Personal Finance Personal Finance – Expats

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ADCB

Whatever your ambitions, we have financial solutions that will make you feel at home with your money

We design our personal finance packages around your financial needs.

5.75% Starting from
Profit rate
150 Up to
TouchPoints
for every AED 1,000 of finance amount

Keep in mind

  • The profit rate on this page applies to Excellency/ Emirati Excellency customers. The rate shall vary depending on customer segment, profile and finance tenor.
  • For your protection, we add a one-time-only Takaful insurance fee.
  • A one-time processing fee is applicable.
  • Personal Finance is granted against the assignment of the customer’s salary and end-of-service benefit (gratuity). This is in favour of ADCB Islamic Banking. ADCB acts as security for the personal finance taken by the customer from ADCB Islamic Banking.
  • Service Guarantee is our promise to provide you with a decision on your Personal Finance application within three working days. Hand over a complete set of documents to the sales or branch employees and send us an SMS to get started. SMS “P” to 2626. Terms and Conditions apply; please refer to adcbislamic.com/serviceguarantee for details.

Get Personal Finance within 10 minutes through the ADCB Hayyak app

You will receive a 50% discount on processing fees in addition to 50,000 bonus TouchPoints when applying through the app.

Download the ADCB Hayyak app now!


App Store Google Play App Gallery

Monthly Installment Calculator
You will need to pay AED as up-front payment for the mortgage loan.
Click on the text box to enter your desired value. AED
AED 5000 AED 1000000
% Click on the text box to enter your desired value.
3.75 % 25 %
*Profit in reducing balance.
Months Click on the text box to enter your desired value.
6 48
Monthly Installment
AED 0

Total profit paid during the finance tenor is AED 0

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Disclaimer

The figures are based on indicative rates selected and are for illustrative purposes only. They do not apply to your finance. ADCB Islamic Banking rates are subject to change. The computation is based on simulated figures, several underlying assumptions, and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 56 2626 to ensure that you receive complete information about our finance product.

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS 'PF' to 2626

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We will be happy to welcome you to any of our branches. Find the closest branch to you. Find the closest branch to you