Account Services SmartStart Business Islamic Account

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Enjoy a seamless banking experience with Islamic SmartStart Business Account

You can now easily manage the day-to-day financial needs for your business with the utmost convenience.

Attractive expected profit rates
Profit is accrued monthly on the minimum balance and is paid quarterly
0 Minimum Balance Requirement
for account opening
Enjoy the best of both worlds
Attractive expected profit rates and a Chequebook facility

Keep in mind

  • The Islamic SmartStart Business Account is available in AED only (Cheque and Cash Deposits in AED only).
  • Valid Trade license is mandatory.
  • Monthly Service Fee AED 125+VAT.
  • No Foreign currency inward and outward payments allowed.

To learn more please visit our FAQs page.

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If your company turnover is above 5M we have different products for your company.
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Features and Benefits

No minimum balance required
Free e-statement at preferred frequency
First Cheque Book free per calendar year
Free ADCB Corporate Internet Banking (ProCash access with Soft Token)
Business Debit card

Eligibility Criteria

UAE Nationals
Residents with valid visa only
Online and physical businesses (Terms & Conditions apply)
Valid Trade License
Power of attorney (if applicable)

Profit distribution ratio

Profit distribution ratio between the Bank (as Mudarib) and depositors/account holders (as Rab Al Maal) shall be as follow
85% :Mudarib
15% :Rabb Al Maal
To know more, please visit adcbislamic.com/weightages.

Charges and Fees

Please refer to the Schedule of Fees.

Terms and conditions

Terms and Conditions apply.

To view the full Islamic Banking Consumer Terms and Conditions and Islamic SmartStart Business Account supplementary Terms and Conditions, click here.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you and your company, so please complete this form and a member of our team will contact you personally.
Apply now

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626