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Deposits Term Investment Deposit

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ADCB

Trust our expertise when it comes to your investments

Enjoy complete financial freedom, knowing our focus is on keeping your investment safe. We’ll invest your money so that it generates the best possible returns, in strict compliance with Shari'ah standards.
5000 AED
Minimum Deposit
Or equivalent in currencies.

Keep in mind

  • This product is only available to customers with an active current or savings account.
  • Payment of profit on premature deposits will be in accordance with the terms and conditions of the Terms Investment Deposit.
  • TouchPoints will be paid on maturity.
  • Please note that you will not be entitled to profit on Term Investment Deposit if the Deposit is amount withdrawn within 30 days of the deposit opening date. Payment of profit on premature deposits will be in accordance with the terms and conditions of the Terms Investment Deposit.
  • In case of early termination of the Term Investment Deposit and since the Bank might have paid advance payments in relation to the actual profit, the Bank will recover all or part of any amounts based on the calculation of the profit in accordance with the consumer Islamic Banking Terms and Conditions.
Features

  • Currencies available include AED, USD, Euro and GBP
  • Flexible tenure of 1, 2, 3, 6 and 12 months

TouchPoints

TouchPoints will be awarded if your deposit amount is at least AED 100,000. The number of TouchPoints earned will vary according to the tenure of the deposit.

Tenure (TouchPoints Paid on maturity) TouchPoints for every AED 10,000
1 month 10
2 month 20
3 month 40
6 month 100
12 month 300

For further details, please click here.

Profit Rates

To view the profit rates, please click here.

Charges and Fees

To view the fees and charges, please click here.

Terms and conditions

Payment of profit on premature deposits will be in accordance with the terms and conditions of the Terms Investment Deposit. For terms and conditions, please click here.

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Approved by the Internal Shari’ah Supervision Committee

To view the Fatwa, please click here.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
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Select your emirate
Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS 'TID' to 2626 from your registered mobile number.

Visit us

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