Savings Accounts Active Saver Account

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ADCB

Achieve your ambitions faster

Whether you’re saving for a wedding, school fees, a vacation or your dream house, the ADCB Islamic Banking Active Saver Account earns you more on your savings, so you achieve your ambitions faster.

5
Accounts can be opened for five different goals
1.60% Up to
Expected profit earned per annum

Keep in mind

  • A monthly fee will be applicable if the respective segment-wise relationship balance criteria is not met (as per Schedule of Fees).
  • Additional statement of account outside the normal cycle will be charged as per Schedule of Fees.
  • The Expected Profit in relation to each Mudaraba based account is the Bank’s expectation in view of the past performance of the Mudaraba pool during the last few quarters and the actual profit may or may not be consistent with the previous performance of the Mudaraba pool
Key benefits

  • You can open up to five Active Saver Accounts within minutes through ADCB Personal Internet Banking
  • Expected profit rate is calculated daily and with tiered profit rates, you earn more on your savings
Daily account balance Expected profit rate/Annum
(Valid till 31st May’20)		 Expected profit rate/Annum
(Effective from 1st June’20)
Below AED 10,000 0.01% 0.01%
AED 10,000 and less than AED 500,000 1.45% 1.25%
AED 500,000 and less than AED 2,000,000 1.55% 1.35%
AED 2,000,000 to up to AED 10,000,000 1.75% 1.60%
Above AED 10,000,000 1.75% 0.50%

Features

  • Instant - You can create up to five Active Saver Accounts within minutes through ADCB Personal Internet Banking
  • Rewarding - Profit is calculated and distributed in a Sharia compliant manner. . Due to higher weightages assigned to the Islamic Active Saver Accounts, the more you save the more you earn.
  • Easy – Pay credit card bills, transfer funds and redeem TouchPoints
  • Flexible - Online access anywhere, anytime means you can manage your savings outside work hours
  • Active - Transferring money into the Active saver account is just a click away
  • Helpful - With no ATM card or cheque book, there is less temptation to withdraw your hard-earned savings

Eligibility criteria

  • UAE nationals and residents with valid visa only 
  • Must be 21 years old or above
  • To open an ADCB Islamic Banking Active Saver Account you should first have an ADCB Current or Savings Account
  • An ADCB Islamic Banking Active Saver Account cannot be opened as a joint account or for a minor

Get started

Opening an ADCB Islamic Banking Active Saver Account is quick and easy!

  • Log in to ADCB Personal Internet Banking
  • Click on 'Open New Account' on the left navigation bar
  • Select 'Islamic Active Saver' from the drop box
  • Complete the Online Islamic Active Saver application form. This will generate your account number online
  • What’s more, you can also set up a Standing Instruction on your Account instantly.

Charges and fees

Please refer to the Schedule of Fees.

Terms and conditions

Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.

FAQ

Please refer to the FAQs for more information.

Approved by Sharia and Supervisory Board

To view the Fatwa, please click here.

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Call our 24-hour contact centre on 600 56 2626.

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