Profit Rates

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Declared Profit Rates

Find out more about the profit rates on all of our accounts.

Term Deposits

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.55% 0.23% 0.01% 0.30%
TERM DEPOSIT 2 MONTH 0.73% 0.33% 0.01% 0.40%
TERM DEPOSIT 3 MONTH 0.90% 0.43% 0.01% 0.50%
TERM DEPOSIT 6 MONTH 1.05% 0.73% 0.01% 0.70%
TERM DEPOSIT 12 MONTH 1.50% 1.03% 0.01% 0.90%

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.55%  0.23%  0.01%  0.30%
TERM DEPOSIT 2 MONTH 0.73%  0.33%  0.01%  0.60%
TERM DEPOSIT 3 MONTH 0.90%  0.43%  0.01%  0.50%
TERM DEPOSIT 6 MONTH 1.05%  0.73%  0.01%  0.70%
TERM DEPOSIT 12 MONTH 1.50%  1.03%  0.01%  0.90%

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.55%  0.23%  0.01%  0.50%
TERM DEPOSIT 2 MONTH 0.73%  0.33%  0.01%  0.60%
TERM DEPOSIT 3 MONTH 0.90%  0.43%  0.01%  0.60%
TERM DEPOSIT 6 MONTH 1.05%  0.73%  0.01%  0.80%
TERM DEPOSIT 12 MONTH 1.50%  1.03%  0.01%  1.10%

Savings Accounts

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15%  N/A  N/A  N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15%  0.06%  N/A  N/A
ISLAMIC SAVINGS ACCOUNTS 0.20%  N/A  N/A  N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75%  N/A  N/A  N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30%  0.06%  0.01%  0.25%
ISLAMIC BUSINESS EDGE CALL ACCOUNT
0.30%  0.06%  0.01%  0.25%
ISLAMIC CALL ACCOUNT COMMERCIAL
0.30%*  0.06%  0.01%  0.25%
ISLAMIC BUSINESS CHOICE ACCOUNT CALL 0.80%  N/A  N/A  N/A
ISLAMIC ACTIVE SAVER ACCOUNT 2.00%  N/A  N/A  N/A
ISLAMIC POCKET SAVER 0.26%  N/A  N/A  N/A
UNIVERSITY STUDENT ACCOUNT 0.10%  N/A  N/A  N/A
ISLAMIC PREMIUM / ISLAMIC ADCP CALL ACCOUNTS 0.35%  N/A  N/A  N/A
ISLAMIC CALL ACCOUNT CORPORATE ELITE 0.30%  N/A  N/A  N/A
ISLAMIC CALL ACCOUNT CORPORATE EDGE ELITE PLUS  N/A  0.06%**  N/A  N/A

*SAR Currency    **KWD Currency    

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15%  N/A  N/A  N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15%  0.06%  N/A  N/A
ISLAMIC SAVINGS ACCOUNTS 0.20%  N/A  N/A  N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75%  N/A  N/A  N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30%  0.06%  0.01%  0.25%
ISLAMIC BUSINESS EDGE CALL ACCOUNT
0.30%  0.06%  0.01%  0.25%
ISLAMIC CALL ACCOUNT COMMERCIAL
0.30%*  0.06%  0.01%  0.25%
ISLAMIC BUSINESS CHOICE ACCOUNT CALL 0.80%  N/A  N/A  N/A
ISLAMIC ACTIVE SAVER ACCOUNT 2.00%  N/A  N/A  N/A
ISLAMIC POCKET SAVER 0.26%  N/A  N/A  N/A
UNIVERSITY STUDENT ACCOUNT 0.10%  N/A  N/A  N/A
ISLAMIC PREMIUM / ISLAMIC ADCP CALL ACCOUNTS 0.35%  N/A  N/A  N/A
ISLAMIC CALL ACCOUNT CORPORATE ELITE 0.30%  N/A  N/A  N/A
ISLAMIC CALL ACCOUNT CORPORATE EDGE ELITE PLUS  N/A  0.06%**  N/A  N/A
ISLAMIC STRUCTURED CALL ACCOUNT 1  0.75%  N/A  N/A  N/A
ISLAMIC STRUCTURED CALL ACCOUNT 2  0.75%  N/A  N/A  N/A

*SAR Currency    **KWD Currency    

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15%  N/A  N/A  N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15%  0.06%  N/A  N/A
ISLAMIC SAVINGS ACCOUNTS 0.20%  N/A  N/A  N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75%  N/A  N/A  N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30%  0.06%  0.01%  0.25%
ISLAMIC BUSINESS EDGE CALL ACCOUNT
0.30%  0.06%  0.01%  0.25%
ISLAMIC CALL ACCOUNT COMMERCIAL
0.30%*  0.06%  0.01%  0.25%
ISLAMIC BUSINESS CHOICE ACCOUNT CALL 0.80%  N/A  N/A  N/A
ISLAMIC ACTIVE SAVER ACCOUNT 2.00%  N/A  N/A  N/A
ISLAMIC POCKET SAVER 0.26%  N/A  N/A  N/A
UNIVERSITY STUDENT ACCOUNT 0.10%  N/A  N/A  N/A
ISLAMIC PREMIUM / ISLAMIC ADCP CALL ACCOUNTS 0.35%  N/A  N/A  N/A
ISLAMIC CALL ACCOUNT CORPORATE ELITE 0.30%  N/A  N/A  N/A
ISLAMIC CALL ACCOUNT CORPORATE EDGE ELITE PLUS  N/A  0.06%**  N/A  N/A
ISLAMIC STRUCTURED CALL ACCOUNT 1  0.75%  N/A  N/A  N/A
ISLAMIC STRUCTURED CALL ACCOUNT 2  0.75%  N/A  N/A  N/A

*SAR Currency    **KWD Currency    

Wakala Deposits

Earn attractive expected profit rates of 2.50% per annum on AED Wakala Century for a tenure of 500 days. For further details, please refer below table

Tenure AED USD
500 days 2.50% Not Available
400 days 2.45% 2.10%
375 days 2.40% 2.00%
200 days 2.30% 1.90%
150 days 2.20% 1.85%
100 days 2.00% 1.80%
75 days 1.90% 1.75%
50 days 1.40% 1.40%

Expected profit rates are per annum and subject to change without prior notice. Minimum deposit amounts are AED 50,000 or equivalent in USD

Earn attractive expected profit rates of 2.20% per annum on Offshore Wakla Century Deposits for a tenure of 400 days. 

For further details, please refer to the tables below:

Tenure USD
400 days 2.20%
375 days 2.15%
200 days 2.00%
150 days 1.95%
100 days 1.90%
75 days 1.85%
50 days 1.50%

Tenure Onshore* Offshore*
5 Years 2.10% p.a 1.50% p.a
3 Years 1.90% p.a 1.40% p.a

* Premium Wakala Deposits for Onshore is in AED and Offshore in USD

Branches & ATMs