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Swatch Pay


Keep in mind

Your card details are never stored on the phone. It’s a safe and secure way to pay for purchases.
How to add an ADCB Card on Swatch Pay

  • Download and open the “Swatch Pay by wearonize” app.
  • Place the Swatch Pay compatible watch on Swatch Pay Box available at the authorized Swatch dealer.
  • Click on the add card icon on the top right of the app.
  • Enter embossed name, card number, expiry date and CVV.
  • Scan QR code on the Swatch Pay Box to pair the card to the watch. 
  • Enter OTP sent by ADCB to the registered mobile number to activate the card on the watch.

How to make payments with Swatch Pay

  • Hold the wrist near the payment terminal with the watch face directed towards the terminal to complete the payment. 
  • For transaction of AED 500 and above (or the country specific contactless transaction limit defined by Visa or Mastercard), the respective Card PIN number will have to be entered to authorize a transaction.

How to remove an ADCB Card on Swatch Pay

  • Open the Swatch Pay app.
  • Tap on the card image.
  • If the card is to be temporarily suspended on Swatch Pay, tap on Suspend Virtual Card.
  • If the card is to be removed / deleted from Swatch Pay, tap on Remove Virtual Card. 

Frequently Asked Questions

Swatch Pay is a contactless payment solution that lets you make secure, contactless payments with your Swatch watch.

Swatch Pay uses contactless payment Near Field Communication (NFC) technology to facilitate point-of-sale payments using your Swatch watch.

Never leave your device unattended. Contact ADCB immediately if you suspect any unauthorized use of your device, if it is lost/stolen, or if you think your details have been compromised.

All ADCB Credit and Debit Cards can be used on Swatch Pay. You can make purchases without having to enter your Card PIN for up to AED 500. For transactions to the value of AED 500 or above, the Card PIN will have to be entered to authorize the transaction.

Only one Card can be linked to each Swatch watch.

The same card can be added to multiple Swatch watches.

No, all transactions on a blocked card will be declined.

If your Swatch watch is lost or stolen, you can suspend or delete the card through the Swatch Pay app.

For further information on Swatch Pay, please visit

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'MYCC' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you