Savings Accounts ADCB Savings and Call Accounts

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ADCB

Save for tomorrow,
Enjoy the benefits today

We offer a suite of convenient and reliable solutions to save and grow your money.

5,000 AED
Minimum Monthly Salary
For residents employed in UAE.
0 AED
Fees for E-statement
Within the statement cycle.
0.10 % p.a.
Interest Rate
For AED & USD Savings Accounts

Keep in mind

  • A monthly fee will be applicable if the respective segment-wise relationship balance criteria is not met.
  • For Call Accounts interest will not be paid if the amount is less than AED 15 (or USD 5 equivalent for non-AED accounts) per month.
  • Additional statement of account outside the normal cycle will be charged as per Schedule of Fees.
  • Debit card usage at Non-ADCB ATMs would attract a charge in line with relationship type, as per Schedule of Fees.
Key Features and Benefits

Savings Account Features and Benefits

  • Available for UAE residents and non-residents
  • Available in AED and USD currencies
  • Interest bearing account, with interest rate of 0.10% p.a. for AED and USD Savings accounts
  • Interest is accrued monthly on the minimum balance and is paid half-yearly on minimum monthly balance
  • Free e-statements (within the statement cycle)
  • Debit card available for AED Savings accounts only

Call Account Features and Benefits

  • Available for both UAE residents and non-residents
  • Available in AED, USD and other major currencies
  • Interest accrued on the daily balance and is paid monthly
  • Free e-statements (within the statement cycle)

Interest Rates

Key features and benefits

Savings Account Interest Rate

Currency Interest Rates per annum
(valid till 31st Dec, 2020)		 Interest Rates per annum
(effective from 1st Jan, 2021)
AED 0.20% 0.10%
USD 0.20% 0.10%

Etihad Guest Savings Account Interest Rate

Currency Interest Rates per annum
(valid till 31st Dec, 2020)		 Interest Rates per annum
(effective from 1st Jan, 2021)
AED 0.20% 0.10%

Earn Etihad Guest Miles on the balance maintained in your Etihad Guest Savings Account. For more information on Etihad Guest Accounts, please click here.

Child Saver Account Interest Rates

CHILD SAVER ACCOUNT – AED INTEREST RATES

Daily Balance Interest Rates per annum
(valid till 31st Dec, 2020)		 Interest Rates per annum
(effective from 1st Jan, 2021)
Below AED 10,000 0.00% 0.00%
AED 10,000 and less than AED 50,000 1.25% 0.00%
AED 50,000 and less than AED 100,000 1.50% 0.00%
AED 100,000 and less than AED 2,000,001 1.75% 0.00%
AED 2,000,001 and above 0.25% 0.00%

CHILD SAVER ACCOUNT – USD INTEREST RATES

Daily Balance Interest Rates per annum
(valid till 31st Dec, 2020)		 Interest Rates per annum
(effective from 1st Jan, 2021)
Up to USD 2,499 0.00% 0.00%
USD 2,500 and less than USD 10,000 0.50% 0.00%
USD 10,000 and less than USD25,000 0.75% 0.00%
USD 25,000 and less than USD500,001 1.00% 0.00%
USD 500,001 & Above 0.25% 0.00%

Easy Save Account Interest Rates

Daily Balance Interest Rates per annum
(valid till 31st Dec, 2020)		 Interest Rates per annum
(effective from 1st Jan, 2021)
Up to AED 9,999 0.00% 0.00%
AED 10,000 & Above 0.25% 0.00%

Call Account Interest Rates

Currency Interest Rates per annum
(valid till 31st July, 2020)		 Interest Rates per annum
(effective from 1st August, 2020)
AED 0.10% 0.10%
USD 0.05% 0.05%
EUR 0.00% NIL
GBP 0.25% 0.05%
CAD 0.25% NIL
AUD 1.25% NIL
CHF 0.00% NIL
JPY 0.00% NIL
SGD 0.15% NIL
SAR 0.05% NIL
NZD 1.25% NIL
NOK 1.00% NIL
DKK 1.00% NIL
MYR 0.25% NIL

TouchPoints

TouchPoints shall be awarded on an average monthly account balance of
AED 10,000 and above.
Terms and Conditions apply. For further details, please click here.

Required Documents

To apply for an account, you will need to produce the following:

UAE residents:
  • An original passport with UAE residence visa (valid for more than 30 days)
  • Your original Emirates ID
  • A salary certificate
Non-residents (Not Applicable for Aspire Segment customers):
  • Your original passport
  • A copy of your visit visa and entry stamp page or e-gate card.
  • A three-month stamped bank statement of your existing bank account.
  • A letter of introduction from an existing ADCB customer with a relationship of more than a year.

Charges and Fees

Terms and Conditions

Terms and Conditions apply. 

To view the full Consumer Banking Terms and Conditions, click here.

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Other ways to apply

Contact centre

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Call our 24-hour contact centre on 600 50 2030.

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SMS 'CASA' to 2626 from your registered mobile number.

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