Personal Finance Personal Finance for UAE Nationals


A customised solution that suits your ambitions

Customised finance packages for UAE nationals offer attractive Profit rates, higher salary multiples, extended tenure periods and flexible eligibility criteria.

5.50% From
Profit rate
300 Up to
for every AED 1,000 of finance amount.

Keep in mind

  • Additional one-time fee applicable for Takaful cover which paid as one-time fee
Key benefits

  • High salary multiples
  • Competitive profit rates
  • Finance consolidation available
  • Simple documentation
  • Takaful cover and involuntary loss of Employment cover - click here for details
  • Free ADCB Islamic Banking Credit Card


TouchPoints Awarded on Finance Amount (AED 10,000 and above) are:

  • 200 TouchPoints will be earned for every AED 1,000 of finance amount, when finance amount is AED 150,000 or less.
  • 300 TouchPoints will be earned for every AED 1,000 of finance amount, when finance is above AED 150,000.

Terms and conditions

ADCB Islamic Banking facilities will be made available at the sole discretion of ADCB Islamic Banking, subject to ADCB Islamic Banking's terms and conditions and upon submission of documentation acceptable to ADCB Islamic Banking. Terms and conditions apply. To view the full Islamic Banking terms and conditions, click here.

Enjoy world-class and a superior customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
  • We guarantee a response in 24 hours
  • Get in touch during opening hours (8am to 3pm from Sunday to Thursday and 8am to 1pm on Saturday). Alternatively, visit one of our mall branches between 10am to 10pm
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Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626

Apply through SMS

Apply through SMS

SMS ’SALAM' or ’YAQEEN' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to receive you in any of our branches.

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