Term Investment Deposits in the UAE| ADCB Islamic Banking

Trust our expertise when it comes to your investments

Enjoy complete financial freedom, knowing our focus is on keeping your investment safe. We’ll invest your money so that it generates the best possible returns in strict compliance with Shari'ah standards.

5000 AED

Minimum Deposit

Or equivalent in currencies.

Keep in mind

This product is only available to customers with an active current or savings account.
Payment of profit on premature deposits will be in accordance with the terms and conditions of the Terms Investment Deposit.
TouchPoints will be paid on maturity.
Please note that you will not be entitled to profit on Term Investment Deposits if the deposit amount is withdrawn within 30 days of the deposit opening date. Payment of profit on premature deposits will be in accordance with the terms and conditions of the Terms Investment Deposit.
In case of early termination of the Term Investment Deposit and since the Bank might have paid advance payments in relation to the actual profit, the Bank will recover all or part of any amounts based on the calculation of the profit in accordance with the consumer Islamic Banking Terms and Conditions.

Features

Currencies available include AED, USD, Euro and GBP
Flexible tenure of 1, 2, 3, 6 and 12 months

TouchPoints

TouchPoints will be awarded if your deposit amount is at least AED 100,000. The number of TouchPoints earned will vary according to the tenure of the deposit.

Tenure (TouchPoints Paid on maturity)	TouchPoints for every AED 10,000
1 month	10
2 month	20
3 month	40
6 month	100
12 month	300

For further details, please click here.

To know about TouchPoints Rewards Program, please click here.

Profit Rates

To view the profit rates, please click here.

Charges and Fees

To view the fees and charges, please click here.

Terms and conditions

Payment of profit on premature deposits will be in accordance with the terms and conditions of the Terms Investment Deposit. For terms and conditions, please click here.

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.

All terms and conditions are subject to change without prior notice. All offers are made available on a best-effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability. This is with respect to the products and services provided by the vendors/partners/service providers.

Approved by the Internal Shari’ah Supervision Committee

To view the Fatwa, please click here.

Enjoy a world-class customer experience when you bank with us.

To deliver the service that you need, we’d like to know more about you. So, please complete this form, and a member of our team will contact you.

Existing customer

Yes

No

Customer ID Enter Valid Customer Id

Name Enter Valid Name

Email Enter Valid Email

Enter a valid number (hint: it starts with ‘5’) Mobile Number

Emirate Select your emirate

Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS 'TID' to 2626 from your registered mobile number.

SMS 'TID' to 2626 from your registered mobile number.

Visit us

We will be happy to welcome you to any of our branches. Find the closest branch to you. Find the closest branch to you

Accessibility Controls Reset

Text Style

Colors

Text to voice

^Deposits Term Investment Deposit