Online Accounts Super Saver Account

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Earn up to 5.00% interest per annum with ADCB Super Saver Account

Start saving smarter today with our Super Saver account and earn up to 5.00% interest per annum. Make your money work for you and watch your dreams come to life!

Attractive Interest rates
Earn up to 5.00% interest per annum
Digital Convenience
Instant Account opening with the ADCB Mobile Banking App.
Monthly Reward
Interest is paid monthly in the ADCB Super Saver Account

Keep in mind

  • To open a ADCB Super Saver account, you should first have an ADCB Current or Savings Account
  • Super Saver cannot be opened as a joint account
  • ADCB Super Saver Account is offered via ADCB Mobile Internet Banking App and ADCB Personal Internet Banking
  • A monthly fee will be applicable if the respective segment-wise relationship balance criteria is not met as per Schedule of Fees
  • Additional statement of account outside the normal cycle will be charged as per Schedule of Fees
  • Interest is calculated and paid monthly based on the balance tier and the corresponding base and bonus rate

Interest Rates

You will be paid base interest on monthly average balance in ADCB Super Saver Account as per the below slab structure.
Further to the base rate, you are also eligible for bonus interest, paid on new-to-bank funds in the ADCB Super Saver Account over and above the benchmark monthly balance.
New-to-bank funds in the Super Saver Account should lead to an equivalent increase in your Total Relationship Balance (including all Current, Savings and Deposit Accounts).
Internal fund transfer from existing ADCB accounts and deposits, will not be eligible for bonus interest rate.
In case the Customer has multiple Super Saver Accounts, the new to bank funds in the Super Saver Account, will be calculated using aggregate Account balance of all the Super Saver Accounts. Bonus interest will be paid only in the default Account that is the oldest Super Saver Account opened with ADCB.
Benchmark Month: October 2025 (effective 1 Jan 2026).
Monthly Average Balance Base Interest Rate per Annum (effective from 1st May 2026) Bonus Interest* Rate per Annum (effective from 1st May 2026)
Less than AED 50,000 0.01% 0.00%
AED 50,000 to AED 20 Million 2.25% 2.75%
Above AED 20 Million 1.00% 0.00%

*Bonus Interest is paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum AED 50,000 to AED 20,000,000 monthly average balance in super saver account is required to avail the bonus rate.



Monthly Average Balance Base Interest Rate per Annum (effective from 1st May 2026) Bonus Interest* Rate per Annum (effective from 1st May 2026)
Less than USD 15,000 0.01% 0.00%
USD 15,000 to USD 6 Million 2.25% 2.75%
Above USD 6 Million 1.00% 0.00%

*Bonus Interest is paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum USD 15,000 to USD 6,000,000 monthly average balance in super saver account is required to avail the bonus rate.



Monthly Average Balance Base Interest Rate per Annum (effective from 1st May 2026) Bonus Interest* Rate per Annum (effective from 1st May 2026)
Less than GBP 15,000 0.01% 0.00%
GBP 15,000 to GBP 6 Million 1.75% 2.75%
Above GBP 6 Million 1.00% 0.00%

*Bonus Interest is paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum GBP 15,000 to GBP 6,000,000 monthly average balance in super saver account is required to avail the bonus rate.



Monthly Average Balance Base Interest Rate per Annum (effective from 1st March 2026) Bonus Interest* Rate per Annum (effective from 1st May 2026)
Less than EUR 15,000 0.01% 0.00%
EUR 15,000 to EUR 6 Million 0.50% 2.75%
Above EUR 6 Million 0.50% 0.00%

*Bonus Interest is paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum EUR 15,000 to EUR 6,000,000 monthly average balance in super saver account is required to avail the bonus rate.

Eligibility Criteria

To open a Super Saver account, the customer should first have an ADCB Current or Savings Account
Available for UAE residents only
Available for the customers who have attained majority as per the applicable laws

ADCB Mobile Banking App


  • Log in to ADCB Mobile Banking App
  • Under ‘Accounts&Deposits’, Click ‘+New Account’
  • Select ‘Current/Savings Account’ and follow on-screen instructions for your preferred account
For ADCB Mobile Banking App Tutorials, please click here

Charges and Fees

Please refer to the Schedule of Fees.

Terms and conditions

Terms and Conditions apply.

To view the full Consumer Banking and ADCB Super Saver Account supplementary Terms and Conditions, click here.

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