Refer a Friend

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Refer your friends and family and earn up to 450,000 TouchPoints


Get the chance to earn rewards while building a community of ADCB Islamic Banking customers. With our Refer a Friend programme, you can earn up to 450,000 TouchPoints for each successful referral. Whether inviting friends to join ADCB Islamic Banking or referring them to apply for new products, you can do it all directly through the ADCB Mobile Banking App and ADCB Personal Internet Banking. Simply share your unique referral code or link and start earning TouchPoints.

How to Refer a Friend

Log in

Log in to the ADCB Mobile Banking App

Navigate

Go to ‘Profile &Settings’ section by tapping on the profile image on top left corner of dashboard screen and click on ‘Get rewarded’ and follow the instructions on the screen

Share

Share your referral code or link with friends and family

Earn

Earn rewards once they successfully join ADCB Islamic Banking or apply for ADCB Islamic Banking products

Log in

Log in to ADCB Personal Internet Banking

Navigate

Navigate in the left-hand menu, click 'Refer a Friend'

Copy and share

Copy and share your referral code with friends and family

Earn

Earn rewards once they successfully join ADCB Islamic Banking or apply for ADCB Islamic Banking products

How you and your friends can benefit



When referring new customers to join ADCB Islamic Banking

Referral Category Your Reward
(TouchPoints)
Your Friend's Rewards
(TouchPoints)
Emirati Excellency 450,000 80,000
Emirati 100,000 50,000
Excellency 350,000 80,000
Privilege 100,000 50,000
Aspire 20,000 20,000
Islamic Credit Cards AED 350 Cashback AED 75 Cashback
Islamic Credit Cards* 60,000 TouchPoints 12,500 TouchPoints

*Customers who do not hold an ADCB Credit Card will receive TouchPoints rewards.



When referring existing customers to apply for ADCB Islamic Banking products

Product Category Your Reward
(TouchPoints)
Your Friend's Rewards
(TouchPoints)
Personal Finance 75,000 30,000
Islamic Credit Cards AED 350 Cashback AED 75 Cashback
Islamic Credit Cards* 60,000 TouchPoints 12,500 TouchPoints
Islamic Active Saver 40,000 20,000
Emirati Millionaire Savings Account 25,000 10,000
Millionaire Destiny Savings Account 20,000 10,000
Wakala Deposit 10,000 5,000

*Customers who do not hold an ADCB Credit Card will receive TouchPoints rewards.

Terms and conditions

For the detailed Terms and Conditions of the offer, please click here.