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Deposits Wakala Deposits


Absolute flexibility. High earnings

We made everything easy for you with the Wakala Deposit Account, which offers you flexible tenures and competitive expected profit rates.

5,000 AED
Min. deposit
Or equivalent in other currencies.
4.40% Up to
Expected profit rate
per annum for AED deposits.
5% Up to
Expected profit rate
per annum for USD deposits.

Keep in mind

  • In the event that Wakala Century Deposits are withdrawn prematurely, you may earn less or no profit as per the Bank’s policy.
  • Payment of profit on premature deposits will be in accordance with the terms and conditions of the Wakala Deposit.
  • In case of early termination of the Wakala Deposit and since the bank might have paid advance payments in relation to the actual profit, the Bank will recover all or part of any amounts based on the calculation of the profit in accordance with the consumer Islamic Banking Terms and Conditions.
Key Features and Benefits

  • Minimum deposit of AED 5,000 or its equivalent in respective currencies
  • Enjoy an attractive expected profit rates
  • Available in UAE Dirhams, US Dollars, British Pounds and other currencies
  • Flexible tenures in months: 1, 2, 3, 6, 9, 12, 13 and days: 50, 75, 100, 150, 200, 375, 400, 500
  • Open to UAE Nationals, expatriates and non-residents
  • Simple documentation.

Eligibility criteria

  • Available to UAE nationals, residents and non-residents
  • Available to all ADCB customers with an active Current or Savings account in AED, USD, GBP and other major currencies
  • Minimum deposit of AED 5,000 or its equivalent in respective currencies

Terms and conditions

Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.

Enjoy a world-class customer experience when you bank with us.

To deliver the service that you need, we’d like to know more about you. So, please complete this form, and a member of our team will contact you.
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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS 'WD' to 2626 from your registered mobile number.

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We will be happy to welcome you at any of our branches. Find the closest branch to you