Personal Finance Personal finance for UAE Nationals

ADCB

A customised solution that suits your ambitions

Customised finance packages for UAE nationals offer attractive Profit rates, higher salary multiples, extended tenor periods and flexible eligibility criteria.

5.24% From
Profit rate
starting from 5.24% profit rate per annum
300 Up to
TouchPoints
for every AED 1,000 of finance amount

Keep in mind

  • The profit rate on this page applies to Excellency/ Emirati Excellency customers. The rate shall vary depending on customer segment, profile and finance tenor.
  • Additional one-time fee applicable for Takaful cover which paid as one-time fee
  • Personal Finance is granted against assignment of the customer’s salary and end of service benefit (gratuity) in favor of ADCB Islamic Banking, which acts as security for the personal finance taken by the customer from ADCB Islamic Banking.
  • Service Guarantee is our promise to provide you a decision on your Personal Finance application within three working days. Hand over a complete set of documents to the sales or branch staff and send us an SMS to get started, SMS “P” to 2626. Terms and Conditions apply, please refer to adcbislamic.com/serviceguarantee for details.
  • For every "Personal Finance" booked on the Mobile Banking App, ADCB Islamic Banking will plant a mangrove tree on your behalf.

Get Personal Finance within 10 minutes through the ADCB Hayyak app

You will receive a 50% discount on processing fees in addition to 50,000 bonus TouchPoints when applying through the app.

Download the ADCB Hayyak app now!


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Monthly Installment Calculator
You will need to pay AED as up-front payment for the mortgage loan.
Click on the text box to enter your desired value. AED
AED 5000 AED 4000000
% Click on the text box to enter your desired value.
3.75 % 25 %
*Profit in reducing balance.
Months Click on the text box to enter your desired value.
6 60
Monthly Installment
AED 0

Total profit paid during the finance tenor is AED 0

Disclaimer

The figures are based on indicative rates selected and are for illustrative purposes only and do not apply to your finance. ADCB Islamic Banking rates are subject to change. The computation is based on simulated figures and a number of underlying assumptions and possible rounding-off of figures. Please consult your Relationship Manager/or visit the nearest branch or call 600 56 2626 to ensure that you receive complete information about our finance product.

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Other ways to apply

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Call our 24-hour contact centre on 600 56 2626

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SMS ’PF' to 2626 from your registered mobile number.

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