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Switch to ADCB Islamic Banking

Get rewards worth up to AED 12,000 in vouchers for electronics
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Keep in mind

  • This is a limited period offer, valid from 1st January to 30th June, 2026.

Up to AED 12,000 in vouchers for electronics. Switch to ADCB Islamic Banking


Also, earn attractive expected profit rates on your Islamic Super Saver balances.

How Do I Qualify

Salary Transfer Rewards
Earn rewards up to AED 7,000 when you transfer your salary and spend AED 2,500 on your ADCB Islamic Credit Card.
Relationship Balance Rewards
Earn rewards up to AED 5,000 when you maintain balances in your ADCB Islamic Banking accounts and subscribe for two or more products.
Total Rewards
Earn rewards up to a total of AED 12,000 upon meeting both criteria stated above.
 

Salary Transfer Rewards

Net Salary Transfer AED 5,000 to less than AED 10,000 AED 10,000 to less than AED 20,000 AED 20,000 to less than AED 50,000 AED 50,000 and above
UAE Nationals AED 500 AED 1,500 AED 3,000 AED 7,000
Expatriates AED 250 AED 1,000 AED 2,000 AED 5,500
 

Relationship Balance Rewards

3 Month Average Balance (AED)* Reward upon Subscribing for 2 Products from the Campaign Product List
AED 25,000 to less than AED 200,000 AED 1,000
AED 200,000 to less than AED 500,000 AED 2,500
AED 500,000 and above AED 5,000

*Starting after the month of onboarding

 

Campaign Product List

List of Eligible Products Product Eligibility Criteria
Credit Card Minimum spend of AED 2,500 within 3 months after onboarding
Islamic Goal Savings Account Set up account & Standing Instruction within 3 months after onboarding (minimum AED 1,500 or equivalent for a minimum tenor of 3 months)
Emirati Millionaire Savings Account / Millionaire Destiny Savings Account Account to be opened & funded with a minimum of AED 25,000 for 3 months after month of onboarding
Islamic Deposits AED 50,000 minimum for 3 months
Personal Finance (PF)/Auto Finance (AF)/Home Finance (HF) Minimum Ticket size (AED): (PF - 100k/AF - 50k/ HF – 1Mn) Disbursed 3 months after onboarding
Islamic Investment Minimum Islamic investment AUM of USD 25,000 by 3 months after onboarding
Takaful Minimum (Annual Contribution Equivalent – ACE) of USD 12,000 within three months of campaign enrollment

Please note

  • This is a limited period offer, valid from 1st January to 30th June 2026.
  • Customers should not have transferred their salary to any ADCB / ADCB Islamic Banking Account after 1st January 2025.
  • Campaign eligibility criteria must be met within 3 months following month of onboarding.
  • Customers with net salary credit less than AED5,000 (even if gross salary is greater than AED 5,000) are not eligible.
  • The Customer should open a new Elite Account or Savings Account with ADCB Islamic Banking during the Offer Period.
  • Customer should transfer a minimum salary of AED 5,000 or fulfill minimum total relationship balance criteria within 3 months following the month of onboarding.
  • Existing customers are not eligible to enroll for Relationship Balance Rewards.
  • Customer must agree to hold off AED 1 to be placed in their ADCB Islamic Banking Account. Meeting the Salary Transfer or Relationship Balance criteria is mandatory for a minimum of 12 months; otherwise, a claw back of the (Dirham) value of the reward will apply.
  • The proper campaign promo code must be used at the time of onboarding, and the Terms and Conditions should be signed and submitted by 30th June 2026.
  • This offer cannot be used in conjunction with any other offering by ADCB/ ADCB Islamic Banking.
  • Terms and Conditions apply. Click here to know more.
  • Issuance of Islamic credit card is at the sole discretion of ADCB Islamic Banking.
  • For Salary Transfer Rewards:
    • Customers should spend a minimum of AED 2,500 on their Islamic credit card within three (3) months following the month of onboarding.
    • Customer must be employed with companies listed with ADCB and agree to transfer their salary for 12 months consecutively.
    • Reward will be calculated based on the minimum net salary credited to the account.
  • For Relationship Balance Rewards:
    • The Customer should subscribe for a minimum of two(2) products from the above prescribed list of products within three (3) months of onboarding and meet the respective Product criteria.
    • The account balances maintained in the three months after the month of customer enrollment to the campaign will be taken into consideration. For example, if the Customer opened the Account on January 2026, average balance from February 2026 – April 2026 will be evaluated for the reward computation.

Other ways to apply

Apply through SMS

SMS 'ISWITCH' to 2626