Cards Features FlexiPay


Instantly convert your Credit Card retail outstanding balance into instalment plans at low interest rates

You can now enjoy the freedom of repaying the retail outstanding balance on your credit card in small affordable monthly payments. The big moments will matter more when you worry less about the payments.

Split your credit card retail balance into smaller instalments
Repayment tenures from 6 to 48 months
Zero documentation

Keep in mind

  • FlexiPay is available to all customers with active ADCB Credit Card(s) with a minimum retail outstanding balance of AED 500 or more.
  • Cash Advance transactions, Fees, Charges and any existing instalment product(s) EMI or outstanding balance cannot be converted to FlexiPay.
  • A foreclosure fee of AED 210 (inclusive of 5% VAT) will be applicable on early settlement of FlexiPay Plan.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need, we'd like to know more about you, so please fill this form and a member of our team will contact you personally.
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One of our representatives will call you back within 24 hours.

Other ways to apply

Personal Internet Banking

Avail your FlexiPay instantly by logging into your personal internet banking.

Apply through SMS

SMS 'FLEXIPAY' to 2626 from your registered mobile number.