Chip & PIN


ADCB Islamic Banking Cards are now Chip & PIN enabled

A smart Islamic Banking Card payment system which provides an added level of security to Islamic Banking Card transactions. You will be required to enter a Personal Identification Number (PIN) in order to complete any transaction.

Keep in mind

In addition to Chip & PIN technology, all new cards issued are also engineered with Contactless functionality (Visa Paywave or MasterCard PayPass) symbolized by the indicatorChip&Pin present on the face of the Islamic Banking Card. Contactless technology enables you to transact in a quick and easy manner for small value transactions of up to AED 500.
Key benefits

  • Added security when you purchase online with your ADCB Islamic Banking Card
  • Contactless payment for small value transactions

  • Present your Islamic Banking Card to the retailer
  • The retailer will insert your Islamic Banking Card into a machine and ask you to enter your PIN
  • Once the transaction has been authorised, your Islamic Banking Card will be returned to you along with a receipt

Activating your Islamic Banking Card and setting your PIN

You can activate and set your PIN by sending an SMS from your registered mobile number.

Just SMS ACT<space>last 6 digits of your card number<space>4 digit PIN of your choice to 2626. Example: ACT 123456 7899

Alternatively, you can call us on 600 56 2626 from your registered mobile and follow the instructions.

Frequently asked questions

To learn more about Chip & PIN and how it works, please read through the Frequently Asked Questions.

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

Apply through SMS

SMS 'MYCC' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to receive you in any of our branches.