Promotions Millionaire Savings Accounts

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ADCB

From a saver to a winner with the Millionaire Savings Accounts


Begin your journey towards a prosperous future with ADCB Islamic Banking. Choose from two of the most rewarding savings programmes today and get a chance to win from 280 prizes worth AED 36 million throughout the year. Open an Emirati Millionaire Savings Account, exclusively for Emiratis or a Millionaire Destiny Savings Account today for your chance to enter the prize draws and win exciting cash prizes and premium cars.

Keep in mind

  • A minimum average balance of AED 5,000 is required to be eligible for the prize draws.
  • Each additional AED 1,000 saved gives you an extra chance to win.
  • Customers under the age of 21 will be eligible for the quarterly prize as well as all the other prizes.

Discover the Accounts Features

Chance to win AED 2,000,000 and many other prizes

Only AED 5,000 required to open an account

Available in two variants with one exclusively for Emiratis

Every additional AED 1,000 saved, gives you an extra entry in the prize draws

Please note that the Millionaire Savings Accounts are based on the Islamic Mudarabah principle and the prizes are paid by the Bank from its own funds.

Millionaire Destiny Savings Account

Offered to everyone
2 Million AED
2 winners per year
1 Million AED
1 winner per month
300,000 AED
1 winner every 3 months
(For customers under the age of 21)
Car Prize
1 winner every 3 months
10,000 AED
10 winners every month

Emirati Millionaire Savings Account

Exclusively for UAE Nationals
2 Million AED
2 winners per year
1 Million AED
1 winner per month
300,000 AED
1 winner every 3 months
(For customers under the age of 21)
Car Prize
1 winner every 3 months
10,000 AED
10 winners every month

Account Features

With a Millionaire Savings Account, you can enjoy the following features:

Debit card with instant access to your money

Easy online account opening

Earn profit on a quarterly basis

How to Open Your Account Online

Opening a Millionaire Savings Account is quick and easy!

ADCB Mobile Banking App

  • Log in to ADCB Mobile Banking App
  • Click on ‘Open Now’ under ‘Need an additional account?’ that is located below the Account Summary or Account Listing
  • Click on ADCB and proceed with your preferred Millionaire Savings Account
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ADCB Personal Internet Banking

  • Log in to ADCB Personal Internet Banking
  • Click on 'Open New Account' on the left navigation bar
  • Select ‘Emirati Millionaire Saving Account’ or ‘Millionare Destiny Savings Account’ from the drop box
  • Complete the Online Millionaire Saving Account application form. This will generate your account number online


Through the ADCB Hayyak App

New Customers

  • Download the ADCB Hayyak app
    App Store Google Play App Gallery
  • Enter your personal details and the one-time password (OTP) that will be sent to the mobile number provided
  • Select ‘Save and Transact’, ‘Islamic’, then tap on ‘Proceed’ and follow the on-screen instructions
  • Once you reach the account selection screen, select ‘Emirati Millionaire Savings account’ or ‘Millionaire Destiny Savings Account’

When you win, you’re not the only winner

Our Millionaire Savings Accounts give you the opportunity to power your passions, achieve your ambitions, and do more than just dream. With over 187 millionaires made so far, could you be next?

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Apply through the ADCB Hayyak app
  • Download the ADCB Hayyak app App Store Google Play App Gallery
  • Enter your details and OTP
  • Select ‘Save and Transact’, ‘Islamic’, then tap on ‘Proceed’ and follow the on-screen instructions
  • Under Accounts, select ‘Millionaire Destiny Savings Account’ and open your account seamlessly


If you are a new customer and would like to open an Emirati Millionaire Savings Account, SMS ‘MS’ to 2626.

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Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

SMS ‘MS’ to 2626.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you