Deposits Wakala Deposits


Absolute flexibility. High earnings

We made everything easy for you with the Wakala Deposit Account, which offers you flexible tenures and competitive expected profit rates.

5000 AED
Min. deposit
Or equivalent in other currencies.
0.20% Up to
Expected profit rate
per annum.

Keep in mind

  • In case of early termination of the Wakala Deposit and since the bank might have paid advance payments in relation to the actual profit, the bank will recover all or part of any amounts based on the calculation of the profit in accordance with the consumer Islamic Banking Terms and Conditions.
Key benefits

  • Enjoy an attractive expected profit rate of up to 0.20% p.a on ADCB Islamic Banking Wakala Century Deposit


  • Available in UAE Dirhams, US Dollars, British Pounds and other currencies
  • Meets short to medium term savings needs with flexible tenures of 1, 2, 3, 6, 9, 12 months and 50, 75, 100, 150, 200, 375, 400, 500 days
  • Open to UAE Nationals, expatriates and non-residents
  • Simple documentation.

Eligibility criteria

  • Available to UAE nationals, residents and non-residents
  • Available to all ADCB customers with an active Current or Savings account in AED, USD, GBP and other major currencies
  • Minimum deposit of AED 5,000 or its equivalent in respective currencies

Terms and conditions

Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.

Enjoy a world-class customer experience when you bank with us.

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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

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SMS 'WD' to 2626 from your registered mobile number.

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