Ways To Bank Branches and ATMs Network

Branches Network

ADCB Branch network of 39 branches designed for your convenience and accessibility is distributed across the UAE with variety of timing to ensure the availability of banking service across the day.

  • For Branch locations, services and timings, please click here.
  • With People of Determination in mind, we have enabled the following branches to be People of Determination friendly:
Emirate Branch
Abu Dhabi Al Hosn Branch
Dalma Mall Branch
Ajman Ajman Branch
Al Ain Hazza Bin Zayed Stadium
Dubai Al Karama Branch
Arabian Center Branch
Fujairah Dibba Branch
Fujairah Branch
Ras Al Khaimah Ras Al Khaimah Branch
Sharjah Al Buhaira Branch
  • We have also enabled ATM voice guidance across our branch ATMs, which facilitates ATM transactions for visually impaired people.

What is New?

We are pleased to announce the opening of our new Branches.

  • ADCB Makani Zakher Shopping Centre Branch in Makani Mall Zakher, Ground Floor, Al Ain.
  • uBank Digital Banking Centre at Mirdif Mall, Dubai.

ATMs Network

You can now access our banking services at over 520+ ATMs across the UAE, including 240+ Cash and Cheque Deposit Machines.

For ATM locations, please click here.

What is New?

Effective April 13, 2025, All ADCB ATMs / CDMs can dispense up to AED 30,000 per transaction, an increase from the previous limit of AED 10,000 per transaction.

Cardless Cash withdrawals

In our constant endeavor to improve services available on our digital platforms and ATMs, we are pleased to introduce Cardless Cash Withdrawal service.

Key features:
  • Avoid the hassle of issuing cheques or visiting a Branch for making payments /withdrawals in cash.
  • Secure & convenient cash withdrawal from ADCB ATMs, without the need to carry a Debit Card.
  • All that is required is an active UAE mobile number.
  • Complete tracking and control of the transaction on MIB, with the ability to cancel any time before the withdrawal or expiry of the transaction.
How it works
  • Update to the latest ADCB Mobile Banking app version, login and navigate to Transfers > Cardless Cash Withdrawal > Initiate a Withdrawal and follow the on-screen instructions
  • Minimum amount – AED 100; Amount should be in multiples of 100.
  • Maximum three (3) transactions per day. Capped at AED 5,000 cumulative of all transactions per day.
  • Recipient must have an active UAE mobile number to receive the withdrawal code. Valid for 24 hours.
  • The transaction will be placed in pending status until withdrawal or cancellation or until expiry after twenty-four (24) hours. Status can be tracked from Transfers > Cardless Cash Withdrawal > Track Withdrawals screen.
How to place the request through MIB?
  • For a detailed step by step guide, please click here.
How it works on the ATM?
  • For a detailed step by step guide, please click here.

Available Features:

Go Contactless at ADCB ATMs

How it works
  • Tab your Debit card or digital wallet* on the ATM card reader.
  • Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Swatch Pay and Garmin
contactless pay

Emirates ID card is now required at ADCB Cash Deposit Machines

We have updated our cash deposit process per requirements of the Central Bank. This update takes effect at ADCB Cash Deposit Machines.

You must insert your Emirates ID Card when you deposit money without using your ADCB Card. This must be done to ensure that your transactions are safe and verified.

How it works
  • Tap the 'Manual' button and receive the prompt to insert your Emirates ID Card.
  • After verification, you will be asked to enter the account or card number.
  • For further information and clarification, please click here for Deposit transaction flow (“here” once clicked to direct to the attached deposit flow.

Features added to deposit services:



You can now add up to six beneficiaries at ADCB Cash Deposit Machines to make your future deposit transactions faster and more convenient.


For every cash deposit transaction above AED 50,000, you will be asked to select ‘Source of Funds’ from a predefined list of options available at the Cash Deposit Machines.