Savings Accounts Active Saver Account


Achieve your ambitions faster

Whether you’re saving for a wedding, school fees, a vacation or your dream house, the ADCB Islamic Banking Active Saver Account earns you more on your savings, so you achieve your ambitions faster.

Accounts can be opened for five different goals
Highest profit rate declared for the
3rd quarter ending at 30th September 2020

Keep in mind

  • A monthly fee will be applicable if the respective segment-wise relationship balance criteria is not met (as per Schedule of Fees).
  • Additional statement of account outside the normal cycle will be charged as per Schedule of Fees.
  • The Profit in relation to each Mudaraba based account is in view of the past performance of the Mudaraba pool for the third quarter of 2020 and future profit rates may or may not be consistent with the previous performance of the Mudaraba pool.
Key Features and Benefits

  • You can open up to five Active Saver Accounts within minutes through ADCB Personal Internet Banking
  • Expected profit rate is calculated daily and with tiered profit rates, you earn more on your savings
Daily account balance Profit rates declared as at
end of 3rd quarter 2020
Below AED 10,000 0.02%
AED 10,000 and less than AED 500,000 1.17%
AED 500,000 and less than AED 2,000,000 1.30%
AED 2,000,000 to up to AED 10,000,000 1.57%
Above AED 10,000,000 0.47%
  • Instant - You can create up to five Active Saver Accounts within minutes through ADCB Personal Internet Banking
  • Rewarding - Profit is calculated and distributed in a Sharia compliant manner. . Due to higher weightages assigned to the Islamic Active Saver Accounts, the more you save the more you earn.
  • Easy – Pay credit card bills, transfer funds and redeem TouchPoints
  • Flexible - Online access anywhere, anytime means you can manage your savings outside work hours
  • Active - Transferring money into the Active saver account is just a click away

Eligibility criteria

  • UAE nationals and residents with valid visa only 
  • Must be 21 years old or above
  • To open an ADCB Islamic Banking Active Saver Account you should first have an ADCB Current or Savings Account
  • An ADCB Islamic Banking Active Saver Account cannot be opened as a joint account or for a minor

Get started

Opening an ADCB Islamic Banking Active Saver Account is quick and easy!

  • Log in to ADCB Personal Internet Banking
  • Click on 'Open New Account' on the left navigation bar
  • Select 'Islamic Active Saver' from the drop box
  • Complete the Online Islamic Active Saver application form. This will generate your account number online
  • What’s more, you can also set up a Standing Instruction on your Account instantly.

Charges and fees

Please refer to the Schedule of Fees.

Terms and conditions

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.


Please refer to the FAQs for more information.

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