Profit Rates

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Declared Profit Rates

Find out more about the profit rates on all of our accounts.

Term Deposits

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.30% 0.23% 0.01% 0.50%
TERM DEPOSIT 2 MONTH 0.48% 0.33% 0.01% 0.60%
TERM DEPOSIT 3 MONTH 0.65% 0.43% 0.01% 0.60%
TERM DEPOSIT 6 MONTH 0.80% 0.73% 0.01% 0.80%
TERM DEPOSIT 12 MONTH 1.25% 1.03% 0.01% 1.10%

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.30% 0.23% 0.01% 0.50%
TERM DEPOSIT 2 MONTH 0.48% 0.33% 0.01% 0.60%
TERM DEPOSIT 3 MONTH 0.65% 0.43% 0.01% 0.60%
TERM DEPOSIT 6 MONTH 0.80% 0.73% 0.01% 0.80%
TERM DEPOSIT 12 MONTH 1.25% 1.03% 0.01% 1.10%

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.30% 0.23% 0.01% 0.50%
TERM DEPOSIT 2 MONTH 0.48% 0.33% 0.01% 0.60%
TERM DEPOSIT 3 MONTH 0.65% 0.43% 0.01% 0.60%
TERM DEPOSIT 6 MONTH 0.80% 0.73% 0.01% 0.80%
TERM DEPOSIT 12 MONTH 1.25% 1.03% 0.01% 1.10%

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.30% 0.23% 0.01% 0.50%
TERM DEPOSIT 2 MONTH 0.48% 0.33% 0.01% 0.60%
TERM DEPOSIT 3 MONTH 0.65% 0.43% 0.01% 0.60%
TERM DEPOSIT 6 MONTH 0.80% 0.73% 0.01% 0.80%
TERM DEPOSIT 12 MONTH 1.25% 1.03% 0.01% 1.10%

Savings Accounts

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15% N/A N/A N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15% 0.06% N/A N/A
ISLAMIC SAVINGS ACCOUNTS 0.20% N/A N/A N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75% N/A N/A N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30% 0.06% 0.01% 0.25%
ISLAMIC ACTIVE SAVER ACCOUNT 1.88% N/A N/A N/A
ISLAMIC POCKET SAVER 0.24% N/A N/A N/A
UNIVERSITY STUDENT ACCOUNT 0.10% N/A N/A N/A

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15% N/A N/A N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15% 0.06% N/A N/A
ISLAMIC SAVINGS ACCOUNTS 0.20% N/A N/A N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75% N/A N/A N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30% 0.06% 0.01% 0.25%
ISLAMIC ACTIVE SAVER ACCOUNT 1.88% N/A N/A N/A
ISLAMIC POCKET SAVER 0.24% N/A N/A N/A
UNIVERSITY STUDENT ACCOUNT 0.10% N/A N/A N/A

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15% N/A N/A N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15% 0.06% N/A N/A
ISLAMIC SAVINGS ACCOUNTS 0.20% N/A N/A N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75% N/A N/A N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30% 0.06% 0.01% 0.25%
ISLAMIC ACTIVE SAVER ACCOUNT 1.88% N/A N/A N/A
ISLAMIC POCKET SAVER 0.24% N/A N/A N/A
UNIVERSITY STUDENT ACCOUNT 0.10% N/A N/A N/A

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15% N/A N/A N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15% 0.06% N/A N/A
ISLAMIC SAVINGS ACCOUNTS 0.20% N/A N/A N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75% N/A N/A N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30% 0.06% 0.01% 0.25%
ISLAMIC ACTIVE SAVER ACCOUNT 1.88% N/A N/A N/A
ISLAMIC POCKET SAVER 0.24% N/A N/A N/A
UNIVERSITY STUDENT ACCOUNT 0.10% N/A N/A N/A

Wakala Deposits

Earn attractive expected profit rates of 2.95% per annum on AED Wakala Century for a tenure of 500 days. For further details, please refer below table

Tenure AED USD
500 days 2.95% Not Available
400 days 2.80% 2.20%
375 days 2.70% 2.00%
200 days 2.30% 1.90%
150 days 2.20% 1.85%
100 days 2.00% 1.80%
75 days 1.90% 1.75%
50 days 1.40% 1.40%

Expected profit rates are per annum and subject to change without prior notice. Minimum deposit amounts are AED 50,000 or equivalent in USD

Earn attractive expected profit rates of 2.30% per annum on Offshore Wakla Century Deposits for a tenure of 400 days. 

For further details, please refer to the tables below:

Tenure USD
400 days 2.30%
375 days 2.15%
200 days 2.00%
150 days 1.95%
100 days 1.90%
75 days 1.85%
50 days 1.50%

Tenure Onshore* Offshore*
5 Years 2.50% p.a 1.90% p.a
3 Years 2.30% p.a 1.80% p.a

* Premium Wakala Deposits for Onshore is in AED and Offshore in USD

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