Profit Rates

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Declared Profit Rates

Find out more about the profit rates on all of our accounts.

Term Deposits

PROFIT RATES UP TO
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.51% 0.20% 0.01% 0.24%
TERM DEPOSIT 2 MONTH 0.67% 0.30% 0.01% 0.28%
TERM DEPOSIT 3 MONTH 0.84% 0.39% 0.01% 0.33%
TERM DEPOSIT 6 MONTH 0.99% 0.65% 0.01% 0.38%
TERM DEPOSIT 12 MONTH 1.38% 0.90% 0.01% 0.55%

Savings Accounts

PROFIT RATES UP TO
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15%  N/A  N/A  N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15%  0.06%  N/A  N/A
ISLAMIC SAVINGS ACCOUNTS 0.20%  N/A  N/A  N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75%  N/A  N/A  N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30%  0.06%  0.01%  0.25%
ISLAMIC BUSINESS EDGE CALL ACCOUNT
0.30%  0.06%  0.01%  0.25%
ISLAMIC CALL ACCOUNT COMMERCIAL
0.30%*  0.06%  0.01%  0.25%
ISLAMIC BUSINESS CHOICE ACCOUNT CALL 0.80%  N/A  N/A  N/A
ISLAMIC ACTIVE SAVER ACCOUNT 2.00%  N/A  N/A  N/A
ISLAMIC POCKET SAVER 0.26%  N/A  N/A  N/A
UNIVERSITY STUDENT ACCOUNT 0.10%  N/A  N/A  N/A
ISLAMIC PREMIUM / ISLAMIC ADCP CALL ACCOUNTS 0.35%  N/A  N/A  N/A
ISLAMIC CALL ACCOUNT CORPORATE ELITE 0.30%  N/A  N/A  N/A
ISLAMIC CALL ACCOUNT CORPORATE EDGE ELITE PLUS  N/A  0.06%**  N/A  N/A

*SAR Currency    **KWD Currency    

Wakala Deposits

Earn attractive expected profit rates of 0.85% per annum on AED Wakala Century for a tenure of 500 days. For further details, please refer below table

Tenure AED USD
500 days 0.85% Not Available
400 days 0.80% 0.40%
375 days 0.75% 0.35%
200 days 0.35% 0.20%
150 days 0.30% 0.15%
100 days 0.25% 0.10%
75 days 0.10% 0.05%
50 days 0.05% 0.01%

Expected profit rates are per annum and subject to change without prior notice. Minimum deposit amounts are AED 5,000 or equivalent in USD

Tenure Onshore*
3 Years 0.50% p.a
5 Years 0.80% p.a

* Premium Wakala Deposits is in AED 
Rates are effective from 15th June 2020

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