Business Accounts Islamic Business Account – Gold

Whatever stage your business is in, we have an account for you

Designed specifically for entrepreneurs, micro-SMEs and small businesses, our Islamic Business Account - Gold makes banking simpler and more secure, giving you more time to grow your business.

50,000 AED
Minimum Monthly
Average Balance
0 AED
Fees for E-statement
Within the statement cycle
12
Free Cheque Books
Per year

Keep in mind

  • The Islamic Business Account - Gold is available in AED and other major foreigners currencies.
  • AED 50,000 minimum average balance required per month.
  • AED 200 monthly charge if the account balance falls below minimum requirement as per Schedule of Fees.
  • Required documents include a valid trade license, power of attorney (if applicable) and a valid tenancy contract.

To learn more please visit our FAQs page.

Not what your looking for?

If your company turnover is above 5M we have different products for your company.

Features and Benefits

Low minimum balance requirement
Free e-Statements
30 free teller transactions per month
One free cheque book per month
Globally accepted ATM debit card*
ProCash

Eligibility Criteria

Available for UAE residents only
Required documents include a valid trade license, power of attorney (if applicable) and a valid tenancy contract

Profit distribution ratio

Profit distribution ratio between the Bank (as Mudarib) and depositors/account holders (as Rab Al Maal) shall be as follow
85% :Mudarib
15% :Rabb Al Maal

To know more, please visit adcbislamic.com/weightages.

Charges and Fees

Please refer to the Schedule of Fees.

Terms and conditions

Terms and Conditions apply.

To view the full Islamic Banking Consumer Terms and Conditions and the Islamic Business Account - Gold supplementary Terms and Conditions, click here.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you and your company, so please complete this form and a member of our team will contact you personally.

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply by SMS

SMS 'EBCA’ to 2626

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you