It will enable you, as a cardholder to effortlessly manage transaction preferences and daily transaction limits without the need to contact the bank or physically visit the branch.


Debit card control features

In general, these are the range of services of a card control:

  1. Temporary card block:
    Ability to easily block and unblock cards temporarily.
  2. Manage spend limits:
    Adjust daily spending limits for ATM cash withdrawals and online transactions in the mobile banking app.
    • ATM withdrawals daily limit
    • Online usage daily limit.
  3. Manage transaction preferences:
    Adds a layer of control that gives confidence when using the cards and assists issuers in reducing instances of fraud.
    • Enable / disable online transactions
    • Enable / disable international transactions
    • Enable / disable in-store transactions
    • Enable / disable ATM cash withdrawal transactions

Things to consider

  • As a whole, these services can be activated instantly for both primary and supplementary cards.
  • Controls for supplementary cards need to be set by primary card member.
  • ATM cash withdrawal limit controls all modes of cash withdrawal transactions done using a Debit Card or using NFC/wallet at an ATM.
  • ATM transaction on/off controls all ATM transactions, including cash withdrawal, balance enquiry, mini statement, PIN set/reset, etc.

With debit card control settings, managing your card is simple, secure and entirely in your hands. Set your own transaction limits, choose where and how your card can be used and make changes instantly and these are all from within the mobile banking app. Whether you are keeping track of business expenses or personal spending, these features give you the flexibility to stay in control, reduce risk and make informed decisions with ease.

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